The Payments Association

JANUARY 21, 2025

Will Marwick CEO, IFX Payments The Payments Report 2024 highlights the growing impact of digital currencies, particularly stablecoins, as transformative payment solutions. The report notes how stablecoins, supported by regulatory developments, are driving advancements in digital commerce and cross-border transactions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

DECEMBER 13, 2024

The growing adoption of stablecoins across Asia marks a significant shift in the regions financial landscape. dollar-pegged stablecoins like USDT and USDC primarily dominate the cryptocurrency topography. Tether (CNHt) Tether CNHt is a stablecoin that is pegged to the offshore Chinese Yuan (CNY). Traditionally, U.S.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

Fintech Finance

MAY 29, 2025

Conduit , a leading cross-border payments platform powered by stablecoins, announced today it closed a $36 million Series A funding round. Conduit’s platform seamlessly bridges the gap between traditional banking and stablecoin technology, offering unparalleled speed, affordability, transparency and reliability.”

Cross-Border Payments 81

Cross-Border Payments Cross-Border Stablecoins SWIFT 81

Fintech News

MAY 27, 2024

Central bank digital currencies (CBDCs) have largely existed in the virtual realm, with transactions initiated primarily through web and mobile interfaces. It was a contactless payment on POS using a card issued by Eurasian Bank JSC on the Way4 digital payments software system.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

Fintech News

DECEMBER 11, 2023

SC Ventures, the innovation, fintech investment, and ventures arm of Standard Chartered, and Giesecke+Devrient (G+D) successfully completed a proof-of-concept (PoC) on the Universal Digital Payments Network (UDPN). Central Bank Digital Currencies must therefore be able to work together quickly, easily and securely across national borders.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech News

NOVEMBER 12, 2024

However, challenges remain, particularly regarding interoperability. To address this, stakeholders including NETS Group and Liquid Group are working on interoperable QR payment solutions that are designed to simplify processes for merchants, Chia said.

FinTech 109

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 109

Clearly Payments

JANUARY 4, 2024

As digital currencies grow in popularity , merchants around the world are exploring the potential benefits of accepting payments in cryptocurrency. Among the frontrunners is Bitcoin (BTC), widely recognized as the pioneer in the digital currency space. What are Stablecoins? This is covered in the below section.

Cryptocurrency 105

Cryptocurrency Stablecoins Cross-Border Payments Digital Currency 105

The Payments Association

MAY 3, 2025

Among these, the integration of blockchain and stablecoins in cross-border payments and treasury management emerged as a central theme. Four or five years ago, digital assets were mostly about speculation, she noted. Our clients are already transacting in stablecoins like USDC, USDT and RLUSD.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

PYMNTS

NOVEMBER 2, 2020

Tech-driven Interoperability and collaboration will finally bring trillions of dollars into the digital age, Kevin Phalen , head of global business solutions at Visa , told Karen Webster in a recent interview. Interoperability will get a boost with messaging standards such as ISO 20022. Delving Into Digital Currencies.

B2B 119

B2B Cross-Border Digital Currency Multi-Currency 119

Fintech News

JANUARY 10, 2024

The top fintech trends in Singapore shaping this growth include instant cross-border transactions, generative AI across financial services, emerging digital currency uses, embedded finance “as-a-Service”, and increased ESG reporting and data convergence.

Cross-Border 117

Cross-Border FinTech Cross-Border Payments Embedded Finance 117

Fintech News

FEBRUARY 27, 2024

2023 marked a pivotal year in the Asia-Pacific (APAC) region’s approach to crypto regulation, influenced significantly by the preceding implosion of Sam Bankman-Fried’s FTX exchange and the collapse of of Terra, the algorithmic stablecoin created by Korean entrepreneur Do Kwon.

APACS 132

APACS Regulations Stablecoins Cryptocurrency 132

Fintech Finance

SEPTEMBER 24, 2024

These cover financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion. The Manifesto describes the 66 policies recommended by the 216 payments professionals who participate in The Payments Association’s stakeholder working groups.

Cross-Border Payments 95

Cross-Border Payments Financial Inclusion Cross-Border Payments 95

Fintech Review

JULY 10, 2024

For example, in Sub-Saharan Africa, platforms like Acala Network and Terra are providing stablecoin solutions that offer much-needed stability amidst volatile local currencies. Interoperability with traditional financial systems presents another significant hurdle.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

Fintech Finance

MARCH 3, 2025

The Manifesto , Creating the Conditions to support Growth and Innovation in Payments, describes the 66 policies recommended by the 216 payments professionals working across financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion.

Government 80

Government Governance Innovation Cross-Border Payments 80

The Fintech Times

FEBRUARY 27, 2024

Having looked at some of the biggest technologies to impact the payments world, like buy now pay later (BNPL) and central bank digital currencies (CBDCs) , we now look to the future and what the next trend may be. “There is, however, a competition emerging between CBDCs and stablecoins.

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69

Fintech News

DECEMBER 20, 2023

Developments include cross-border quick response (QR) payment linkages, connectivity between real-time national payment schemes, and the ongoing Singapore Response Code Scheme (SGQR+) project focusing on furthering QR code payment interoperability.

FinTech 109

FinTech Cross-Border CBDC Web 3.0 109

PYMNTS

AUGUST 3, 2020

.” So it may seem like a big leap in the world of payments for a bank to be built on the foundations of blockchain and digital assets — but as Long pointed out, Avanti will be far from the only one to operate in the space, even in the U.S. “This is not a short-term prospect,” said Long.

Real Time Payments 117

Real Time Payments Office of the Comptroller of the Currency Treasury Settlement 117

Fintech Review

SEPTEMBER 17, 2024

Issued through Circle’s regulated entities, USDC is the largest regulated dollar-backed stablecoin in the industry with over a $35 billion market cap, as of September 17, 2024. The presence of multiple native stablecoins on Sui fuels a diverse, secure, and scalable platform for building the future of intelligent assets.

Stablecoins 52

Stablecoins Blockchain Interoperability Caps 52

Fintech Finance

JULY 4, 2024

The UK’s potential as a crypto hub The association calls on the Chancellor to ensure the UK becomes a world leader in digital finance by helping the UK payments industry fully embrace the digital world and create a flourishing, innovative digital currencies ecosystem.

Scams 75

Scams Payments Interoperability Government 75

Fintech News

OCTOBER 16, 2024

Furthermore, a closer look will be taken at digital assets, including stablecoins, central bank digital currencies (CBDCs) and tokenised deposits, focusing specifically on interoperability and regulations.

FinTech 113

FinTech Cross-Border Payments AI Innovation 113

PYMNTS

OCTOBER 1, 2018

31, 2018, will mark the 10th anniversary of the day that a link to a paper , authored by Satoshi Nakamoto , describing the digital currency called bitcoin was first publicly circulated. No one will argue that things could be more efficient, that networks could be more interoperable or that standards should be more consistent globally.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

CB Insights

MAY 8, 2018

Basis is building a “stablecoin” that is intended to be less volatile than other cryptocurrencies. In the meantime, as consortia bolster their ranks and explore use cases, they should also focus on interoperability. The encrypted messaging service raised $1.7B With all this, pre-sales are a mixed bag. The road ahead.

Blockchain 75

Blockchain Technology Cryptocurrency Use Case 75

The Payments Association

MARCH 20, 2025

Diana Carrasco Vime How do you see a digital pound coexisting with commercial bank money, stablecoins, and other payment methods? DCV: A digital pound, if introduced, would sit alongside commercial bank money, properly regulated payment stablecoins, and other digital payment options.

Digital Currency 88

Digital Currency Retail Payments Privacy Stablecoins 88

Fintech Review

MARCH 5, 2025

Stablecoins and central bank digital currencies (CBDCs) could further streamline payments by removing intermediaries. Interoperability between financial systems is becoming a key focus. It enables near-instant settlement, reduces fees, and increases transparency. Regulators also recognise the need for change.

Cross-Border Payments 76

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 76

The Payments Association

DECEMBER 2, 2024

The payments industry in 2024 saw rapid evolution, marked by the growing adoption of real-time payments, advances in AI-driven fraud detection, and significant progress in Central Bank Digital Currencies (CBDCs).

Embedded Finance 88

Embedded Finance Payments Fraud Detection CBDC 88

The Payments Association

APRIL 14, 2025

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. What’s next? The payments landscape is entering a defining phase of regulatory transformation.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88