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This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
Through three separate partnerships, Mastercard appears to be enhancing its focus on the UAE and surrounding Middle East region, with plans to simplify access to finance , enhance payment processes and bolster financialliteracy.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financialinclusion and helping people develop healthy financial habits. “Financial education and literacy tools will have the most profound impact on financial well-being by 2025.
These trends include ecosystem banking, generative artificial intelligence (GenAI), and embeddedfinance, a new report by PwC India and ASSOCHAM says. This collaboration allows financial institutions to access to new customer segments, leading to increased customer acquisitions and improved engagements. billion by then.
In Asia Pacific, the lack of a skilled workforce and poor digital and financialliteracy were also factors, however this trend can also be observed globally. The commitment to financialinclusion remains a cornerstone of the fintech value proposition.
Velocity: Financial Awareness in the Digital Age Digital payments introduce both clarity and opacity in consumer finance. Analytics-Driven Spending: Wallets increasingly provide budget tools, smart categorization, and alerts—enabling real-time financialliteracy.
NymCard , a leading embeddedfinance services provider, today announced a strategic partnership with CWallet , an award-winning fintech startup with Payment Service Provider (PSP) licensed from the Qatar Central Bank. “These cards will help us further our goal of accessible financial services for all in Qatar.”
These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financialinclusion, and improving service delivery. RCBC also launched RCBC Barangayan (village/community) Banking, blending human touch with digital finance to reach underserved communities.
While the world still has a long way to go to achieve gender parity in financialinclusion and literacy, our data highlights that in the U.K., British women are also twice as likely (18%) to have used new, instant digital credit options such as BNPL over the past 30 days as men (9%).
Shift in regulation Alex Mifsud, CEO, Weavr Alex Mifsud , CEO and co-founder at embeddedfinance company Weavr, anticipates a shift to outcome-based regulation in the financial sector, emphasising end results and innovation.
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