Cardfellow

APRIL 5, 2025

With its minimal underwriting and fast setup, it lowered the barriers to entry for small businesses seeking credit card processing. Suddenly, business owners could download an app, sign up for an account, and accept credit cards within days or even hours. There was no lengthy application before you could start accepting cards, and Squares simple flat rate pricing structure was much easier to understand than complex tiered or interchange plus models.

Processors 52

Processors Credit Cards Multi-Currency Transactions 52

Nomentia

APRIL 5, 2025

Many UK businesses dont go under because theyre unprofitable. They go under because they run out of cash. One late payment. One unexpected tax bill. One bad monthand suddenly, youre really scrambling.

Payments 52

Payments 52

The Fintech Times

APRIL 5, 2025

In late February, the House Financial Services Committee requested feedback on its “Make Community Banking Great Again” principles. Highlighting the important role that bank-fintech partnerships play in improving access to financial services, the American Fintech Council (AFC), the trade association representing fintech companies and banks, has submitted a letter in response.

Community Banks 59

Community Banks Deposit Account Underserved BNPL 59

The Fintech Times

APRIL 5, 2025

Global payments giant Visa has expanded its global value-added services portfolio with the addition of ‘ARIC Risk Hub’, a new fraud prevention platform aiming to help protect banks, acquirers, and financial institutions against a broad spectrum of fraud and financial crime. Powered by Featurespace , a developer of real-time artificial intelligence (AI) payments protection technology, which Visa acquired in December 2024, the ARIC Risk Hub leverages adaptive AI to build profiles aroun

Fraud Prevention 59

Fraud Prevention AI Value Added Service Phishing 59

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Fintech Times

APRIL 5, 2025

To extend collateral management workflows across Treasury and Capital Markets, with a special focus on MEA and APAC regions, SmartStream , the transaction management solution, has partnered with Finastra , the financial services software applications provider. The SmartStream TLM Collateral Management solution was selected following a comprehensive evaluation of its functionality, user interface, deployment options, and seamless integration capabilities with Finastras solutions.

Treasury 52

Treasury Regulatory Compliance Treasury Management APACS 52

The Fintech Times

APRIL 5, 2025

The Payment Systems Regulator (PSR) has set out a series of proposed remedies aimed at addressing concerns about the fees Visa and Mastercard charge for using their card payment networks, including both scheme fees and processing fees. Following a detailed market review, the PSR concluded that the market is not working well for businesses or consumers and has opened a consultation on steps to improve transparency, governance and oversight.

Addressing 40

Addressing Payment APIs and Integration Consulting Regulations 40