FICO

JANUARY 13, 2020

The FCC will issue updated interpretations of the Telephone Consumer Protection Act in 2020. The Telephone Consumer Protection Act (TCPA) has long been a concern to many organizations that are frustrated by their inability to effectively use modern technology to communicate with their customers or members.

AML 52

AML Authentication Finance OCC 52

PYMNTS

NOVEMBER 27, 2017

Federal and state officials have been investigating whether the GAP insurance is unnecessary, and whether interest rates on the loans increased too much as a result of the GAP protection. The Office of the Comptroller of the Currency (OCC) is looking into Wells Fargo’s auto loans business as well. .

CFPB 40

CFPB Consumer Financial Protection Bureau (CFPB) Office of the Comptroller of the Currency Product 40

Clearly Payments

FEBRUARY 8, 2024

Office of the Comptroller of the Currency (OCC): As an independent bureau within the U.S. Department of the Treasury, the OCC supervises and regulates national banks and federal savings associations. It oversees compliance with federal banking laws, including those governing payments.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105

PYMNTS

OCTOBER 23, 2019

Office of the Comptroller of the Currency (OCC) does not have the power to grant national charters to financial technology (FinTech) companies, The Wall Street Journal reported on Tuesday (Oct. He added that it will appeal the ruling, pointing to an 1863 law that established a national banking system. The court decision on Monday (Oct.

OCC 40

OCC Rules Office of the Comptroller of the Currency FinTech 40

FICO

DECEMBER 19, 2018

The FCC Will Issue a Major Declaratory Ruling on the Telephone Consumer Protection Act (TCPA). In September, the OCC took the lead by issuing an Advance Notice Proposed Rulemaking asking the public 31 questions related to four main areas of the existing CRA regulatory framework. In March, the U.S.

BSA 40

BSA Fincen Suspicious Activity Report (SAR) SARS 40

FICO

AUGUST 27, 2018

The issues that grabbed the headlines included recommendations urging the OCC to move forward with a special purpose bank charter for fintechs (it must have worked since the OCC made a major announcement just a few hours after the report was released), encouraging U.S. The 222 page report contains more than 80 recommendations.

FinTech 49

FinTech Treasury OCC Federal Trade Commission 49

FICO

JANUARY 9, 2017

A little-known law will have big impact on regulation. The FDIC, Fed and OCC recently initiated the process for drafting new cybersecurity regulations for banks with assets exceeding $50 billion. fraud alerts) in accordance with the 1991 Telephone Consumer Protection Act (TCPA). You are not alone.

Cybersecurity 78

Cybersecurity CFPB Regulatory Compliance Rules 78

The Payments Association

MARCH 18, 2025

now takes a step toward embracing crypto by fostering a holistic approach that balances innovation with consumer protection. Previously, such subjective assessments had prevented some lawful crypto businesses from securing essential banking services, limiting their ability to operate within the regulated financial system.

Federal Reserve 88

Federal Reserve Stablecoins Fed Settlement 88

The Payments Association

JANUARY 31, 2025

the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), or the National Credit Union Administration (NCUA)) are not included in the Working Group, especially given the allegations of an ‘Operation Choke Point 2.0.,’

Stablecoins 88

Stablecoins Office of the Comptroller of the Currency Treasury Regulations 88