Cardfellow

MARCH 22, 2025

As with many things in credit card processing, its complicated. Interchange, as set by Visa and Mastercard, is non-negotiable. It isnt possible to get lower rates or fees than what Visa and Mastercard publish. But thats not the full story. Two factors – one malicious, one not – play a role in whether you can lower your interchange. Downgrades and Enhanced Data Categories: The Non-Malicious Problem Padded Interchange: The Malicious Problem Costs of Processing Appearing Competitive Is

Process 40

Process Processors Credit Cards Non-Bank 40

The Fintech Times

MARCH 22, 2025

Fintech and technology finance is the fifth most prepared UK financial sub-sector for the Digital Operational Resilience Act (DORA), according to a new report from compliance training provider Skillcast. In its DORA Readiness Report , Skillcast reveals that the fintech sector needs stronger compliance strategies and resilience against cyber threats, after analysing over 270 leading UK companies in nine financially regulated sub-sectors.

Risk Management 95

Risk Management Risk FinTech Cybersecurity 95

The Fintech Times

MARCH 22, 2025

Last week, Binance secured a $2billion investment from MGX , the new technology investment company created by United Arab Emirates (UAE) sovereign wealth fund Mubadala Investment and AI firm G42. Mubadala, one of the most active sovereign wealth funds in the Middle East, manages around $230billion in assets under management. For at least the last 15 years, it has been diversifying away from oil – but this Binance news signifies a significant shift towards virtual assets, instead of the mor

Finance 88

Finance Regulations Returns Governance 88

The Fintech Times

MARCH 22, 2025

Tap to Pay technology is changing the in-store payment experience for merchants and consumers. It enables merchants to facilitate digital wallet payments without the need for a POS system, ensuring tech costs are kept low while consumer convenience remains high. Over the past week, multiple firms enabling the tech have expanded into new regions showing Tap to Pay’s demand – but does it have a ceiling or will it continue to grow and make traditional POS systems obsolete?

Contactless Payments 82

Contactless Payments Point-of-Sale (POS) Security On-Demand 82

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Fintech Times

MARCH 22, 2025

To help customers improve their cashflow with healthier spending and earning habits, and in turn make smarter financial decisions, Jenius Bank , the digital banking division of SMBC MANUBANK , a member of the SMBC Group , is launching the next-generation version of its mobile app and online banking platform. The new Jenius Bank platform will provide free, personalised insights, and allow them to enjoy a 360-degree view of their finances in one place when they link relevant external financial acc

Online and Mobile Banking 71

Online and Mobile Banking Duplicate Credit Cards Research 71

The Fintech Times

MARCH 22, 2025

Mobile DevOps platform Bitrise is now powering mobile app development for e-commerce giant Shopify , enabling the global commerce giant to streamline workflows, reduce complexity, and accelerate app builds by up to 50 per cent. With over 875 million unique shoppers purchasing from Shopify merchants in 2024, it says that leveraging Bitrise enables it to expand its app capabilities and better serve its growing merchant base.

Automation 66

Automation Innovation Continuity FinTech 66