Trade Credit & Liquidity Management

JUNE 9, 2025

When reviewing a company’s financial statements to determine an appropriate credit limit, there are a multitude of things to consider. Determining an appropriate credit limit for a company requires a thorough analysis of its financial statements, with particular attention to these key indicators of financial health and stability.

Assessments 52

Assessments Credit Limit AI Risk 52

FICO

JANUARY 21, 2020

This shift towards a more risky profile among borrowers who were recently granted credit highlights the importance of careful risk monitoring of this population. Regular review of monitoring reports helps lenders identify if a tranche of business is shifting risk and merits proactive risk management. .

Credit Risk 52

Credit Risk Risk Economy Origination 52

FICO

DECEMBER 8, 2022

Leveraging FICO Resilience Index to refine credit risk management decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio risk management approach over time. Of course, credit risk management is only one aspect of portfolio health.

Addressing 52

Addressing Risk Credit Limit Risk Management 52

FICO

MAY 19, 2023

In total, Prosper extended more than USD $225M in credit access to these consumers. Prosper also proactively mitigates credit risk and meets the increasing credit demand for creditworthy customers based on their monthly updated FICO® Scores. Millions of consumers in the U.S.

Financial Inclusion 52

Financial Inclusion Credit Limit Financial Literacy Credit Risk 52

FICO

JANUARY 10, 2017

In fact, more than 65% of this population have not seen an update to their credit file in over 48 months. They don’t get a FICO® Score because of this long absence — information over 4 years old no longer reflects a person’s current credit risk. A mortgage would be a big leap up the credit ladder.

Research 81

Research Consumer Risk Assessment Risk 81

FICO

MAY 5, 2022

For example, it can be used in onboarding a customer, determining a credit limit extension, a recovery treatment and even to pick up suspected fraud. What what’s less known is that its data scientists have applied the same innovative thinking to solutions around the credit risk cycle and how transactional analytics can be used.

Transactions 52

Transactions Financial Inclusion Credit Limit Risk 52

FICO

NOVEMBER 22, 2018

FICO analysts regularly monitor these scores to ensure that the models are providing the high degree of accuracy in risk assessment that is expected of FICO products. This regular monitoring also enables FICO analysts to identify any developing credit risk trends occurring in the Russian market.

Accounts 45

Accounts Origination Risk Credit Risk 45