Stax

DECEMBER 12, 2024

This system guarantees secure data transmission between banks and card networks like Visa, Mastercard, and Discover. These POS equipment collect payment information at physical locations and transmit them to payment processors. Payment gateways. eCommerce payment gateways. eCommerce tech stack.

Small Business

Stax

MARCH 5, 2025

To accept online payments, you need a payment processor and payment gateway. The payment processor is a financial institution that handles transactions between the two banks. Together, these three parties facilitate the online payments process.

Credit Card Payment Processing

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. Credit, debit, and digital payments have far and away become the most popular payment method. Cash has dropped to less than 20% of all US payments in recent years. merchant’s) bank.

Credit Cards

Stax

JANUARY 28, 2025

It should be noted that the information being used at this stage of the process is the tokenized data stored in the merchants payment gateway. The original sensitive data is still secured and hidden in an external data bank.

Payment APIs and Integration

Stax

MAY 13, 2025

Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems.

Credit Cards

Stax

APRIL 10, 2025

In contrast, debit card payments are withdrawn directly from the customers bank account and are mainly used by buyers who want to control their spending. Card payments are convenient, secure, and a major positive for your cash flow, with funds being deposited to your account within hours to a few days.

Small Business

EBizCharge

APRIL 22, 2025

Seamless payment processing software can also be synced directly inside of it when partnered with the right payment gateway. Understanding how to leverage Salesforce payments can significantly enhance operational efficiency and customer satisfaction.

Payment APIs and Integration

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.

Process

EBizCharge

JUNE 16, 2025

8 common features of enterprise merchant services Merchant accounts are specific types of bank accounts that allow enterprise merchants to accept credit, debit, Automated Clearing House (ACH)/eCheck, and other payments. This account holds funds from sales until they’re deposited into a business’s primary bank account.

Payment APIs and Integration

Stax

DECEMBER 9, 2024

Debit or credit card chargebacks are when a disputed charge made to a merchant’s account is refunded to the customer’s bank account. This has been aided by the rise of online banking, which has made the chargeback process as easy as a few clicks. What Are Credit Card Chargebacks?

Credit Cards

EBizCharge

JUNE 3, 2025

If high-volume merchants suddenly go out of business, the financial losses for banks and payment processors can be substantial. As a result, payment providers often assess both volume and risk factors together when categorizing merchants.

Volume

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. In fact, research from 2023 shows that 69% of Americans said they’ve used a digital payment method in the past 3 months when making a purchase. And the best way for online businesses to start accepting payments is with a payment gateway.

Payment Gateways

EBizCharge

JUNE 6, 2025

In this article, you’ll learn what high-risk merchant accounts for the firearms industry entail, the common challenges GunBroker users face, and why EBizCharge is the most optimal payment gateway for these users. GunBroker merchants must have a reliable payment gateway. What is GunBroker?

Payment Gateways

Ikajo

DECEMBER 18, 2023

Among these, white-label payment gateways have emerged as a game-changer, offering a customizable cutting-edge approach to payments. What is a payment gateway? To get to the bottom of the white-label payment gateway, let’s first take a moment to explore what a payment gateway is.

Payment Gateways

Ikajo

MARCH 26, 2021

Today we will take a look at payment gateways – the key intermediaries in online settlements. What is a payment gateway? A payment gateway is a hardware and software complex that allows merchants to automate the process of accepting payments via the Internet. How to choose a payment gateway?

Payment Gateways

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). Read on to find out.

Payment Service Provider (PSP)

Stax

FEBRUARY 26, 2024

Once authorized, payment service providers take the lead in automating payments within the payment gateway. Role of payment gateways and processors Payment gateways and processors act as the backbone of recurring payments. Q: What is an example of a recurring transaction?

Best Practices

Stax

SEPTEMBER 17, 2024

And when that happens, non-compliance can lead to many degrees of harm to any and all business owners. Protect Stored Cardholder Data Organizations must protect stored cardholder data and other credit card information using encryption, masking, hashing, or other methods to make the data unreadable to unauthorized individuals.

Credit Cards

Stax

APRIL 18, 2024

For a merchant to accept credit cards, they need to pay both credit card processing fees to the banks involved and for the soft and hardware required to process cards. Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Card Network (e.g., Card Network (e.g.,

Credit Cards

Basis Theory

OCTOBER 1, 2024

Whether that is collecting credit card numbers to transmit with a payment gateway, placing details into a shared customer relationship management system, or storing card numbers in an encrypted database—all of this sensitive information must be protected according to the specifics of the PCI-DSS standard.

PCI DSS

Stax

MARCH 6, 2024

Upon agreeing to these terms, the merchant is authorized to process automatic payments from the customer’s credit card, debit card, or bank account. Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account.

Best Practices

EBizCharge

APRIL 17, 2024

Distribution: The payment link is sent to the customer via email, SMS, or other messaging platforms. Action by customer: Upon receiving the link, the customer clicks on it to be directed to a secure payment gateway. Confirmation: After entering payment details, the customer approves the transfer of funds.

Online and Mobile Banking

Stax

JANUARY 15, 2024

Here are more reasons to implement surcharging and optimize your payment processing strategies. Interchange fees are fees your bank (acquirer) pays to the cardholder’s bank (issuer) in a credit card transaction. It relieves you from directly handling payments and dealing with the tedious administrative hassle.

Credit Cards

EBizCharge

JUNE 4, 2024

Setting up credit card processing in Acumatica Acumatica payment processing is a straightforward experience that combines the convenience of digital transactions with the robust functionality of the ERP system. Choose a payment gateway. Configuring the payment gateway. Security and compliance.

Credit Cards

Stax

APRIL 11, 2024

Imagine cash flow as a river—cash management oversees the whole flow, while payment management ensures water gets in and out smoothly. Your PMS is a central hub to manage payment requests and store banking information (like your routing and bank account number for ACH payments ).

Payments

BNG Payments

FEBRUARY 4, 2022

The ability to accept non-cash donations is crucial. The Federal Reserve Bank of San Francisco found in its 2021 Findings from the Diary of Consumer Payment Choice that cash use accounted for 19 percent of all payments. A merchant account is an account that you open with a bank to accept credit card payments.

Credit Cards

Exact Payments

SEPTEMBER 25, 2023

If you’re considering becoming a payment facilitator (PayFac), you already know that payment monetization is a powerful revenue-generating strategy that’s rapidly picking up steam in the software world. This typically includes a payment gateway, end-user interfaces, merchant management platforms, and merchant dashboards.

PCI DSS

EBizCharge

MAY 23, 2024

Embedded payments are the seamless integration of payment processing into business software to streamline financial transactions for users without redirecting them to external payment gateways. Embedding payments means directly incorporating payment functions into a digital service or application.

Embedded Payments

EBizCharge

NOVEMBER 12, 2024

These applications typically involve merchants submitting financial and bank statements, business licenses, and other relevant documentation. Once approved, a merchant account is established, enabling the business to integrate various payment solutions, such as payment gateways for online, mobile, and in-person payments.

Online and Mobile Banking

Nanonets

MAY 30, 2023

Electronic payments or ePayments are the norms now, driven not only by the enormous digital developments of recent decades but also spurred on by the pandemic-induced lockdowns and social distancing.  The Limits of payment:  Cash payments are limited by the amount of cash in the wallet.

Payment APIs and Integration

Nanonets

APRIL 24, 2024

Introduction Accuracy and efficiency are non-negotiable in the processing of payments in any company, be they payments received by the company for products/services rendered, or made to vendors for products/services received. Payment reconciliation is the process of verifying all payment transactions.

Payment Reconciliation

Nanonets

JULY 21, 2023

Acting as a centralized platform, it retrieves data from the general ledger and compares it with bank statements and invoices, facilitating accurate and swift account reconciliation. Multi-currency support: Management of payments, bills, invoices, and quotes in different currencies. Seamless bank feeds and import options.

Reconciliation

Nanonets

APRIL 29, 2024

Typically, credit card reconciliation begins with the collection of credit card statements from various sources, such as banks or financial institutions. It employs encryption, access controls, and audit trails to protect sensitive financial information. Cons: Limited customization options, occasional syncing issues with bank accounts.

Reconciliation

Nanonets

APRIL 16, 2023

It also helps to strengthen vendor trust as the payment process is transparent to all. The best systems provide encryption, two-factor authentication, and secure communication. Payment Methods Any AP technology you purchase should have multiple payment methods.

Automation

CoinRemitter

MAY 9, 2025

To make this easy and safe, they need the best cryptocurrency payment gateway. A good gateway supports many digital coins and also offers a Bitcoin payment gateway for Bitcoin users. With simple crypto payment integration, businesses can give customers more ways to pay. What Is A Crypto Payment Processor?

Payment Gateways

EBizCharge

MAY 12, 2025

With cyber threats on the rise and consumer security expectations at an all-time high, implementing a secure payment processing system has become a foundational business requirement not just a best practice. Encryption converts sensitive customer and payment data into a coded format during online transactions.

Process