Clearly Payments

JANUARY 14, 2025

With so many payment options available from credit cards to mobile wallets it can be hard to know which methods are the best fit for you and your customers. But a growing number of businesses especially those online have dropped cash altogether because it doesnt make sense for their operations.

Online and Mobile Banking

Fintech Finance

JUNE 12, 2025

PNC Bank announced the launch of PNC Mobile Accept ® , a fully integrated payment solution that provides its micro business clients with the ability to accept in-person credit and debit card payments directly within the PNC Mobile app. To apply or for more information about PNC Mobile Accept, please visit [link].

Micro-Entry

Fintech Finance

DECEMBER 17, 2024

In a country where mobile payment growth is projected at 22% annually, adopting solutions like Google Pay is essential to meet market demand. According to a recent report by Statista, the mobile wallet transaction market in the region is projected to reach $372.41 billion by 2025, compared to $59.74

Payment Gateways

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. With a payment gateway, they simply enter their card details online on your website or app. For example, if you operate an online store, you need fast and secure online payment solutions.

Payment Gateways

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. Merchant services are comprehensive solutionstools, systems, and supportthat allow businesses to process in-person and online payments. custom software for a particular industry or market).

Small Business

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? The partnership signals a potential shift in power, where platforms like X aim to rival traditional banks in how money moves and who controls financial access.

Digital Payments

Fintech Review

APRIL 17, 2025

Banking has entered a new era. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online. What Does It Mean to Bank Digital?

Online and Mobile Banking

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards

Fintech Review

NOVEMBER 27, 2024

Traditional banks often view SMEs as high-risk due to limited credit history and collateral. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking. Traditional banks typically require extensive documentation, credit history, and collateral, which many lack.

FinTech

Stax

MARCH 6, 2025

They simply tap their credit card , mobile device, or smartwatch to pay. The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. These 7 contactless payment methods come with built-in security features like encryption, tokenization, and proximity-based protection.

Contactless Payments

Clearly Payments

MARCH 14, 2025

trillion in 2024, with digital wallets such as Apple Pay and Google Pay now representing over 40% of online transactions. Acquiring Bank The acquiring bank processes the transaction on behalf of the merchant. Payment Processor Facilitates communication between acquiring and issuing banks. Visa, Mastercard).

Credit Cards

Clearly Payments

JANUARY 21, 2025

Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust.

Government Payments

The Fintech Times

MAY 10, 2025

As banking becomes more digitally-focused, it is becoming critically important for banks across the globe to embrace digital transformation, implementing more intelligent and embedded systems into their operations. It is about reimagining the core of banking – how a bank runs, scales and adapts – not just its interfaces.

AI

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Need to integrate payments?

Credit Cards

Fintech Review

APRIL 15, 2025

In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. So what are the best ways to pay bills online in 2025? Consumers expect fast, mobile, and intuitive experiences when they pay bills online.

Online and Mobile Banking

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. For online retailers, this entire sequence must complete flawlessly during checkout.

Payment Gateways

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Merchant account providers (MSPs) often offer tailored solutions based on the type of business and online transaction volume.

Accounts

Stax

MARCH 5, 2025

While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!) To accept online payments, you need a payment processor and payment gateway. all while increasing revenue.

Credit Card Payment Processing

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways

Fintech News

MAY 11, 2025

These companies span every segment of the market, from long-established remittances players and banks to neobanks, business-to-business (B2B) platforms, stablecoin providers and regional specialists, and are powering global trade. It is one of the Big Three local banks in Singapore, and among the largest banks in Southeast Asia.

Cross-Border Payments

Finextra

AUGUST 7, 2025

These digital banking tools integrate advanced technology to simplify cash flow management, payment processing, and regulatory compliance. The Rise of Fintech in SME Financial Management Financial technology is reshaping business banking by combining robust backend infrastructure with easy-to-use interfaces.

Small Business

The Fintech Times

DECEMBER 18, 2024

Merchants utilising PayU , the online payment gateway, will now be able to offer their customers a greater payment experience as PayU integrates Google Pay (GPay) into its offering. The new Google Pay integration comes at just the right time as mobile payments are on the rise in Latin America.

Online and Mobile Banking

Stax

MAY 13, 2025

These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems. Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor.

Credit Cards

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. Its role is to encrypt and securely transfer your customers payment data to your payment processor.

Small Business

Finextra

JULY 5, 2025

Both power a substantial share of online commerce, yet they’ve taken different paths to the top. In other words, Adyen is the rare fintech operating at bank-like profit levels, while Stripe proved its business model can scale financially. Stripe launched in 2010 , targeting developers and small online businesses with easy-to-use APIs.

Product

Fintech Finance

APRIL 2, 2025

myTU , a fully automated, AI-native, and cloud-first digital bank, announced today the launch of Google Pay for its customers. myTUs customers can now pay in stores, apps, or online with just their smartphones or other Android devices. For myTUs individual clients, Google Pay brings ease and convenience to everyday transactions.

Contactless Payments

Finextra

JULY 3, 2025

That means actual funds reside in their account inside your system, not just a link to their card or bank. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards. Digital wallets, meanwhile, appeal to digitally active, banked customers.

eWallet

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. The receiving bank then credits the money to the account of the receiving customer. The receiving bank then credits the money to the account of the receiving customer.

ACH

EBizCharge

MARCH 20, 2025

Your provider may ask you to download a package and run an installer or set up online credentials, so following their instructions is essential. and ACH/eChecks for direct bank transfers. Security features to look for include: Tokenization & encryption: Protects payment information from unauthorized access.

Payment Gateways

EBizCharge

JUNE 16, 2025

8 common features of enterprise merchant services Merchant accounts are specific types of bank accounts that allow enterprise merchants to accept credit, debit, Automated Clearing House (ACH)/eCheck, and other payments. This account holds funds from sales until they’re deposited into a business’s primary bank account.

Payment APIs and Integration

EBizCharge

MARCH 31, 2025

A merchant services provider helps businesses process payments like debit and credit cards, Automated Clearing House (ACH)/eChecks, and other online transactions. These providers act as intermediaries between merchants, banks, and payment networks, ensuring transactions are processed securely and efficiently.

Service Provider

Stax

APRIL 17, 2025

Its the central hub for businesses to complete purchases, whether in-store or online. Some retailers may use a mobile device, such as an iPad or Android device, as their POS instead of a computer. Some systems allow the cashier to scan the item using their mobile devices. For online stores, this step is a bit different.

Online and Mobile Banking

Clearly Payments

MAY 22, 2025

Authorization An authorization is a request to the cardholders bank to approve a charge. Acquirer (Acquiring Bank) The bank or processor that works with the merchant. Issuer (Issuing Bank) The issuing bank is the bank that gave the customer their credit or debit card. Verified by Visa).

Online and Mobile Banking

Finextra

JULY 24, 2025

The data is also stored in the Secure Enclave as an encrypted template 19. Face ID is popular in Apple Pay and mobile wallets due to its speed and lack of contact. It is often used in retail and online payments. Fingerprints are more often integrated into banking applications and smart cards.

Payment APIs and Integration