Stax

MARCH 6, 2025

They simply tap their credit card , mobile device, or smartwatch to pay. The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. These 7 contactless payment methods come with built-in security features like encryption, tokenization, and proximity-based protection.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Fintech Review

APRIL 15, 2025

In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. So what are the best ways to pay bills online in 2025? Consumers expect fast, mobile, and intuitive experiences when they pay bills online.

Online and Mobile Banking 52

Online and Mobile Banking Payment APIs and Integration BNPL Embedded Payments 52

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. With a payment gateway, they simply enter their card details online on your website or app. For example, if you operate an online store, you need fast and secure online payment solutions.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech Review

APRIL 17, 2025

Banking has entered a new era. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online. What Does It Mean to Bank Digital?

Online and Mobile Banking 59

Online and Mobile Banking Embedded Finance Multi-Currency Money Laundering 59

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? The partnership signals a potential shift in power, where platforms like X aim to rival traditional banks in how money moves and who controls financial access.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. Merchant services are comprehensive solutionstools, systems, and supportthat allow businesses to process in-person and online payments. custom software for a particular industry or market).

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

The Fintech Times

MAY 10, 2025

As banking becomes more digitally-focused, it is becoming critically important for banks across the globe to embrace digital transformation, implementing more intelligent and embedded systems into their operations. It is about reimagining the core of banking – how a bank runs, scales and adapts – not just its interfaces.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Fintech News

MAY 11, 2025

These companies span every segment of the market, from long-established remittances players and banks to neobanks, business-to-business (B2B) platforms, stablecoin providers and regional specialists, and are powering global trade. It is one of the Big Three local banks in Singapore, and among the largest banks in Southeast Asia.

Cross-Border Payments 113

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 113

Fintech Review

NOVEMBER 27, 2024

Traditional banks often view SMEs as high-risk due to limited credit history and collateral. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking. Traditional banks typically require extensive documentation, credit history, and collateral, which many lack.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

PYMNTS

APRIL 21, 2020

Financial institutions (FIs) are among the entities that are working to securely meet clients where they are through mobile and online channels to complete tasks that would more often be completed in person. The technology is available at bank branches and remotely via mobile and its website. and 34 other countries.

Verification 121

Verification Accounts Online and Mobile Banking CHIPS 121

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Need to integrate payments?

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

JULY 16, 2024

Westpac’s Dynamic Virtual Card can be used online as well as in-store via digital wallet tap and go transactions. Once generated, end users receive encrypted instructions inviting them to download an app which enables the virtual card to be added to the digital wallet on their eligible device.

Credit Cards 94

Credit Cards Online and Mobile Banking Encryption End User 94

Clearly Payments

MARCH 14, 2025

trillion in 2024, with digital wallets such as Apple Pay and Google Pay now representing over 40% of online transactions. Acquiring Bank The acquiring bank processes the transaction on behalf of the merchant. Payment Processor Facilitates communication between acquiring and issuing banks. Visa, Mastercard).

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. Its role is to encrypt and securely transfer your customers payment data to your payment processor.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

MARCH 5, 2025

While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!) To accept online payments, you need a payment processor and payment gateway. all while increasing revenue.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. There are a wide variety of digital payment types, such as mobile POS systems, contactless payments, and digital wallets. All you need to use a digital wallet is a smartphone.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Fintech Finance

APRIL 2, 2025

myTU , a fully automated, AI-native, and cloud-first digital bank, announced today the launch of Google Pay for its customers. myTUs customers can now pay in stores, apps, or online with just their smartphones or other Android devices. For myTUs individual clients, Google Pay brings ease and convenience to everyday transactions.

Contactless Payments 52

Contactless Payments Security Online and Mobile Banking Debit Card 52

Clearly Payments

MARCH 22, 2024

In the landscape of commerce, mobile payments have emerged as a disruptive force, altering the way people engage in financial transactions. As technology advances and consumer preferences evolve, the trajectory of mobile payments promises unparalleled convenience, robust security, and seamless integration into our daily lives.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

The Fintech Times

DECEMBER 18, 2024

Merchants utilising PayU , the online payment gateway, will now be able to offer their customers a greater payment experience as PayU integrates Google Pay (GPay) into its offering. The new Google Pay integration comes at just the right time as mobile payments are on the rise in Latin America.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. The receiving bank then credits the money to the account of the receiving customer. The receiving bank then credits the money to the account of the receiving customer.

ACH 88

ACH ACH Network Payer Payee 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Clearly Payments

JANUARY 21, 2025

Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust.

Government Payments 59

Government Payments Government Governance PCI DSS 59

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

NFCW

JUNE 25, 2024

TRANSACTION FEE: A step-by-step overview of the digital euro compensation model Payment service providers will be able to charge merchants a fee for enabling them to accept digital euro transactions, the European Central Bank (ECB) has revealed, but a cap will be placed on the amount that it will be possible for them to charge.

Central Bank 103

Central Bank Online and Mobile Banking Legal Framework Caps 103

Payment Savvy

DECEMBER 2, 2022

Let’s dive into the subtleties of the smoothest payment process and find out everything about NFC mobile payments, including what they are, how they work, and how to use them. What are NFC Mobile Payments? How Do NFC Mobile Payments Work? How to Accept NFC Mobile Payments? Leading NFC Mobile Applications.

Mobile Payments 98

Mobile Payments Contactless Payments Online and Mobile Banking CHIPS 98

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Segpay

SEPTEMBER 24, 2024

An answer to our pain has been developing over the past few years through paying with bank payments or transactions. This month we wanted to look at the options available, their benefits, and where you can find these pay by bank options. The Pay by Bank Process So how does pay by bank work?

Accounts 105

Accounts Online and Mobile Banking Payments Authentication 105

Stax

MAY 13, 2025

These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems. Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor.

88

88

The Fintech Times

MARCH 14, 2024

Not so many years ago, Filipinos had to visit bank branches or ATMs to transfer money and manage their accounts. With an internet penetration rate of 73 per cent , Filipinos are increasingly leveraging online platforms for a range of activities, from social interactions to shopping and entertainment.

Online and Mobile Banking 115

Online and Mobile Banking Financial Inclusion Encryption Financial Literacy 115

Stax

APRIL 17, 2025

Its the central hub for businesses to complete purchases, whether in-store or online. Some retailers may use a mobile device, such as an iPad or Android device, as their POS instead of a computer. Some systems allow the cashier to scan the item using their mobile devices. For online stores, this step is a bit different.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88

Tearsheet

JULY 1, 2024

To explore these changes and their potential impact on businesses, I spoke with Thomas Priore – CEO, Priority , a company specializing in integrated payments and banking solutions. million Gen Zers will use mobile wallets this year, and 43% of Gen Zers will use BNPL. Data shows nearly 32.8 BNPL is not your grandma’s layaway.

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

Stax

NOVEMBER 6, 2023

Thankfully, with mobile payments from Stax , you can quickly accept and process payments from your customers. Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity. Mobile payments are much more secure than cash and checks.

Small Business 88

Small Business Mobile Payments Mobile Payment Processing Online and Mobile Banking 88

Stax

MARCH 18, 2025

In this guide we will discuss the following: What is Payment Tokenization How Payment Tokenization Works Payment Tokenization vs. Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started.

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Merchant account providers (MSPs) often offer tailored solutions based on the type of business and online transaction volume.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52