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Wallet wars: How digital payments are reshaping finance

The Payments Association

End-to-end encryption plays a crucial role in enhancing payment security, as Zurnamer tells Payments Review: We have the likes of Apple Pay and Samsung Pay using secure element technology and encryption to process payments without storing card numbers on devices or servers. The result? This isnt just about convenience but also control.

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In Conversation With Emirates NBD: Embracing AI, Blockchain and Quantum for Digital Transformation

The Fintech Times

“We are embedding banking into everyday life by modernising from the inside out. At Emirates NBD, we are building real-time, cloud-native platforms that support embedded finance and open banking. It is about reimagining the core of banking – how a bank runs, scales and adapts – not just its interfaces.

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Bank Digital: The New Standard

Fintech Review

They are introducing AI-driven chatbots, robo-advisory services, and embedded finance options to remain competitive. This includes end-to-end encryption, behavioural analytics, device monitoring, and biometric verification. Importantly, traditional banks benefit from trust, scale, and regulatory experience.

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Marqeta Review: Future of Modern Card Issuing

Fintech Review

In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead. This mission continues to expand, as embedded finance reshapes expectations around how companies integrate financial services into daily operations.

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The Digital Wallet Revolution: How It's Reshaping Consumer Behaviour and Payment Infrastructure

Finextra

Tokenization & Biometrics: One-time-use tokens, facial recognition, and hardware-level encryption now set the standard. Embedded Finance Ecosystems: Wallets are increasingly offering lending, insurance, and BNPL features—becoming full-stack financial platforms.

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Best Ways to Pay Bills Online in 2025

Fintech Review

Embedded Payments: Paying Bills Within Services Photo by AS Photography on Pexels.com One of the most frictionless ways to pay bills online in 2025 is embedded finance. In 2025, this means two-factor authentication, encrypted data, and biometric login by default. No redirects, no portals, just fast, in-context payment.

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Wollette to launch WollettePay for one-tap Open Banking

The Paypers

A2A payments made through WollettePay are authenticated using biometric verification and supported by tokenization and encryption measures. The new system enables consumers to make payments directly from their bank accounts without needing to enter card details or go through redirects.