Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.

Credit Cards

Clearly Payments

DECEMBER 2, 2024

With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. Transaction fees range from 1.5%

Credit Cards

Clearly Payments

JANUARY 8, 2024

This can include stolen credit card information, identity theft, or fraudulent transactions. Currency and Exchange Rate Risk: For merchants involved in international transactions, currency fluctuations can impact the value of transactions. Exchange rate risk can lead to unexpected gains or losses.

Risk Management

Clearly Payments

DECEMBER 3, 2023

Clearent: Credit card processing solutions (United States). Clearly Payments: Online credit card processing solutions using Fiserv, Elavon, Auth.net, and more (Canada & United States). E-xact Transactions: Payment gateway and online credit card processing (International). International).

Payment Gateways

Stax

MARCH 18, 2025

Steps To Implementing Payment Tokenization In the SaaS Industry The global economy is shifting to digital currencies andtransactions. To keep the system of securing financial information and cardholder information safe, a multi-pronged approach to payment processing data security is imperative. How Does Payment Tokenization Work?

PCI DSS

Nanonets

APRIL 29, 2024

The Top Credit Card Reconciliation Softwares in 2024 Credit card reconciliation is a crucial aspect of financial management for businesses of all sizes. What is Credit Card Reconciliation? What is Credit Card Reconciliation?

Reconciliation

Stax

JULY 9, 2024

From a consumer’s perspective, that means any transaction that doesn’t need a physical credit card, debit card, prepaid cards, or checks. Same as with an older terminal, credit card transaction fees do apply, which may be a barrier for businesses that have been all-cash.

Digital Payments

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). Read on to find out.

Payment Service Provider (PSP)

Clearly Payments

SEPTEMBER 13, 2024

Payment orchestrators streamline the process of routing transactions to the most appropriate payment providers based on various factors such as cost, success rates, currency, and geographical location. They also ensure compliance with industry standards like PCI DSS. In 2024, the market was valued at approximately $1.2

Payment APIs and Integration

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. This includes credit card payments, debit cards, and other payment options that require a merchant account to process payments, such as eChecks and ACH.

Accounts

Clearly Payments

FEBRUARY 12, 2024

At the forefront of payment industry, particularly in credit cards, are two giants: Visa and Mastercard. Bank of America launched the BankAmericard in 1958, widely considered the first credit card available to consumers, which eventually evolved into Visa. UnionPay has 32% of the global credit card market.

Visa

Cardfellow

OCTOBER 26, 2022

First and foremost, Recurly is a recurring billing platform that allows subscription-style credit card payments. It also functions as a payment gateway that links your business and payment processors and has a built-in virtual terminal that enables you to accept credit card information by phone.

PCI DSS

Stax

MARCH 14, 2024

While wire transfers and checks are quite common, the corporate credit card market is projected to have a compound annual growth rate (CAGR) of 7.3% by 2026 , so we’ll likely see more credit card use in the business sector. Industry data shows that the B2B payments landscape is rather diverse.

B2B

Segpay

APRIL 10, 2025

With Segpays secure infrastructure, you get more than just credit card processing, you get peace of mind. Our system is designed to scale with your growth, providing tools that help reduce fraud, manage risk, and support international expansion.

Process

Stax

JULY 9, 2024

The EFT payment market is a multi-billion dollar industry, forecasted to reach over 100 billion by 2028. An EFT payment includes many more than debit or credit card transactions, and with seemingly constant technological advancements, new ways to pay are always emerging.

Electronic Fund Transfer Act (EFTA)

Clearly Payments

APRIL 3, 2024

The 20th century saw a revolution in payment methods, with the introduction of credit cards in the 1950s, the ATM in the 1960s, and electronic payment networks like Visa and Mastercard. Card Network: The credit card network sends the transaction details to the issuing bank (the customer’s bank) for authorization.

Process

Stax

FEBRUARY 28, 2024

Depending on your payment volumes, you may be able to access enterprise-level pricing that is fully customizable to your needs, i.e. whether you plan on processing multiple currencies. Our system is 100% PCI DSS compliant, while our in-house risk team monitors all transactions processed via your software platform to mitigate risk.

Payment APIs and Integration

Segpay

MARCH 10, 2025

Here are the most important factors to evaluate: Payment Method Variety Offering a wide range of payment options including credit and debit cards, digital wallets, mobile payments, and cryptocurrency enhances player satisfaction and expands global accessibility. A streamlined setup saves time and reduces technical challenges.

Payment Gateways

Stax

JULY 2, 2024

In contrast, a larger brick-and-mortar business with multiple locations or even international customers will require an accounting app with additional features like inventory management, mileage tracking, payroll, multi-currency support, expense tracking, and more.

Online and Mobile Banking

PayHawk

APRIL 18, 2023

Address Verification System (AVS) A system that compares the billing address provided by the cardholder with the address on file with the card issuer to verify the authenticity of a transaction. Annual Percentage Rate (APR) The annual interest rate charged by a credit card issuer on outstanding balances.

Process

EBizCharge

AUGUST 8, 2024

From credit cards to alternative payment methods like mobile wallets, companies can cater to a global customer base with diverse payment preferences. Security: Salesforce adheres to stringent security protocols, such as PCI compliance, multi-factor authentication (MFA), and advanced data encryption, to safeguard payment data.

Processors

Nanonets

MARCH 30, 2023

At the individual level, payment automation may involve automatic payment of credit card bills, mortgage payments, loan payments, and savings deposits. Credit Card Payments: Credit card payments are a popular form of payment automation, particularly for online transactions. Reconciling all transactions.

Automation

Fi911

APRIL 28, 2025

Global Demands The rise of international shopping highlighted the need for gateways that supported multi-currency payments and cross-border transactions. Compliance with regulations such as PCI DSS is built-in, saving merchants time and resources. Legacy technologies were ill-equipped to accommodate these complexities.

Payment Gateways