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Commercial Banks Successfully Rebuilt Liquidity to Pre-Crisis Levels, But Challenges Remain Says Q2

The Fintech Times

.” The report is based on findings from Q2 PrecisionLenders proprietary database of 2024 commercial lending deal flow, along with economic data from public sources, including the Federal Deposit Insurance Corporation (FDIC) and Federal Reserve.

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Largest 30 Banks & Credit Cards for Small Business (SMB) Feb 2025

Fintech Labs Insights

However, when it comes to trusting someone with your money, many small business owners prefer to deal with companies embedded in the local economy, even if it means not getting the latest online banking features or the best interest rate. The list below are the biggest national brands offering small business banking services.

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Community Banks Aim To Amplify Competitive Edge With FinTechs

PYMNTS

Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index. Here, again, lies another opportunity for community banks to fill the void. We urge you to make such legislation a priority.”.

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Why the U.S. Regulators’ New Resource on BaaS Relationships is Disappointing

Finovate

BaaS-enabled banks have been operating in a regulatory minefield recently. FDIC and CFPB have issued multiple consent orders to banks, citing their BaaS relationships as the cause. Rather, it is intended to be a resource for community banks to consider when managing the risk of third-party relationships.

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BSA Officials At FIs Targeted By Phishing Campaign

PYMNTS

The news comes as five federal agencies spoke in October on how credit unions, as well as community banks, can share resources to make BSA compliance streamlined and bolster AML efforts. FinCEN, NCUA, the Federal Reserve Board, the Federal Deposit Insurance Corp.

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Fed Chairman Concerned Over Shrinking Bank Market

PYMNTS

banking industry is in flux, largely thanks to federal policy that has made it easier (and faster) for institutions to merge. Earlier this month, the Federal Reserve released new data that found the average merger review time for deals in the banking sector declined to 3.8 months in the first half of 2018, from 5.6

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