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Mukesh Valiram “The integration of Atome’s embeddedfinancing technology not only elevates the checkout process but also enables us to connect with new customer segments through flexible financing and payment options. said Mukesh Valiram, Executive Director of Valiram. said Mukesh Valiram, Executive Director of Valiram.
CredibleX is integrating Mastercards Small Business Credit Analytics (SBCA) API into its embeddedfinancing platform to enhance SME credit access in the UAE and EMEA region. Working capital financing platform CredibleX announced this week that it has partnered with Mastercard.
” Empowering SMEs with CredibleX Mastercard will also integrate its Small Business Credit Analytics into CredibleXs embeddedfinancing journey, providing CredibleX with enhanced data-driven insights based on anonymised and aggregated transaction data.
Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embeddedfinance offerings. Fraud detection and riskmanagement are also evolving. reached $1.1
They use alternative credit scoring methods and automated underwriting. EmbeddedFinanceEmbeddedfinance allows companies outside finance to offer loans, insurance, and payments directly within their platforms. Growth must be matched by governance, riskmanagement, and long-term vision.
ATxEnterprise When: 2 7 May 2025 29 May 2025 Where: Singapore Expo, Singapore A major event for fintech innovation, ATxEnterprise will bring together industry leaders to discuss AI, blockchain, cybersecurity, and embeddedfinance solutions. Key discussions will cover digital strategies, compliance, cybersecurity, and riskmanagement.
Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Both worlds have had to learn that open innovation must be accompanied by robust riskmanagement.
By leveraging Standard Chartered’s expertise and riskmanagement framework, OKX aims to offer institutional investors a broader range of secure and reliable custody solutions. Appointments UK digital MGA Ripe appoints David Rowntree as its new chief underwriting officer.
It’s about trust, timing, and a quiet understanding of how risk really works. Now that embeddedfinance is gaining traction, the spotlight is returning to a central question: how do you build financial tools that are both scalable and responsible, especially when they’re targeting companies without CFOs or financial teams?
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
Embeddedfinance platform Liberis announced a partnership with identity riskmanagement innovator Alloy. Embeddedfinance platform Liberis has teamed up with identity riskmanagement innovator Alloy. Embeddedfinance platform Liberis has teamed up with identity riskmanagement innovator Alloy.
Morgan’s fortress balance sheet and depth of client relationships with Slope’s strengths in underwriting and credit risk monitoring as well as platform flexibility, we are well-positioned to meet our clients’ needs in a rapidly evolving market. Morgan to this partnership, and how does it complement J.P. By combining J.P.
Via the partnership, Alloy customers will be able to access Coris’ solutions to automate SMB onboarding, underwriting, and fraud prevention. “We’re excited to partner with Coris on improving the SMB riskmanagement process for builders of financial products,” Alloy GM of Partner Solutions Brian Bender said.
Category #2 Corporates – Financial Inclusivity Finalists ANEXT Bank Pte Ltd The ANEXT Programme for Industry Specialists (“APIs”) is ANEXT Bank’s key embeddedfinance initiative designed for digital platforms to easily offer tried and trusted financial services to businesses operating on their platforms.
A Loan Management System (LMS) accelerates the go-to-market for lending products by automating loan origination, underwriting, servicing, and compliance checks, reducing turnaround times by up to 50%. Comprehensive RiskManagement An LMS offers real-time data on borrowers profiles, repayment histories, and overall loan performance.
EmbeddedFinanceEmbeddedfinance integrates financial services into non-financial platforms, enabling customers to access banking solutions seamlessly within other apps. For instance, Klarna, a prominent fintech, offers “Buy Now, Pay Later” solutions embedded directly in e-commerce websites.
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