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From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
The event will explore cybersecurity careers within the banking, finance, and fintech sectors, particularly in response to the increasing frequency of cyber attacks. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.
The FCA’s final guidance, issued in April 2025, outlines “reasonable procedures,” including fraud riskassessments, internal controls, staff training, and governance oversight. Next steps/action required: Conduct a comprehensive fraud riskassessment across all channels and partners.
The platform, which is backed by Lloyds Bank, targets cash flow shortages, a primary cause of delayed payments in the construction sector. He joins Optimum with more than 40 years’ experience within invoice finance and the financial services, including a long stint at Lloyds Banking Group.
This collaboration aims to provide corporate clients with improved short-term financing options and embedded payment solutions at the point of sale. Morgan’s financial strength and Slope’s innovative approach to credit riskassessment and monitoring. The partnership brings together J.P.
In his new role, Al Kharusi will lead Mashreq Bank’s strategy and operations in Oman, optimising the bank’s performance, and ensuring compliance with local and international standards. The company intends to use the funds to consolidate its position as a European embeddedfinance leader and to expand its footprint in the US.
Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.
With digital workflows, embeddedfinance capabilities, and self-service portals, an LMS minimizes operational delays, enhances customer experience, and helps financial institutions launch, iterate, and scale lending products faster. These include partial and full waivers, write-offs, foreclosures, and restructurings.
The Basics of Trade Finance Trade finance encompasses a broad range of financial products and services that enable seamless international trade. These include letters of credit, bank guarantees, supply chain finance, and export credit facilities.
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