FICO

AUGUST 24, 2020

This week’s reveal: prior to March 2020, I had never used the mobile deposit feature of the banking app on my phone. Second, after I figured out how to use mobile deposit the first time, I asked myself, “Why did I ever go to the bank? Mobile deposits are so easy!”. Mobile deposits are so easy!”.

Online and Mobile Banking 52

Online and Mobile Banking Mobile Deposit Funds Availability Contactless Payments 52

Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Consumer trust in banks plummeted.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

DECEMBER 21, 2023

. “By enabling instant and secure money transfers between banks and individuals, FedNow aims to modernise and enable a more efficient US payment infrastructure. In 2024 I expect to see a surge in real-time transfers as more customers demand a seamless banking experience.”

Cross-Border Payments 115

Cross-Border Payments Cross-Border Online and Mobile Banking Payments 115

PYMNTS

DECEMBER 14, 2020

“[Circumstances] have underscored the singular importance of artificial intelligence (AI) in managing credit risk as well as supporting other bank operations. Better credit management is just one benefit AI can confer to banks, however,” per the Playbook. It also found that 63.6

AI 87

AI Online and Mobile Banking Risk Assessment Credit Risk 87

Fintech Finance

FEBRUARY 19, 2025

This concern surrounds current and potential innovations like generative artificial intelligence (GenAI), social commerce and pay-by-bank reveals a new study from Payments Canada. Fraud detection and prevention is thought to be the most beneficial way of leveraging GenAI among Canadians (45 per cent).

Online and Mobile Banking 59

Online and Mobile Banking Innovation Security Fraud Detection 59

M2P Fintech

JANUARY 3, 2024

Core Banking Solution (CBS) promises a transformative leap for banks. It ensures banking functions are fully digital and compliant with modern banking standards. Migrating from Legacy Systems Transitioning from legacy to modern core banking platforms is a complex task.

Payment APIs and Integration 59

Payment APIs and Integration CRM Online and Mobile Banking Privacy 59

PYMNTS

OCTOBER 10, 2019

The iPhone’s adoption of passcodes, thumbprints and Face ID to unlock the device, for instance, led to online and mobile banking solutions embracing Face ID to sign into their systems, too.

Small Business 49

Small Business Authentication Online and Mobile Banking Risk Mitigation 49

PYMNTS

OCTOBER 11, 2019

Money laundering has always troubled financial institutions, but today’s digital banking system creates additional complexities as fraudsters around the world take advantage of financial technologies to launder approximately $2 trillion annually. Banks also need to match fraudsters’ technologies if they want to defend their platforms.

AML 49

AML Money Laundering Online and Mobile Banking AI 49

FICO

SEPTEMBER 10, 2020

Typically, money mules are unwittingly tricked into depositing a fraudulent check into a bank account or into receiving money from accounts without authorization of the account owner. Consumers are taking “mobile to the max” by using their phones for mobile deposit, contactless payments and person-to-person payments.

Crime 52

Crime Money Laundering Online and Mobile Banking Romance Scams 52

PYMNTS

SEPTEMBER 13, 2018

The number of consumers visiting bank branches is set to decline by 36 percent over the next five years, while mobile banking usage is projected to increase by 121 percent. Consumers turning away from bank branches and toward new connected channels are doing so in search of increased ease and convenience.

Security 44

Security AI Online and Mobile Banking Authentication 44

PYMNTS

OCTOBER 11, 2018

Moreover, while big banks tend to generate customer complaints more easily than they generate customer praise and enthusiasm, credit union members seem to genuinely like banking with them. What consumers like about using credit unions, as opposed to big banks, is that the service seems more personalized to meet their needs.

Credit Union 56

Credit Union Fraud Detection Online and Mobile Banking Account Takeovers 56

PYMNTS

SEPTEMBER 11, 2019

Fraudsters have been increasingly focused on mobile services, with one-third of all fraud attacks worldwide reportedly targeting mobile during the first half of 2018 — a 24 percent year-over-year increase. STACK’s mobile app provides budget management and spending accounts, among other services.

Security 45

Security Online and Mobile Banking Procedures Deepfake 45

M2P Fintech

JANUARY 21, 2025

With its modular structure, Finflux by M2P supports diverse lending models such as microfinance, retail, and SME lending, making it an ideal solution for banks, fintechs, and financial institutions. With its pre-built third-party integrations and mobile capabilities, AllCloud offers a comprehensive solution to modern lending challenges.

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

The Fintech Times

FEBRUARY 19, 2024

Digital and mobile payments have become the predominant payment methods, leading many to believe that cash is on the verge of extinction. The integration of digital payment options, such as mobile, contactless and online payments, has become a cornerstone of modern commerce.

Financial Inclusion 59

Financial Inclusion Online and Mobile Banking Digital Currency Economy 59

Fintech Labs Insights

JULY 16, 2015

Alfa-Bank’s Sense Financial Advisor brings personalization to larger universal banks by using big data analysis and artificial intelligence. BehavioSec’s BehavioMobile offers fraud detection by monitoring device rhythm and interaction patterns that are unique to each end user.

Online and Mobile Banking 26

Online and Mobile Banking Payment APIs and Integration Advisors Push-to-Card 26

The Fintech Times

MAY 22, 2024

Last year, UK Finance announced that over £1.2billion was stolen through fraud throughout 2022. However, in its latest report published today, the UK banking and financial services trade association announced that there was a four per cent decrease in the amount stolen to £1.17billion in 2023.

Scams 59

Scams Finance Push-to-Card Romance Scams 59

Fintech Labs Insights

AUGUST 22, 2024

Tuum: Raised $48M for its modular banking technology, gaining traction with banks and financial institutions across Europe. Mahalo Banking: Raised $21M for its banking software; successfully launched new features, experiencing strong growth in client base. QuickFi : Reported a 45% increase in loan volume.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

Fintech Labs Insights

JULY 21, 2016

Digital startup bank Number26 pulled in the bulk of that landing a massive $40 million round. Digital bank startup. Online identity & payment services. Banking & money management for students. Banking & money management for students. Source: FinDEVr. Latest round: $40 million Series B. Latest round: $2.66

FinTech 16

FinTech Underwriting P2P Online and Mobile Banking 16