Clearly Payments

APRIL 24, 2025

If you’re running a large business and processing a high volume of payments every month, youre likely wondering if there’s room to reduce your payment processing fees. The short answer is yes, large merchants can negotiate custom payment processing rates. You should be paying less. Always look at the full picture.

Large Merchants

Fintech Finance

OCTOBER 31, 2024

Across the globe, the dialogue about compliance and risk has changed and it has become increasingly challenging for emerging fintechs and bank sponsors to keep pace. Across the globe, the dialogue about compliance and risk has changed and it has become increasingly challenging for emerging fintechs and bank sponsors to keep pace.

Compliance

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions.

Process

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. This article dives into what a payment processing system is, how it works, and its benefits. TL;DR A payment processing system is the underlying infrastructure for digital and electronic payments.

Process

Clearly Payments

JULY 23, 2025

For merchants, this means one thing: understanding and managing payment compliance is no longer optional, it’s necessary to keep processing payments smoothly and growing your business without interruption. What Is Payment Compliance? They’re also a key compliance area. Some key facts: Visa’s chargeback threshold is 0.9%

Compliance

Stax

NOVEMBER 21, 2024

In this article, you will discover all you should know about credit card payment processing for small businesses. We have also put together a list of the top three best credit card processing platforms for small businesses.

Credit Cards

The Fintech Times

MARCH 19, 2025

This will be greatly appreciated by the industry as according to research from Sollers Consulting and Ipsos , 63 per cent of UK customers consider a quick claims handling process as one of their top expectations from their insurer. Firstly, they can easily manage funds while ensuring their compliance and protection at all times.

Payment Solutions

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Merchants paid a record $172 billion in payment processing fees in 2023. This figure may continue to climb as inflation rises and credit card networks boost their processing rates.

Credit Cards

Stax

MARCH 11, 2025

As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

Online Payment Processing

Stax

JUNE 24, 2025

Consumers are increasingly gravitating towards cashless payment options, including debit card and credit card payments, as well as online payments, contactless payments , and mobile credit card processing services. Between processing fees, monthly fees, and other charges, the wrong provider can cost more than it’s worth.

Credit Cards

Stax

MARCH 5, 2025

And how can you find a reliable payment processing solution for your business? To further shed light on payment processing, weve put together this guide outlining the benefits of online selling and how to implement digital payments properly. How Can Internet Card Payment Processing Help My Business?

Credit Card Payment Processing

Fi911

FEBRUARY 26, 2025

It applies to any entity that processes, stores, or transmits credit card information making it especially relevant to banks and financial institutions. Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. Staying up-to-date with PCI-DSS compliance should be a top priority.

PCI DSS

Basis Theory

NOVEMBER 12, 2024

Tokenization, therefore, refers to the process of creating a token and storing it within a secure vault. The tokenization process is completed by a tokenization platform and, in its most simple form, operates sequentially: Sensitive data is entered into a tokenization platform.

Encryption

EBizCharge

FEBRUARY 26, 2025

NetSuite offers a comprehensive suite of financial services designed to streamline payment processes. NetSuite automates key aspects of the payment process, including authorization, capture, and settlement, reducing manual effort and minimizing errors. Consider the gateways payment processing capabilities.

Credit Cards

VISTA InfoSec

AUGUST 12, 2025

They were processing payments online without meeting even basic PCI DSS requirements. But in reality, even a small café or e-commerce store that processes a handful of card transactions a day needs to comply. Why Compliance Is Cheaper Than Recovery? Think of compliance as insurance — but better.

PCI DSS

The Payments Association

JULY 23, 2025

PSPs that embrace automated, API-first onboarding can turn compliance from a bottleneck into a strategic growth driver—faster, smarter, and globally scalable. Not only is this process inefficient, but it also delays market entry, raises costs, and increases exposure to regulatory fines.

ISO 20022

The Payments Association

JANUARY 13, 2025

The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. Firms must invest in compliance, adapt workflows, and advocate for fair regulations. Safeguarding audits: Firms are required to arrange safeguarding audits to assess compliance with the rules.

Compliance

The Payments Association

FEBRUARY 14, 2025

In 2025, payments firms must prioritise compliance, open banking expansion, and stablecoin readiness to navigate regulatory shifts and drive growth. Firms need to act now in examining their existing processes and controls and strengthening these where needed to prepare with sufficient time for the changes.

Stablecoins

Finextra

JUNE 26, 2025

These compliance standards aren’t just check boxes; they are tools that protect your business and build confidence. Most importantly, you’ll see how the right digital payment solution can make compliance simpler and more effective. Why compliance matters in digital payment processing Staying compliant isn’t a choice.

PCI DSS

The Fintech Times

JUNE 27, 2025

QwikPay , the Australian paytech, is improving its real-time user onboarding while maintaining compliance with financial regulations in Australia, following a new partnership with iDenfy , the identity verification and fraud prevention technology provider. We needed a compliance partner that could scale with us while maintaining user trust.

Risk Management

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity. What is Sage 100?

Credit Cards

Clearly Payments

MARCH 4, 2025

For many small businesses, payment processing fees are a significant expense that eats into profits. However, one small business managed to save $10,000 a year on payment processing without sacrificing customer convenience. Analyzing Payment Processing Costs Many business owners assume they are paying lower fees than they actually are.

Small Business

The Payments Association

JUNE 9, 2025

Pegeman Khorsan Chief legal and regulatory officer, RTGS.global "With new, ecosystem role-specific software, the structured data approach in RT2/ISO 20022 represents a competitive advantage in risk decisions and compliance, materially reducing costs, time, and errors. Expanded access fundamentally changes competitive dynamics.

ISO 20022

Trade Credit & Liquidity Management

JULY 24, 2025

This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation. Banks and businesses are expected to benefit through improved compliance with regulations, automated processes, and enhanced straight-through payment processing.

FedWire

Fintech News

OCTOBER 28, 2024

This helps to reduce payment failures, operational inefficiencies, and compliance risks in cross-border payments. This real-time verification process helps prevent errors and strengthens regulatory compliance, particularly in regions like the UK and EU. With payment failures costing the global economy an estimated US$118.5

Cross-Border

Fintech Finance

JULY 7, 2025

This certification confirms that FinMont’s systems and processes meet rigorous standards for security, availability, and confidentiality, as defined by the American Institute of Certified Public Accountants (AICPA). In an increasingly complex digital landscape, where data security is paramount, it’s essential to lead by example.

Data Security

EBizCharge

MARCH 11, 2025

As companies transition to online payment platforms, the complexities of payment processing costs can often lead to unexpected expenses that eat into margins. Thankfully, this article will explore the various payment processing costs associated with Acumatica as well as actionable strategies for businesses to reduce these expenses.

Processing Costs

EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. This article walks you through what credit card surcharge compliance really means and provides a practical checklist to help your business stay on the right side of the rules.

Compliance

Stax

JULY 2, 2025

.” He emphasized that a tightly integrated payment solution does far more than just process transactions; it creates a stickier product and lower churn, which directly increases your customer lifetime value. This incremental revenue, generated from processing transactions through your platform, can be surprisingly substantial. .”

Volume

The Payments Association

MARCH 19, 2025

The growing role of digital assets in payments The way we process payments has changed drastically in the last decade. Instant, contactless, and tokenised payments are now at the forefront of payment processing. As the world shifts to faster, more efficient digital payment methods, the question remains: Are your payment systems ready?

Cross-Border

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. TL;DR Merchant services are integrated solutions that allow businesses to process diverse payment methods across multiple channels. Check processing. They work through a dedicated merchant account.

Small Business

Clearly Payments

JUNE 20, 2025

So, who is the biggest payment processing company in that category? Largest Payment Processor: Fiserv (First Data) As of 2025, the largest payment processing company in the world — by volume of merchant payments handled — is Fiserv , which owns First Data and the popular Clover POS system. trillion+ Strong presence in U.S.

Process

EBizCharge

DECEMBER 2, 2024

Among these strategies, dual pricing has emerged as a pivotal concept that can significantly influence processing fees. When used legally, the dual pricing approach can help businesses navigate the complexities of processing fees and empower consumers to make informed decisions at the point of sale (POS). What is dual pricing?

Process

The Payments Association

JULY 29, 2025

A Q&A with Rotzer shares some insights on the company’s approach, combining technological innovation with a focus on regulatory compliance and operational efficiency. What is the Universal Aggregator, and how does it support compliance and connectivity? What are your company’s priorities around ISO 20022 compliance?

ISO 20022

Finextra

AUGUST 11, 2025

Fintech Application: A global fintech that processes cross-border remittances may find that a standard reconciliation method cannot fully account for T+1 settlement delays in USD transactions from US partners. In this case, the firm designs a bespoke reconciliation process that factors in settlement lags and currency conversion cut-offs.

Reconciliation

EBizCharge

MAY 1, 2025

Every swipe or tap of a credit card comes with processing fees that can hinder a businesss profitability if not properly managed. Understanding credit card processing fees Its essential for businesses to know how to navigate credit card processing fees to maintain healthy cash flows and revenue streams.

Credit Cards

Fintech News

JULY 21, 2025

Yet, many businesses struggle with high transaction costs, fragmented infrastructure, and complex compliance. Without local entities, transactions from Indonesia, Vietnam, or Malaysia are often processed via international acquiring, classifying them as cross-border transactions. What is Payment Orchestration?

Cross-Border Payments