PYMNTS

SEPTEMBER 9, 2016

With the Same Day ACH rollout coming in just two weeks and other faster payments initiatives taking off, financial institutions are taking significant steps to ensure the transition to a faster processing environment, including improving their payment security platforms to keep fraudsters at bay. Impact On Same Day ACH Rollout.

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PYMNTS

FEBRUARY 19, 2019

In a press release , NACHA said it is the fourth year in a row that the ACH Network added more than 1 billion new payments. The results for 2018 make clear that the ACH Network is vibrant and continues to be a vital component of the nation’s economic engine,” NACHA Chief Operating Officer Jane Larimer said in the press release.

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PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. We will definitely see that continuing to evolve,” Whisler said. First is continuing education about the payments ecosystem as an experience.

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PYMNTS

NOVEMBER 22, 2016

And in the latest installment of Data Drivers, statistics show that the recently launched Same Day ACH initiative has got businesses, and consumers, moving to manage cash flow on a daily basis, across a variety of use cases. million in direct deposit [across Same Day ACH] … it’s a bit more than what I thought.

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PYMNTS

JULY 6, 2017

With the speed of payments accelerating and Same Day ACH initiatives continuing to roll out, NACHA has pulled together a group of industry experts to explore API standardization as a way to facilitate faster payment speeds and greater transaction security, among other use cases.

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Fintech Finance

MARCH 31, 2025

Transaction volume on the EPN ® system, the ACH network operated by The Clearing House Payments Company L.L.C., in 2024, continuing the trend of yearly ACH volume and value growth. ACH commercial volume last year. per year, as businesses and consumers continued to embrace electronic payments. year over year.

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Trade Credit & Liquidity Management

APRIL 30, 2025

From a Press Release dated April 23, 2025, Reston, Virginia The ACH Network reported significant growth in both standard and Same Day ACH transactions during the first quarter of 2025. This demonstrates continued momentum in electronic payments, with significantly rapid growth in Same Day ACH.

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PYMNTS

OCTOBER 1, 2020

However, others underestimate the level of demand there is for receivers — consumers and microbusinesses — to be paid that way for use cases including invoice payments and other disbursement payments. Consumers might not recognize similar payment options as distinct from each other, like standard ACH and same-day ACH.

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PYMNTS

JANUARY 18, 2018

The volume of same-day automated clearing house (ACH) transactions is expected to rise over the coming months, BusinessInsider reported. According to a NACHA survey, 82 percent of financial institutions surveyed anticipate that Same Day ACH debit volume will grow at a rapid or steady rate.

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PYMNTS

SEPTEMBER 2, 2016

Not only are Same Day ACH payments on the way, but they are expected to have huge impacts on the way payments are made throughout the payments landscape. As we learned in last week’s installment of the Countdown to Same Day ACH podcast series, the first phase of the Same Day ACH initiative launches on Sept.

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PYMNTS

JANUARY 26, 2021

PYMNTS latest Real-Time Payments Tracker® tells of how Los Angeles-based auto finance firm Westlake Financial onboarded RTP cautiously, spending six weeks testing use cases and troubleshooting fraud scenarios before switching it on. As coordination continues, robbers never sleep. Safeguarding Irreversible Payments.

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PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Same Day ACH and the card rails – both of which allow for money to move fast into consumer and business bank accounts for every consumer with a debit product.

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PYMNTS

MARCH 9, 2020

A successful new rail] couldn’t just be something that’s a little faster than same-day ACH,” he explained. Such actions ensure that the offerings remain relevant to emerging needs and unanticipated uses. The instant payments ecosystem is quickly evolving, with new uses and entirely new rails continuing to emerge.

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PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S.

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PYMNTS

AUGUST 14, 2018

Nearly two years after its launch, Same Day ACH (SDA) credits are being used by nearly half of businesses and government agencies (that’s not bad for the only ubiquitous faster payments network in the U.S. The most popular use case — at least, so far — is payroll and emergency disbursements.

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PYMNTS

MAY 25, 2017

Hence the recent announcement of the 2017 NACHA Payments Awards , which seeks to spotlight innovation and advancements in payments technology, which this time around was predicated on proven accomplishment in advancing electronic payments and finding new ways to leverage Same Day ACH.

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PYMNTS

JUNE 25, 2019

Payments fraud is continuously moving from offline settings into the online realm. With a nod toward Rambus, he said, “These guys have already been experimenting with different types of token use cases, including account-to-account or real-time payment tokens,” and in other endeavors to tokenize ticketing and blockchain.

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PYMNTS

MARCH 3, 2017

Turning to Same Day ACH, Estep noted that NACHA has seen very good adoption since the September 2016 launch of the service “in a lot of the ways in which it was expected.” Some banks have updated operations to be ready for debits, while they also readied for Same Day ACH credits.

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PYMNTS

OCTOBER 2, 2019

The increased use and adoption of P2P technologies, like Zelle and Venmo, demonstrates the consumer demand for this type of frictionless payment option. Settling funds faster, no matter the use case, benefits the entire ecosystem, and takes liquidity risk out of the equation. How is this different than a wire?

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PYMNTS

JUNE 29, 2018

.” The acceleration of ACH payments — namely, the implementation of Same Day ACH — has its place in the insurance market, he added, particularly when it comes to B2C use-cases, like workers’ compensation and claims payouts. “That’s a positive, in general, for the B2B space.

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PYMNTS

JUNE 18, 2019

The rollout of Same Day ACH several years ago served to kick-start the process.”. It has the ability to replace not only checks, but cash, wire and ACH.”. Cheney continued, “RTP supports secure, real-time conversations between trading parties, customers and employees with detailed, standardized messages.

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PYMNTS

DECEMBER 5, 2017

Direct deposits, push payments, eWallets, same-day ACH transfers, PayPal, Zelle and myriad other platforms and tools are now second nature. The use cases for digital payments are also evolving. The digital economy is here and, for many consumers, it has become a way of life.

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PYMNTS

APRIL 8, 2016

6, 2015, speaking at the Faster Payments Imperative, NACHA CEO Jan Estep emphasized the need to continue the dialogue about what the concept of faster payments really means. “We We need to continue to peel away the onion,” Estep said. Same Day ACH credits will be rolled out starting Sept. The ‘skinny architecture’.

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PYMNTS

OCTOBER 29, 2020

Firms are also looking at options like same-day ACH and The Clearing House 's RTP network as they explore how to speed up B2B transactions. Same-day ACH may appeal to some companies, while the RTP network suits others, for example. Businesses also demand quicker payments from their corporate clients.

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PYMNTS

APRIL 26, 2016

Access to real-time data analytics can have the power to change the way these types of decisions are made, making it no surprise that businesses are seeking real-time decision-making capabilities for a variety of different use cases. She wondered how this might impact, if at all, Enova Decisions’ ACH product offering.

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PYMNTS

MAY 8, 2017

So at the technical level,” continued Hay, “the bank is faced with serious challenges in meeting the response time for instant payments.”. Processing has to be continual — even overnight — and companies have to update their anti-fraud procedures as well. Of course, real-time ACH payments and card payments are hardly birds of a feather.

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PYMNTS

NOVEMBER 13, 2019

Faster payments continue to gain traction in the U.S., as service providers old and new introduce more options for consumer and business payers to move money quickly and, in some cases, instantly. Though customer demand for faster and real-time payments continues to grow, their demand for payment choice is unwavering.

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PYMNTS

AUGUST 4, 2017

Having a solution like the linked2pay platform in place, she said, would have allowed the contractor to accept payment immediately using a card or Same Day ACH solutions. She also posited that the contractor could still have accepted the paper check and deposited it using remote capture from a smartphone or a tablet.

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PYMNTS

JULY 28, 2016

Another big confusion point for ISO 20022 is its application to ACH – and now Same Day ACH. Estep makes it clear that the concept of Same Day ACH needs to be separated from ISO. “We’ve been working with the industry to develop tools and solutions that allow ACH users today in the U.S.

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PYMNTS

JULY 24, 2017

This innovator secretly hoped the government would be so enamored with his innovation and its potential to transform commerce (and any number of other uses cases) that they’d want to own and operate it. No one, since without it, new payments schemes struggle, and many use cases are DOA. By stagecoach and on horseback.

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PYMNTS

FEBRUARY 15, 2018

Transactions in these use cases don’t simply go from Point A to Point B. We would love [ real-time ACH ]. Especially coming from Europe,” he continued. we sometimes have to wait five business days to know if a payment is complete or not, which is definitely not the way things should be in 2018.”. “I In the U.S.,

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PYMNTS

JULY 1, 2019

Some big new ones were announced, while one big old one continues to push, slowly, toward the finish line. The second (and concurrent) leg of the strategy will be to tokenize existing transaction flows, notably account-to-account activity, which includes ACH, Same-Day ACH and real-time payment transactions.

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PYMNTS

JANUARY 2, 2017

As the year opened, our inaugural Faster Payments Tracker™ looked at the looming arrival of the new Same Day ACH. He imagined luxury hotels offering guests previews and tours of their rooms and property via VR, along with use cases in other segments. FASTER PAYMENTS TRACKER. made its much-anticipated rollout.

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ACH Online and Mobile Banking Cross-Border Same Day ACH 49

PYMNTS

JULY 16, 2018

It could be that one of the reasons both mice and humans waited and continued to wait is because to get that reward they knew they’d have to wait. The task force published its recommendations in 2017, the same year NACHA went live with Same Day ACH across all of the banks in the country. banking system.

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PYMNTS

DECEMBER 31, 2020

Main Street small- to medium-sized businesses’ (SMBs’) confidence of survival has progressed as the pandemic has continued. PYMNTS research showed that 54 percent of merchants now feel that they are very or extremely likely to survive the pandemic, whereas 48 percent said the same in June. 31 percent bank via app. percentage points.

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PYMNTS

SEPTEMBER 7, 2017

On new solutions, I spend time in fundamental research analyzing new market trends, topics and use cases and exploring how to develop innovative technologies to expand into those areas. We already see new capabilities, such as Same Day ACH. PYMNTS: How would you define your company’s approach to innovation?

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PYMNTS

MARCH 7, 2016

Mobile checkout in the physical store was intended to solve a payments industry problem – getting consumers to move to NFC – at the expense of solving the real problem for consumers and merchants – converting shoppers to buyers online, especially when they use a mobile device. As a category, GPR continues to struggle. Here in the U.S.,

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