The Payments Association

MARCH 19, 2025

Early 2000s The turn of the millennium saw the rise of tech companies attempting to break into new ground in the digital payments and e-commerce space, with PayPal at the forefront. The fintech pioneered the first phase of digital payments, enabling secure online transactions and laying the groundwork for future wallet technologies.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

JULY 9, 2025

(NYSE:BR) has announced the significant market adoption of its service for connectivity, message processing and workflow management for instant payments. “Working with Broadridge has enabled our customers to integrate real-time payments efficiently and navigate the evolving regulatory landscape with confidence.”

Instant Payments 59

Instant Payments Compliance Regulations Real Time Payments 59

Fintech News

JANUARY 21, 2025

These changes, which include lifting restrictions on WhatsApp Pay and postponing the implementation of a market share cap for UPI apps, underscore the NPCIs commitment to create a fairer digital payment landscape in India, and ensuring equal opportunities for all participants, India TV News reported. PhonePe has an estimated 47.8%

Caps 124

Caps Digital Payments Debit Card Facilitators 124

Fintech Finance

JUNE 12, 2025

With technology provided by Belvo , the new feature – an innovation in the Brazilian Ride Hailing and Delivery landscapes – brings an integrated, peer to peer, safe and effortless digital payment option into the inDrive app.

RTP 93

RTP Payments Real Time Payments Finance 93

Clearly Payments

OCTOBER 31, 2024

Growth : In regions such as Southeast Asia and Latin America, bank transfer payments have grown by 20% annually due to increasing banking access. Faster Payments (U.K.), Unlike cryptocurrencies, CBDCs are state-backed and pegged to the value of the national currency, aiming to provide a secure and stable digital payment option.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Payments Association

JULY 16, 2025

Digital banking adoption in the UAE is soaring, 89% of consumers now use digital-first bank accounts , and digital payments now account for just 17% cash usage in everyday transactions. Real-time payments are also growing rapidly, with the region expected to exceed 3 billion transactions by 2028.

Embedded Finance 88

Embedded Finance Real Time Payments Instant Payments Processors 88

The Payments Association

DECEMBER 18, 2024

Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8 Key trends will include the acceleration of cross-border, real-time and instant payments and the rise of cashless economies. Real-time payments (RTP) could reach $193.1

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Finextra

JUNE 11, 2025

The Digital Revolution (2010s - Present): The UPI Era The last decade has been transformational, driven by smartphone penetration, internet access, and strategic government and RBI initiatives. RuPay Cards (2012): NPCI launched Indias domestic card payment network, reducing reliance on international schemes and promoting domestic processing.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Fintech Finance

FEBRUARY 4, 2025

The RTP network has achieved a major milestone, surpassing 1 billion payments just 18 months after crossing the 500 million transaction mark. After taking more than five years to reach the first half a billion payments, the networks recent rapid growth underscores the expanding acceleration of instant payments adoption in the United States.

RTP 59

RTP Volume Transactions Real Time Payments 59

Trade Credit & Liquidity Management

JUNE 12, 2025

From a Press Release dated June 9, 2025, Fort Lee, NJ Cross River Bank has launched its Request for Payment (RfP) solution, a new feature designed to enable secure, real-time inbound payments via the RTP® (Real-Time Payments) network.

Request for Payment 52

Request for Payment RFP Same Day ACH RTP 52

Fintech News

MAY 11, 2025

Launched as a pilot in 2011, the service allows users to make payments, transfer money and perform other financial transactions using the Airtel Thanks App or USSD. Airtel Money has been recognized in the Cross-Border Payments 100 list every year since its inception, highlighting its sustained relevance in global payments.

Cross-Border Payments 123

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 123

The Payments Association

JANUARY 21, 2025

The report also notes a shift in consumer preferences, with rising adoption of digital wallets, mobile POS payments, and BNPL services. Looking to 2025, mobile payments and digital commerce are projected to exceed 10 trillion, with open banking and real-time payments leading growth.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Fintech Times

MAY 2, 2025

Volt , the global real-time payments platform, is expanding its services to the Australian market in partnership with e-commerce giant Shopify. By teaming up with Shopify, Volt is aiming to enable Australian Shopify merchants to offer local consumers a one-click checkout experience, powered by digital payment solution PayTo.

Real Time Payments 45

Real Time Payments Instant Payments Settlement Agreements 45

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Finextra

JULY 11, 2025

Cobre’s new platform is changing the way payments work in Colombia by providing businesses with real-time B2B settlement through a secure and scalable infrastructure. With this pioneering integration, Cobre reaffirms its leadership as the most agile, interoperable, and future-ready B2B payments platform in the region.

B2B 52

B2B Payment APIs and Integration Interoperability Payments 52

Finovate

MARCH 7, 2025

Neal: While still in its early stages, the European Payments Initiative (EPI) is playing a crucial role in reshaping the EU payment landscape. By competing with global giants, EPI is pushing Europe toward a more integrated, efficient, and competitive payment system. million to support SMEs in Chile. Chilean fintech Banca.me

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Fintech Finance

JULY 7, 2025

Yaspa CEO James Neville said: “Our mission at Yaspa is to provide merchants with a single, powerful platform to manage their payments intelligently. The Yaspa VIALET partnership is working to make European payment rails more efficient, unified, and strong.

Multi-Currency 52

Multi-Currency Cross-Border Payments Cross-Border Payments 52

The Fintech Times

JUNE 18, 2025

In April 2025, digital payments platform, PagBrasil announced that it would be integrating Pix Automático into its subscription management platform, PagStream. The evolution of Pix to support recurring payments, a key step for sectors like streaming and online platforms. Real-time payment rails must move beyond speed.

Credit Cards 49

Credit Cards Central Bank Payments Volume 49

The Fintech Times

JUNE 13, 2025

Pix is part of everyday life in Brazil, and by making it seamless, we’re giving our users the freedom to pay on their terms, in a way that’s at the same time natural, safe, and fast.” Pix via Open Finance represents a major step forward in digital payments, making transactions simpler and more accessible.

Facilitators 45

Facilitators Finance RTP User Authentication 45

Fintech Finance

JULY 15, 2025

Digital banking adoption in the UAE is soaring, 89% of consumers now use digital-first bank accounts , and digital payments now account for just 17% cash usage in everyday transactions. Real-time payments are also growing rapidly, with the region expected to exceed 3 billion transactions by 2028.

Embedded Finance 52

Embedded Finance On-Demand Real Time Payments Instant Payments 52

The Paypers

JUNE 26, 2025

New identity verification partner for QwikPay QwikPay operates in the digital payments sector, offering a Scan to Pay app supported by the region’s payment infrastructure, PayID and PayTo.

Compliance 36

Compliance Security AML Verification 36

The Payments Association

JULY 18, 2025

Across the EU, operational resilience, real-time payments, and the steady rollout of the Markets in Crypto-Assets Regulation (MiCA) are redefining compliance baselines for digital finance. Implement real-time fraud and sanctions screening. Prepare customer education and support materials.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

The Fintech Times

NOVEMBER 7, 2024

Also, two-thirds of the population in 2017 made or received a digital payment in the past year. Governmental initiatives for improvement Last year, the MMA unveiled its new instant payment system, ‘Favara’, which allows users to swiftly transfer up to MVR 50,000 ($3,257).

FinTech 59

FinTech PayPal Financial Inclusion Financial Literacy 59

Finovate

JULY 18, 2025

Sub-Saharan Africa MoneyBadger, a bitcoin payments startup based in South Africa, raised $400,000 in pre-seed funding. South African fintech Stitch has acquired digital payments company Efficacy Payments. Network International teamed up with Ghanian fintech and mobile money aggregator Blu Penguin.

Cash Management 52

Cash Management Treasury FinTech Finance 52

PYMNTS

MARCH 6, 2020

Real-time payments are imperative for running successful operations in today’s global ecosystem. Many of these providers are particularly competing for small- to medium-sized businesses (SMBs) to join their faster payments network over another, which can be tricky as more competitors enter this space. About the Tracker.

Real Time Payments 121

Real Time Payments TCH Faster Payments Point-of-Sale (POS) 121

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

PYMNTS

NOVEMBER 16, 2020

Real-time payments continue to gain traction around the world. The country’s banking system is giving an upgrade to its instant payments system. Called PIX , the new payment rails have been in the works for some time and launched last week. Case in point: Brazil. Cash And Checks .

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

PYMNTS

NOVEMBER 13, 2020

As real-time payments make their way to ubiquity in markets around the globe, more small- to medium-sized businesses ( SMBs ) are exploring how instant transactions may be able to add value to their own operations. We needed to position ourselves to respond to that emerging trend from a technology perspective.".

Real Time Payments 75

Real Time Payments Electronic Funds Transfer (EFT) ISO 20022 Payment APIs and Integration 75

Fintech Finance

NOVEMBER 12, 2024

The RTP® network, the largest instant payments system in the United States operated by The Clearing House , now averages over 1 million payments per day. and 9% respectively, from September, as financial institution customers continued to enjoy the ease and speed provided by instant payments on the network.

RTP 97

RTP Instant Payments Real Time Payments Payments 97

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

MAY 6, 2019

Faster, faster, faster — that’s the motto driving so much of payments innovation today. Real-time payments offers promise for both small and medium-sized businesses (SMBs) and consumers. The goal of quicker payments does not apply only to Asia, even though the PYMNTS interview focused on that continent.

Real Time Payments 80

Real Time Payments Credit Cards Cross-Border Payments Cross-Border 80

PYMNTS

FEBRUARY 1, 2021

The global payments ecosystem is still in flux after a year of rapid changes caused by the pandemic, and instant payments are becoming more intriguing to consumers around the globe. One PYMNTS study found that 59 percent of United States consumers would use instant payments because of their convenience, for example.

Instant Payments 98

Instant Payments Payments Contactless Payments Financial Inclusion 98

PYMNTS

OCTOBER 12, 2020

In an interview with Karen Webster, Boston Federal Reserve Chief Operating Officer and FedNow Program Executive Ken Montgomery said the central bank’s ambitious payments initiative remains on track — and will inject competition into the instant payments market. Digital Dollars, Too? .

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

PYMNTS

DECEMBER 6, 2018

Forty countries: That’s how many places either have real-time payments programs in progress or live. Along the way they dug into important data points that describe not only the current status of real-time payments , but the opportunities that could help spark further growth. That’s progress.

Real Time Payments 56

Real Time Payments RTP Payments Economy 56

PYMNTS

AUGUST 23, 2019

When it comes to payments, speed isn’t the only factor to consider in the deployment of real-time payments (RTP) systems. Security and compliance are also vital components in ensuring that payments are delivered safely and without delay. Rapid Growth. Financial crime is bigger than any one organization,” she said.

Real Time Payments 77

Real Time Payments SWIFT Compliance ISO 20022 77

PYMNTS

OCTOBER 16, 2020

The pandemic appears to be pushing many toward other methods, however, with studies revealing a rising number of companies reporting interest in real-time or instant payment methods. Interest in the Real-Time Payments (RTP) system from The Clearing House (TCH) is growing in the U.S.,

Instant Payments 76

Instant Payments Treasury Real Time Payments Checks 76

PYMNTS

NOVEMBER 10, 2020

Real-time payments aren’t just an opportunity for consumers to send and receive money more quickly. Interest in faster payments is also on the rise for corporates, though their adoption of real-time payments won’t look the same as it does in the B2C world. It’s the culture that is changing.”.

B2B 117

B2B Real Time Payments Value Added Service ISO 20022 117