Remove Embedded Finance Remove Underserved Remove Underwriting
article thumbnail

The infrastructure of trust: building AI foundations for inclusive, explainable finance

Finextra

For financial services, especially those addressing underserved markets, the stakes are even higher. Were also developing AI agents tailored for the embedded finance space, supporting industries like insurance , telecommunications , and retail —each with its own unique challenges and opportunities. The ambition?

AI 52
article thumbnail

From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embedded finance offerings. quadrillion, highlighting the scale of digital payments and embedded finance solutions. reached $1.1

Finance 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Which Fintech Sub-sectors Will Have the Biggest Impact on People’s Financial Well-being in 2025?

The Fintech Times

By automating traditionally manual processes, banks can lend to more borrowers, especially small businesses and underserved communities. Stablecoins and decentralised finance (DeFi) platforms will make banking services accessible to the unbanked, offering alternatives that are faster, cheaper, and more reliable than traditional systems.”

FinTech 64
article thumbnail

Banks and the Power They Hold

Fintech Review

Fintech apps attract younger users, underserved populations, and digitally native businesses. They also enable new products, such as microloans, fractional investing, or embedded finance. Many banks now partner with fintech firms to improve onboarding, underwriting, KYC, or user engagement. It is banks and fintech.

article thumbnail

Fintech Review: A Guide

Fintech Review

They use alternative credit scoring methods and automated underwriting. Embedded Finance Embedded finance allows companies outside finance to offer loans, insurance, and payments directly within their platforms. Their technology reduces friction in both consumer and business transactions.

FinTech 52
article thumbnail

SFF 2024 Awards Highlights Fintech Innovation with Updated Categories, New AI Focus

Fintech News

Category #2 Corporates – Financial Inclusivity Finalists ANEXT Bank Pte Ltd The ANEXT Programme for Industry Specialists (“APIs”) is ANEXT Bank’s key embedded finance initiative designed for digital platforms to easily offer tried and trusted financial services to businesses operating on their platforms.

AI 108
article thumbnail

From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Crucially, Open Banking was just the opening act.

Finance 52