Payments Dive

JULY 28, 2025

SaaS maturity : Platforms increasingly expect embedded finance that’s built-in, not added on. Three major forces are driving this shift: The always-on economy : Real-time payments, instant settlements, and 24/7 uptime are now baseline expectations. That requires deep integration, not shallow partnerships.

Privacy

The Payments Association

JULY 29, 2025

Rotzer identifies several trends likely to influence the payments landscape, including artificial intelligence (AI), embedded finance, and digital currencies such as stablecoins and central bank digital currencies (CBDCs). What trends are shaping the future of payments, and how is the business responding?

ISO 20022

The Payments Association

MAY 3, 2025

Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond. Our clients are already transacting in stablecoins like USDC, USDT and RLUSD.

Payment APIs and Integration

Finovate

JULY 2, 2025

At this point, if you’ve been working in the financial services industry since January, you’ve likely heard of stablecoins, and you may have heard of tokenized deposits. Here’s a brief overview of where stablecoins and tokenized deposits intersect, where they are different, and where they may be most useful.

Stablecoins

The Paypers

JUNE 17, 2025

The agreement brings together OpenPayd’s API-based payment and banking services with Circle’s infrastructure for USDC, a dollar-denominated stablecoin issued by regulated affiliates of Circle. They indicated that the collaboration aims to further expand the use of stablecoins like USDC in practical financial applications.

Stablecoins

Finextra

JUNE 26, 2025

Community Your feed Latest expert opinions Groups Join the Community 23,368 Expert opinions 42,409 Total members 322 New members (last 30 days) 190 New opinions (last 30 days) 29,102 Total comments Join Sign in Pay with TRIO: The E-Commerce Breakthrough with Stablecoins. Stablecoins vs. Fiat for E-commerce. Stablecoins Pros.

Stablecoins

Finextra

AUGUST 6, 2025

Cloud and AI Architect at Microsoft The Millisecond Myth: Why AI Reliability Isn't About Network Speed 18 hours 1 Carlos Kazuo Missao Global Head of Innovation Solutions at GFT Stablecoin regulation is here - but what comes next for banks?

Rules

Fintech Finance

JUNE 10, 2025

The bank will collaborate with Ant International’s Embedded Finance unit on a series of global treasury management and cross-border payment innovations, including tokenised deposits, stablecoin, and its Time-Series Transformer (TST) FX Model.

Cross-Border Payments

Finovate

JANUARY 15, 2025

From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum. Embedded finance matures Why it matters: Embedded finance has been trending upward in fintech over the past few years, and for good reason.

Embedded Finance

The Fintech Times

JUNE 11, 2025

Combining their expertise, Deutsche Bank will collaborate with Ant International’s Embedded Finance unit on a series of global treasury management and cross-border payment innovations, including tokenised deposits, stablecoin, and its Time-Series Transformer (TST) FX Model.

Cross-Border Payments

The Fintech Times

JANUARY 23, 2025

Stablecoins and decentralised finance (DeFi) platforms will make banking services accessible to the unbanked, offering alternatives that are faster, cheaper, and more reliable than traditional systems.” This is already the reality when we look at how stablecoins are being used.

FinTech

The Paypers

JUNE 16, 2025

Stablecoins are digital assets designed to maintain a fixed value, often pegged to the USD. Stablecoins are digital assets designed to maintain a fixed value, often pegged to the USD. The bill seeks to establish a regulatory framework that would allow private companies to issue stablecoins.

Stablecoins

Finovate

JULY 16, 2025

The first two quarters were packed with change: from the stablecoin frenzy and cuts to the CFPB in the US, to new regulatory crackdowns across Europe and the reversal of Section 1033, reshaping the future of open banking. This may prompt US regulators to clarify the treatment of tokenized deposits and securities.

ISO 20022

Fintech Finance

JULY 15, 2025

Highnote , the unified platform for embedded finance and modern card issuance, today announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards.

Instant Payments

Finextra

JUNE 24, 2025

GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Parminder Saini CEO at Triple Minds Understanding the Role and Benefits of Introducing Brokers in Forex Trading 19 June Mathieu Altwegg SVP Head of Product and Solutions Europe at Visa Open Banking Won’t Work Without Trust.

Agreements

Finextra

AUGUST 1, 2025

Embedded Finance and Digital Infrastructure Embedded finance has become central to fintech’s expansion, with financial services increasingly integrated invisibly into non-financial platforms. Crypto and Digital Assets Cryptocurrency and stablecoin adoption continue to grow, attracting substantial institutional investment.

FinTech

The Payments Association

MARCH 17, 2025

Amid rising fraud, emerging technologies like embedded finance, AI, and stablecoins, and intensifying global competition, the Financial Conduct Authority (FCA) faces mounting pressure to recalibrate its approach to regulationor risk holding back the very sector it aims to protect.

Regulations

Finextra

JUNE 30, 2025

What This Means for the Fintech Ecosystem For fintech innovators and ecosystem players, the intersection of travel and digital finance offers new ground for experimentation. Embedded finance for travel : Insurance, BNPL, or even trip financing via digital platforms could further boost domestic travel.

Digital Payments

The Fintech Times

APRIL 17, 2025

Liberis , a global embedded finance platform, has partnered with Fincompare , the German small business broker marketplace, to bring its revenue-based financing solution to over 25,000 small and medium-sized businesses (SMBs) across the country.

FinTech

Finextra

JUNE 28, 2025

It expresses the views and opinions of the author. Join the Community 23,390 Expert opinions 42,345 Total members 313 New members (last 30 days) 189 New opinions (last 30 days) 29,110 Total comments Join Sign in Trending Carlo R.W. 26 June Now Hiring All companies Welcome to Finextra. 26 June Now Hiring All companies Welcome to Finextra.

Cross-Border

Finextra

JUNE 25, 2025

GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Willem Wellinghoff Chief Compliance Officer at Ecommpay Bring on the BNPL regulation, but let’s get it right! 23 June Imanuel Kaiser President at Bloxley Speak Without Words 20 June Now Hiring All companies Welcome to Finextra.

Fraud Detection

Fintech Review

MAY 4, 2025

Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. Banking-as-a-Service & Embedded Banking APIs Let’s start the top 100 fintech tools and platforms with embedded finance.

Payment APIs and Integration

Finovate

AUGUST 8, 2025

The company’s integrated SaaS platform and embedded finance solutions help trucking companies better conduct fleet management, trip coordination, invoicing, and lending operations. Open banking and embedded finance platform Tarabut secured in-principle approval from the Central Bank of the United Arab Emirates (CBUAE).

Cybersecurity

The Paypers

JUNE 17, 2025

Furthermore, users can scan VietQR at local merchants and pay with stablecoins such as USDT and USDC on Ethereum, Tron, Solana, Base, TON, and BNB Chain, with more chains to be included in the upcoming period.

CBDC

Finextra

AUGUST 7, 2025

Cloud and AI Architect at Microsoft The Millisecond Myth: Why AI Reliability Isn't About Network Speed 18 hours 1 Carlos Kazuo Missao Global Head of Innovation Solutions at GFT Stablecoin regulation is here - but what comes next for banks?

Small Business

Finextra

JUNE 2, 2025

This modularity is what allowed “embedded finance” to take off, non-bank companies embedding financial services into their apps by plugging into open banking rails. Or do you instead regulate the touchpoints where decentralized and traditional systems meet (like fiat on-ramps, stablecoin issuers, or major developers)?

Finance

Finextra

JUNE 23, 2025

Were also developing AI agents tailored for the embedded finance space, supporting industries like insurance , telecommunications , and retail —each with its own unique challenges and opportunities. GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Now Hiring All companies Welcome to Finextra.

AI

Finextra

JUNE 6, 2025

The solution in this case could be stablecoins, the rate of which is linked to other assets. BNPL services integrated into superapps also allow providers to provide instant checkout options, loyalty programs and cashback offers and embedded financing across multiple services.

BNPL

Finextra

JUNE 26, 2025

Stablecoins vs. Fiat for E-commerce. Stablecoins Pros. Reduced Transaction Costs and Fees (including cross-border) Stablecoin transactions are significantly faster than traditional methods, often confirmed in seconds or minutes. There is a need to re-establish Trust between Buyers and Sellers. Pros and Cons.

Stablecoins

The Paypers

JUNE 12, 2025

The funds will be used to support OpenTrade’s operational growth, product development, and engineering expansion, as the company continues building infrastructure for real-world asset (RWA)-backed stablecoin yield offerings.

Stablecoins

The Fintech Times

JANUARY 21, 2025

In his role, Batra will have a focus on commercialising the capabilities delivered via the new Mashreq NEO CORP platform covering cash management, collections, documentary trade and supply chain finance, as well as further developing the business in all international markets. Most recently, he served as chief operating officer at Bankable.

FinTech

The Fintech Times

DECEMBER 6, 2024

stablecoins for payments service providers (PSPs)) and therefore have a better home in a larger platform.” Levine expects embedded finance and banking-as-a-service (BaaS) to gain traction in 2025 but with fewer players and stronger partnerships. To stand out, fintechs need to bring something fresh to the table.

FinTech

Finextra

AUGUST 4, 2025

Embedded Finance / BaaS Platforms Embedded finance and Banking-as-a-Service (BaaS) models allow non-bank companies to offer financial products by partnering with licensed banks or platforms. Those who streamline AML processes (e.g.

AML

Finextra

JUNE 19, 2025

GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Willem Wellinghoff Chief Compliance Officer at Ecommpay Bring on the BNPL regulation, but let’s get it right! 23 June Imanuel Kaiser President at Bloxley Speak Without Words 20 June Now Hiring All companies Welcome to Finextra.

PCI DSS

Finextra

JULY 31, 2025

Embedded finance & API-first architecture In 2025, flexibility is everything. If you want to stay relevant in 2025, you must offer real-time payments, personalized services, embedded finance, and bulletproof security. By using behavioral data and transaction history, you can offer relevant products at the right time.

Payment APIs and Integration

The Paypers

JUNE 25, 2025

As part of these efforts, Mastercard will join Paxos’ Global Dollar Network and has signalled its intent to integrate PayPal’s PYUSD and Fiserv’s proposed FIUSD stablecoin. The card network already supports Circle’s USDC, currently the second largest stablecoin by market capitalisation.

Stablecoins

The Paypers

JUNE 18, 2025

Additionally, Revolut comments on the regulatory disparity between the UK and Europe in account of Brexit, especially when it comes to stablecoins, crypto, and fraud regulation. The company representatives note that Revolut is getting closer to becoming a fully licenced bank in its home market.

AI