Clearly Payments

OCTOBER 31, 2024

America Biometric Payments 2 Global, especially mobile-first markets Cash Payments 5 Emerging Markets, some developed regions Central Bank Digital Currencies (CBDCs) 1 Asia, Caribbean Credit Cards Overview : Credit cards allow consumers to make purchases on credit, paying later and often with interest.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Payments Association

JUNE 3, 2025

James Hurren explores what early CBDC deployments across Asia, the Caribbean, and Europe reveal about usage, adoption, and the future of cross-border digital money. Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

PYMNTS

SEPTEMBER 8, 2020

The race toward central bank digital currencies (CBDCs) is tightening, with Brazil reportedly looking to launch one by 2022 in a bid to help digitize payments. Roberto Campos Neto, president of Brazil’s central bank, said his country’s new digital currency will work in concert with its new instant-payments system. “To

Digital Currency 87

Digital Currency Central Bank CBDC Instant Payments 87

PYMNTS

OCTOBER 9, 2020

In terms of collaboration, as noted in this space, the Federal Reserve is working in collaboration with seven other central banks and the Bank for International Settlements (BIS) to bring together a framework that would smooth the path to digital currency issuance. The Federal Reserve Bank has been exploring a digital currency.

Digital Currency 70

Digital Currency Central Bank CBDC Federal Reserve 70

The Fintech Times

AUGUST 28, 2024

Looking to harness this potential, the Hong Kong Monetary Authority (HKMA) launched ‘Project Ensemble’ in March earlier this year, a wholesale central bank digital currency (wCBDC) project, to support the development of the tokenisation market in the region.

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Tearsheet

FEBRUARY 27, 2025

In late 2020, PayPal took its first crypto leap, letting users buy, sell, and hold select digital currencies within their accounts. We take a closer look at PayPals crypto evolution, its applications, and the trade-offs that come with digital currency transactions. PYUSD is now on both Ethereum and Solana.

PayPal 72

PayPal Payments Digital Currency Privacy 72

Fintech News

JANUARY 21, 2025

Similarly, Project Nexus , spearheaded by the Bank for International Settlements (BIS), aims to improve cross-border payment systems through faster, cheaper, and more transparent transactions. The initiative seeks to establish multilateral linkages of national retail payment systems.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Payments Association

DECEMBER 17, 2024

RLUSD is ideal for financial use cases and allows institutions to: Facilitate instant settlement of cross-border payments. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial use cases.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

Fintech News

DECEMBER 11, 2023

SC Ventures, the innovation, fintech investment, and ventures arm of Standard Chartered, and Giesecke+Devrient (G+D) successfully completed a proof-of-concept (PoC) on the Universal Digital Payments Network (UDPN). Meanwhile, the the direct model is where central banks manage wallets and settlements within a centralised CBDC system.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. China Touts Proprietary Digital Currency.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

Fintech News

OCTOBER 6, 2024

Swift will interlink various digital asset networks, blockchains, and central bank digital currencies (CBDCs), enabling seamless transactions between traditional and emerging forms of value. Key use cases for these trials include payments, foreign exchange (FX), and securities transactions.

SWIFT 113

SWIFT Transactions Settlement Use Case 113

PYMNTS

MAY 27, 2020

The movement toward digital currencies may be a bit of an arms race of sorts, for now. As noted in this space last week, about 80 percent of 66 central banks queried by the Bank of International Settlements (BIS) are working on central bank digital currencies (CBDC).

Central Bank 57

Central Bank Digital Currency CBDC Settlement 57

The Payments Association

JANUARY 21, 2025

Will Marwick CEO, IFX Payments The Payments Report 2024 highlights the growing impact of digital currencies, particularly stablecoins, as transformative payment solutions. The report notes how stablecoins, supported by regulatory developments, are driving advancements in digital commerce and cross-border transactions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

MAY 21, 2024

As the financial landscape undergoes a digital revolution, institutional investors are increasingly turning their attention to digital assets such as cryptocurrencies and Central Bank Digital Currencies (CBDCs). Moreover, tokenised securities offer the potential for shorter settlement periods.

Settlement 139

Settlement Cryptocurrency Blockchain Digital Currency 139

PYMNTS

JANUARY 21, 2020

And now, for digital currencies, it’s a group effort — among central banks, that is. Up until now, the explorations and considerations of digital currencies — as would be, potentially, issued by central banking systems to bring fiat into digital form — has been done on a country-by-country basis.

Central Bank 57

Central Bank Digital Currency CBDC Federal Reserve 57

PYMNTS

FEBRUARY 5, 2020

The United States Federal Reserve is examining the possibilities and issues surrounding cryptocurrencies and digital payments, which include whether there would be a benefit to the agency issuing a digital currency , according to a report by Reuters.

Digital Currency 52

Digital Currency Fed Federal Reserve CBDC 52

The Fintech Times

APRIL 11, 2025

Taurus-NETWORK creates an ecosystem covering public and permissioned DLTs, as well as all types of assets whether cryptocurrencies, tokenised securities, and digital currencies. Furthermore, looking at embedded compliance, travel rule compliance and proof of reserves are embedded by design.

Participant 59

Participant Settlement Irrevocability Compliance 59

PYMNTS

DECEMBER 4, 2019

4), with separate reports noting that the collaboration aims to deploy a digital currency for B2B payments. Citing The Japan News, reports said MUFG and Recruit are working together to develop a digital currency that would first be tested for smartphone consumer payments, with plans to expand the technology into B2B payments use cases.

Digital Currency 52

Digital Currency B2B Funds Transfer Settlement 52

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. Earlier this month, as PYMNTS noted , the Federal Reserve said its Boston bank is working with the Massachusetts Institute of Technology (MIT) to explore the possibility of issuing digital currency.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech News

MARCH 25, 2024

Swift, the global financial messaging cooperative, revealed that the latest round of experiments conducted within a collaborative Central Bank Digital Currency (CBDC) sandbox has shown promising results for the application of CBDCs and digital tokens.

CBDC 109

CBDC SWIFT Interoperability Settlement 109

PYMNTS

NOVEMBER 25, 2020

The age of digital currencies might be fully upon us, but key questions swirl about how to issue and regulate cryptos – especially stablecoins. Stablecoins also “have the potential to serve as a digital monetary instrument to embed in DLT applications, including for programmable money or smart contracts,” the paper added.

Stablecoins 92

Stablecoins Regulations Distributed Ledger Technology (DLT) Digital Currency 92

PYMNTS

SEPTEMBER 15, 2020

Central bank digital coins on the Continent – but plenty of room for cash. To that end, Bloomberg reported at least some financial regulators from the European Union say there need to be strict controls governing central bank digital currencies in place — and Libra (among other private efforts) may present a threat to financial stability.

CBDC 91

CBDC Risk Central Bank Digital Currency 91

PYMNTS

OCTOBER 9, 2020

In today’s top news, the Federal Reserve and seven central banks are collaborating on a framework for digital currency, and Amazon India prepares for its festive season with a $95.5 Fed, Central Banks Frame Criteria For Digital Currency. million boost. Plus, Affirm files for an IPO. Amazon India Gets $95.5M

Digital Currency 56

Digital Currency Central Bank Federal Reserve P2P 56

PYMNTS

JANUARY 26, 2020

Villeroy said the plans were not because of Facebook’s Libra, but because of the speed of technology and the desire for digital currency by some banks. He noted that private citizens also might ask for cash alternatives. . “In

Central Bank 100

Central Bank CBDC Digital Currency Cross-Border 100

Fintech Finance

MARCH 26, 2024

The cooperative has focused its innovation agenda on interoperability between digital currencies and tokenised assets to overcome the potential risk of fragmentation, caused by the development of digital currencies on different technologies and with different standards and protocols.

Cross-Border 52

Cross-Border Use Case SWIFT CBDC 52

The Payments Association

JUNE 3, 2025

This enables rapid scaling of new payment use cases, without duplicating risk exposure. Using blockchain infrastructure, real-world assets (RWAs) – such as real estate, equity, and intellectual property – can be digitised, fractionalised, and traded globally with greater transparency and efficiency.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Clearly Payments

JANUARY 4, 2024

As digital currencies grow in popularity , merchants around the world are exploring the potential benefits of accepting payments in cryptocurrency. Each cryptocurrency operates on its own underlying technology and has unique features that may cater to different use cases. This is covered in the below section.

Cryptocurrency 105

Cryptocurrency Stablecoins Cross-Border Payments Digital Currency 105

Fintech Finance

JULY 4, 2024

Incorporating offline capabilities into digital payments can overcome these challenges. It provides another convenient and secure method for people to make digital transactions without the need for expensive devices like smartphones. A simple smart card can help them start making digital transactions at a low cost.

Digital Payments 98

Digital Payments Online and Mobile Banking Central Bank Financial Inclusion 98

The Fintech Times

SEPTEMBER 25, 2024

The Hong Kong Monetary Authority (HKMA) has launched the second phase of its initiative to explore digital money, expanding its focus from just a central bank digital currency (e-HKD) to also include tokenised deposits. The programme aims to assess how these digital money systems can work commercially.

Authorization 59

Authorization Digital Currency Use Case Settlement 59

The Fintech Times

APRIL 17, 2024

The project The project harnesses R3’s expertise in delivering sophisticated projects tailored for regulated markets, leveraging its pivotal shared ledger functionality through Corda, alongside its Digital Currency solution from the newly introduced R3 Digital Markets product suite.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

PYMNTS

NOVEMBER 2, 2020

Depending on the use case and the corporate need, he told Webster, supporting different rails makes sense. Delving Into Digital Currencies. Phalen noted that the discussion is accelerating around the creation and adoption of digital currencies — with some important stakeholders getting on board.

B2B 119

B2B Cross-Border Digital Currency Multi-Currency 119

CB Insights

SEPTEMBER 7, 2021

Categories are not mutually exclusive and companies are mapped according to primary use case. Custody, wallet, & digital asset services: These companies provide crypto asset storage, security, management, and investment products for institutions and consumers.

Blockchain 101

Blockchain NFTs Distributed Ledger Technology (DLT) Multi-Currency 101

Fintech News

JANUARY 9, 2024

Traditional financial institutions are showing a growing interest in digital currencies, a trend driven by market dynamics and technological advancements. Some companies that have relied heavily on digital currencies have faced considerable challenges, while venture capital interest has shifted.

APACS 112

APACS FinTech Digital Currency Blockchain 112

The Paypers

JUNE 17, 2025

The arrangement will allow OpenPayd to enable its clients to convert between fiat currencies and USDC, with the goal of reducing settlement friction and enabling near real-time fund transfers. The addition of stablecoin on- and off-ramps is expected to expand the platform’s interoperability between fiat and digital currencies.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

CB Insights

NOVEMBER 5, 2020

Categories are not mutually exclusive, and companies are mapped according to their primary DLT use case. Primary markets: Companies in this category focus on the tokenization of real assets — which refers to tracing ownership using DLT tech like blockchain. It is not exhaustive of corporates adopting DLT. Category Breakdown.

Real Time Gross Settlement (RTGS) 98

Real Time Gross Settlement (RTGS) Blockchain Distributed Ledger Technology (DLT) Money Laundering 98

PYMNTS

NOVEMBER 19, 2020

As Canada gears up to launch its real-time payments system, the Real-Time Rail (RTR), Payments Canada , the entity at the head of the initiative, has announced that Mastercard -owned Vocalink has been chosen as the clearing and settlement solution provider for the new payment rail. Volante Explores the Real-Time B2B Value Prop.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

Finextra

JUNE 23, 2025

For the US government, the play here is pretty simple: reaffirm the U.S. dollar’s dominance in the digital era – ensuring that as money goes blockchain-shaped, it’s American-regulated stablecoins that people are using, not unregulated offshore tokens or rival nations’ digital currencies. So, what exactly is JPMD?

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52