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Recognised as one of Asia’s fintech unicorns, Airwallex offers various financial services, including cross-border payments, global business accounts, and embeddedfinance solutions. HashKey focuses on regulatorycompliance, security, and innovation. billion asset management XTransfer 1.4 CGTZ Valuation: $2.41
AstroPay Platform is now open to all businesses, offering the same embeddedfinance infrastructure that powers its consumer wallet. For the first time, any company—fintech or not—can build and launch their own global financial products using the same infrastructure that powers AstroPay ’s consumer wallet.
Businesses can now leverage AstroPays established connections to multiple local and international payment schemes, along with its multicurrency wallet, card issuing capabilities, and regulatorycompliance framework across multiple jurisdictions. “We’ve built the financial infrastructure that powers our global wallet.
In rapid, seven-minute slots, companies showcased solutions spanning AI-powered cybersecurity, digital banking transformation, embeddedfinance and next-generation authentication. While work on standardisation and regulatorycompliance is important, it is just one piece of a complex puzzle that includes many stakeholders.
Modern regulations require granular transaction tracking, real-time risk monitoring, and comprehensive audit trails—capabilities that legacy architectures often lack without significant workarounds. This requires careful planning around data residency, audit logging, access controls, and disaster recovery capabilities.
Banking professionals, fintech startups, and tech providers will gather to explore the future of digital finance. Discussions will also address sustainability, regulatorycompliance, and ethical considerations in financial technology. Key discussions will cover digital strategies, compliance, cybersecurity, and riskmanagement.
This model not only simplifies legacy transformation but also enables new revenue streams through embeddedfinance and fintech partnerships. Three-Tier Architecture in API- l ed Banking The structured architecture of API-led banking enables banks to manage complexity while driving efficiency and speed-to-market.
Afterpay is using big data and AI to ensure a smooth user experience and improved riskmanagement. Among other things, Sezzle is using machine learning for customer risk assessment and to offer tailored financing options. Blockchain also allows many processes to be automated through smart contracts.
This modularity is what allowed “embeddedfinance” to take off, non-bank companies embedding financial services into their apps by plugging into open banking rails. Both worlds have had to learn that open innovation must be accompanied by robust riskmanagement.
Airwallex (Singapore) Founded in 2015 in Australia, Airwallex is a leading global financial platform for modern businesses, offering solutions to manage everything from payments, treasury, and spend management to embeddedfinance.
This year’s awards categories were updated to emphasize measurable impact, with a focus on contributions to areas like financial inclusion and regulatorycompliance. By leveraging advanced technology and a user-centric design, ACP enhances lending performance by improving accuracy, reducing risks, and accelerating time-to-market.
Institutions that rely on outdated systems risk falling behind. By leveraging Loan Management Software , lenders can streamline operations, deliver personalized services, ensure regulatorycompliance, and scale effortlessly to meet the demands of a diverse and growing customer base.
Each section includes an overview of the regulation, the legal and operational risks involved, and the practical actions required to support readiness and ongoing compliance. However, it also introduces new responsibilities around consent management, data portability, and customer support.
White Labeling and Co-Branding In a white-label model, fintechs provide the technology and expertise, while banks manageregulatorycompliance and branding. For example, a fintech may create a digital wallet, branded and managed by a bank. Here are three common collaboration models that have proven successful.
From embeddedfinance to AI-powered riskmanagement, the innovation that will be on display during the event, which takes place May 7 through 9 in San Diego, is a signal of the rapidly evolving needs of both financial institutions and their customers.
As the technology matures and adoption increases, PFaaS is poised to play a central role in shaping the future of digital payments and embeddedfinance. Other benefits of PFaaS platforms include capabilities to handle the regulatorycompliance and riskmanagement burden.
Data silos, regulatorycompliance, and the need for robust governance continue to hinder growth. With advancements in AI, real-time analytics, and regulatory demands, data has become a strategic asset for innovation and riskmanagement, says Das. But these opportunities come with challenges. The result?
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