Cardfellow

JUNE 14, 2025

The use of cash as the de facto payment option is shrinking, and nearly 40% of Americans favor going completely cash-free. Then, in the summer of 2017, Visa stepped up a “war on cash” by offering businesses money to go cashless. While it didn’t lead to the elimination of cash, it’s nonetheless more common to see consumers pull out a card than cash in many parts of the country If you run a business, it’s almost inevitable that much of your sales are made using a method other than cash

Credit Cards 88

Credit Cards Debit Card Push-to-Card Transactions 88

Finextra

JUNE 14, 2025

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Visa Gateways AI Value Added Service 52

Cardfellow

JUNE 14, 2025

It’s not really as simple as that, though. In actuality, a variety of entities are working behind the scenes, and it’s the card-issuing bank that ends up taking the largest piece of the pie. The more you know about what affects your business, the better armed you are to improve your position in the market and protect your income. Before we break down exactly how credit card processing works and where the money is going, let’s examine the businesses and individuals involved.

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Credit Cards Processors ISOs Visa 69

The Fintech Times

JUNE 14, 2025

To help merchants reduce fraud, paytech Worldpay has partnered with payments giant Visa , to enhance the former’s 3D Secure (3DS) solution, 3DS Flex. In addition to mitigating fraud, Worldpay’s 3DS Flex will reduce customer friction, and boost authorisations, improving the customer’s shopping experience. Worldpay research shows more than half (55 per cent) of US consumers abandon a transaction if it takes multiple tries to complete, demonstrating the importance of ensuring that

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Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

Cardfellow

JUNE 14, 2025

Most businesses want their money as soon as possible, and some are willing to pay to get it sooner. In this article, I’ll go over the most common payment timeframes and whether it’s worth it to pay for faster settlement. What is settlement? Settlement refers to the process of transferring cash from a cardholder’s account to your business. You may also see it referred to as “funding,” but a few different things can be called funding, so it’s easiest for this article to refer to settlement.

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Cardfellow

JUNE 14, 2025

However, those days are long gone. In early 2017, Visa announced a staged digital wallet fee, which came well after Mastercard imposed a similar fee in 2013. These fees can result in higher interchange costs for small businesses. Which wallets does this affect, and will your business pay more to take digital wallets? Let’s dig into the details. Digital Wallet Definition For a quick reminder, a digital wallet refers to an electronic system that allows customers to pay for purchases without presen

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Credit Cards PayPal Visa Issuers 52