PYMNTS

JANUARY 19, 2021

Studies showed that many consumers in the United States have begun tapping their debit cards more often for payments, for example, with one report finding that debit use rose about 6 percent year over year. Around The Next-Gen Debit World. Another study indicated that debit-related fraud is on the rise across the U.S.

Debit Card 62

Debit Card Online and Mobile Banking Push-to-Card P2P 62

PYMNTS

MAY 2, 2019

Beyond the headline numbers, the company showed continued traction with larger sellers across its traditional point-of-sale (POS) products, and in newer offerings spanning debit cards and lending. year over year, spanning peer-to-peer (P2P), Cash Card and Cash for Business transactions. 11, better than the expected $.08.

Volume 56

Volume Debit Card Point-of-Sale (POS) Push-to-Card 56

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. Most modern card readers and payment terminals are NFC-equipped.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

Stax

JANUARY 31, 2024

If your company accepts credit card payments ( which it should ), chances are, you’re going to be affected by Visa’s interchange rates. cards currently in use. So it’s virtually impossible for a business to not accept Visa cards. TL;DR Interchange rates are the fees charged by credit card networks.

Credit Cards 88

Credit Cards Push-to-Card Processors Transactions 88

PYMNTS

SEPTEMBER 30, 2016

That was the date that lives on in payments history since it was the date that Target announced it had been the victim of a massive POS breach that exposed the card data of some 40 million consumers. Nationwide, there are roughly 2 million chip-enabled businesses, and 1.3 There’s plenty of positive data to look at.

EMV 82

EMV CHIPS Chip Cards Push-to-Card 82

PYMNTS

APRIL 9, 2018

Apple’s New Chip Groove. Last week’s reports suggest that Apple will soon wave goodbye to its long-term chipmaker, Intel, in favor of making its own chips for Mac computers. The announcement that Apple was considering going its own way, chip wise, was enough to send Intel shares tumbling 6.1 In bloom this week….

CHIPS 56

CHIPS Push-to-Card Debit Card Cash Management 56

Tearsheet

MARCH 21, 2024

Join Scott Goodson, CEO, StrawberryFrog, Chip Walker, Head of Strategy at StrawberryFrog, and Zack Miller, Tearsheet’s editor as they dive into the dynamic world of financial marketing and transformation. In contrast, only 39% of Gen Zers frequently use credit cards, compared to 51% among older generations. Go to tearsheet.co/strawberryfrog

Financial Literacy 59

Financial Literacy Debit Card Credit Cards Push-to-Card 59

M2P Fintech

MARCH 28, 2024

without requiring a traditional bank account or debit card. without requiring a traditional bank account or debit card. This technological approach eliminates the use of physical cards or PINs during financial interactions. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

FICO

DECEMBER 18, 2019

Card-not-present (CNP) transactions, which are primarily conducted online, have quickly become the most common transactions made among consumers. Debit cardholders use their cards far more often, but for smaller amounts: nine times on average for a total of £500 (roughly $700 or €560) per month per account.

Fraud Detection 52

Fraud Detection Push-to-Card Authentication Credit Cards 52

PYMNTS

JULY 6, 2020

Customers are also looking for options like digital and card-not-present (CNP) transactions that allow them to make eCommerce purchases as smoothly and seamlessly as possible. . These safety and convenience considerations are pushing more consumers to use — and more merchants to enable — contactless and CNP payments. percent of U.S.

Transactions 52

Transactions Card Issuer Push-to-Card Contactless Payments 52

PYMNTS

JUNE 19, 2016

On the EMV front, Home Depot decided it felt strongly enough about Chip and PIN that that it sue MasterCard and Visa over it.Walmart Canada decided it would stop accepting Visa cards since they say they are too expensive. the verification method after dipping the chip is still a signature – as opposed to a PIN.

EMV 40

EMV CHIPS VARS Push-to-Card 40

Clearly Payments

SEPTEMBER 16, 2024

Instead of entering a PIN or handling cash, users can simply tap their card or mobile device to complete a transaction in seconds. Contactless payments are a quick and secure way to make transactions without physically swiping a card or entering a PIN. Contactless payments market has been growing quickly.

Contactless Payments 52

Contactless Payments Push-to-Card Payments Transactions 52

FICO

AUGUST 16, 2022

Card Skimming Fraud Grows 700+% in First Half of 2022. Credit card and debit card skimming fraud is back with a vengeance in the US, while other fraud types are seeing global growth. At FICO World 2022, I hosted a session where we talked about global fraud trends like authorized push payment scams and romance scams.

Compromise 52

Compromise Push-to-Card Romance Scams ATM 52

Clearly Payments

DECEMBER 5, 2023

Payment processors play a crucial role in modern commerce by enabling various forms of payment, including credit cards, debit cards, electronic funds transfers, and digital wallets. The evolution of credit card processing has played a pivotal role in shaping the modern landscape of commerce.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

PYMNTS

NOVEMBER 20, 2019

But it’s not exactly like a traditional device selling chips or soda: The machine doesn’t accept cash. To make a purchase, consumers can come up to the device, swipe their cards (or tap with Apple Pay or Google Pay), and select their choice. It is open during regular working hours, and it’s not open on the weekends.

Automation 49

Automation Push-to-Card Debit Card Contactless Payments 49

PYMNTS

AUGUST 25, 2016

Consultants will don a Bluetooth reader that pairs with Apple iOS or Android smartphones or tablets, to accept payment of credit and debit cards. From makeup to jewelry, mobile payments are all about accessorizing going into the fall season. Visa announced its mVisa service is coming to Nigeria. Mary Kay has 3.5

Mobile Payments 43

Mobile Payments EMV Push-to-Card Payments 43

PYMNTS

JULY 17, 2018

Since the migration to EMV in the largest card market in the world (the U.S. in October of 2015), the incidences of counterfeit card fraud at chip-enabled merchants have fallen sharply — some 76 percent, as reported by card networks. Sometimes the cards are ancillary to a different criminal purpose.

Law Enforcement 43

Law Enforcement Laws Visa Push-to-Card 43

PYMNTS

JULY 8, 2016

The ubiquity of PIN-less chip cards in the U.S. can be estimated by the fact that over 60 percent of Visa’s chip-based credit and debit cards didn’t require PIN or signature until last year. The massive payment infrastructure overhaul, which came with an estimated $8.65 billion price tag, led U.K For the U.S.

EMV 41

EMV Push-to-Card CHIPS Mobile Payments 41

PYMNTS

AUGUST 18, 2016

Why do mobile payment users choose another method if they have taken the trouble to load their card data? There is a difference in the choice of debit or credit card as a funding source among users. Meanwhile, only 44 percent of Apple Pay users prefer to use a debit card as a funding source and 50 percent use a credit card.

Mobile Payments 40

Mobile Payments Payments Push-to-Card Debit Card 40

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. After many fits and starts, Square pushed into an IPO in late 2015. Making it the most valuable set of glassware never sold. A worthy consolation prize by anyone’s measure. The Bumpy Road. Which it got.

Push-to-Card 44

Push-to-Card Debit Card Online and Mobile Banking EMV 44

PYMNTS

NOVEMBER 20, 2019

But it’s not exactly like a traditional device selling chips or soda: The machine doesn’t accept cash. To make a purchase, consumers can come up to the device, swipe their cards (or tap with Apple Pay or Google Pay), and select their choice. It is open during regular working hours, and it’s not open on the weekends.

Push-to-Card 40

Push-to-Card Automation Debit Card Contactless Payments 40

PYMNTS

AUGUST 2, 2018

In it, CEO Tim Cook credited much of Apple Pay’s recent growth to its increasing use in mass transit. Transit is another important area of growth and Apple Pay can be used with iPhone and Apple Watch to quickly and conveniently ride public transit in 12 metropolitan areas.”. Visit a major U.S. OK, that might be an exaggeration. Contactless Visions.

Contactless Payments 40

Contactless Payments Chip Cards Push-to-Card CHIPS 40

PYMNTS

AUGUST 5, 2016

Mastercard started with week with an announcement of how its Mastercard Send product would extend the reach and the speed of Early Warning’s clearXchange P2P network for bank customers with a Mastercard branded debit product. This week was the first week of the last full month of summer. Disbursements.

Bitcoin 43

Bitcoin Multi-Currency Push-to-Card Chip Cards 43

PYMNTS

APRIL 8, 2019

Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. Visa Ups the Pace of Gig Payments. Affirm Affirmed by Investors.

Contactless Payments 40

Contactless Payments Push-to-Card Debit Card Payments 40

PYMNTS

MAY 23, 2016

MCX coalition members hoped that the scheme would be attractive enough to consumers that many of them would shift away from what they were using in the store — branded plastic cards — to its mobile payments scheme. Back stateside, it was another blockbuster week and just in time for the summer blockbuster season. Need to know more?

EMV 43

EMV Mobile Payments Push-to-Card Chip Cards 43

CB Insights

NOVEMBER 9, 2017

One investor in the startup said that the founders were too aggressive in pushing for higher valuations. For those who’ve been reading, we’ve had failure on the brain recently. Some of the fail-related research we’ve issued includes: The Downround Tracker. 242 Startup Failure Post-Mortems. The Top 20 Reasons Startups Fail. via TechCrunch.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Shutdown Push-to-Card 78

PYMNTS

JANUARY 7, 2019

Devices with chips can flag problems and alert consumers or businesses of the need to replace a part or call a repair technician. Welcome to the first Monday of 2019. According to the Chinese calendar, 2019 is the “Year of the Pig” – which may not, at first blush, inspire much excitement for the 358 days ahead of us.

Online and Mobile Banking 82

Online and Mobile Banking Mobile Payments Innovation Consumer 82

PYMNTS

MARCH 30, 2016

percent indicated the use of mobile payments — widely considered to be the best defense against fraudsters — as the payment method most often used to pay for purchases, while almost 61 percent and 29 percent said they primarily use debit cards and credit cards, respectively. In a recent survey focused on how U.S.

Consumer 44

Consumer EMV Security CHIPS 44