The Fintech Times

DECEMBER 9, 2024

For instance, AI will redefine fintech by enhancing personalised customer experiences, improving fraud detection and credit scoring, automating operations, and fostering financial inclusion through cost-effective digital banking solutions. Can you share any winning and losing strategies in the payments space from this year?

Payment APIs and Integration

The Payments Association

DECEMBER 18, 2024

” Tim Joslyn, chief technology officer , states, “Quantum computing is no longer a distant futureits advancing rapidly, with researchers from Shanghai University demonstrating breakthroughs in cracking encryption algorithms.

Cross-Border

The Payments Association

JULY 15, 2025

Geographically, the research spans six continents, with robust representation from the UK’s financial centres (London, Edinburgh, Manchester) and meaningful participation from the United States (4%), Ireland (2.7%), and major European markets including Germany, Netherlands, and France.

Financial Crimes

Finextra

JULY 7, 2025

However, rapid growth brings challenges including scaling operations, ensuring regulatory compliance and maintaining robust IT infrastructure. These facilities offer flexible, scalable solutions with high availability, security and built-in regulatory compliance, eliminating the burden of managing an entire data centre.

FinTech

Finextra

AUGUST 1, 2025

From automating compliance processes and customer interactions to enhancing fraud detection, AI’s integration into fintech operations is profound. Additionally, research into human-centered AI, prioritizing user experience alongside efficiency, is reshaping fintech’s approach to innovation.

FinTech

The Fintech Times

APRIL 12, 2025

Banks can ensure regulatory compliance George Toumbev, chief commercial officer, NatWest Boxed George Toumbev , chief commercial officer, NatWest Boxed , the embedded finance platform, notes that embedded finance can be extremely helpful for organisations.

Embedded Finance

Fintech News

JULY 14, 2025

Financial services firms globally are accelerating their adoption of cloud technologies, focusing on long-term agility, resilience, and innovation rather than cost-cutting, according to new research by the London Stock Exchange Group (LSEG).

APACS

Finextra

JUNE 6, 2025

However, the wider context is competitive pressures, regulatory demands, and new standards, all of which are pushing providers to improve credit assessment capabilities. And with market growth firmly on an upward trajectory BNPL’s early adopters are gaining material and market advantage.

BNPL

Nanonets

NOVEMBER 18, 2024

9 Ocrolus AI-powered processing with fraud detection 4.6/5 Fraud detection: Includes tampering detection and validation to identify suspicious activity, enhancing security in financial transactions. 5 No Custom pricing 43.8 2 Nanonets 98% data accuracy with AI and highly customizable workflows 4.8/5

Automation

Fintech Finance

OCTOBER 23, 2024

The research aimed to evaluate the state of instant payments across the European banking sector. Compliance with sanction screening, anti-money laundering (AML) and fraud detection requirements, including Verification of Payee check, was identified as the top concern.

Instant Payments

PYMNTS

APRIL 10, 2020

percent of organizations in this sector currently use AI, according to PYMNTS’ latest research. The study is part of the larger Unlocking AI series by PYMNTS, examining how AI and other computational systems are being used to manage critical business functions, including payments, regulatory compliance, risk assessment and fraud protection.

AI

The Fintech Times

OCTOBER 24, 2024

Compliance with sanction screening, anti-money laundering ( AML ) and fraud detection requirements, including Verification of Payee checks, was identified as the top concern. In fact, 42 per cent of organisations are dedicating the majority of their budgets to regulatory compliance.

Instant Payments

Nanonets

DECEMBER 13, 2023

The integration of fraud detection algorithms is paramount for error reduction. These algorithms analyze patterns and anomalies in the data to identify potential instances of fraud or misrepresentation. Encryption techniques and access controls further enhance data protection. How can Nanonets Help?

AI

Fintech News

APRIL 28, 2024

By leveraging, advanced technologies such as cloud computing, AI/ML, biometric authentication, anomaly detection algorithms, and real-time monitoring systems, banks can enhance their fraud detection capabilities, identify suspicious patterns, and mitigate risks more effectively.

AI

Nanonets

MAY 31, 2023

Cybersecurity, fraud detection, and risk management: According to a Deloitte report , antifraud professionals hold that organizations face a greater risk of fraud than ever before, thanks to the advent of supply chain globalization, reliance on information technology, and rising economic instability.

AI

Fintech Finance

AUGUST 2, 2024

Leveraging machine learning and AI, the platform offers comprehensive monitoring and fraud detection capabilities. Having been in operation for just over a year, ComplyTek has been recognized by Chartis Research as the top 50 best AI solution in the global RegTech space.

Instant Payments

Trade Credit & Liquidity Management

MAY 27, 2025

As the global marketplace grows more interconnected and transactions shift online, businesses face an unprecedented wave of commercial fraud attempts, from sophisticated “bust-out” schemes to synthetic identity fraud that blends real and fabricated data. Please consider becoming a paid subscriber. billion in 2022 to $252.7

Fraud Prevention

The Payments Association

OCTOBER 4, 2024

This innovation race can be costly, as it requires investments in research, development, and possibly infrastructure upgrades. Card-not-present (CNP) transactions, where the physical card is not involved (as in e-commerce), are particularly susceptible to fraud.

Online and Mobile Banking

FICO

APRIL 10, 2019

Charis Research has named FICO a category leader in the AI in Financial Services, 2019; Market and Vendor Landscape. caption id="attachment_38089" align="alignnone" width="700"] Source: Chartis Research, Vendor Analysis: FICO; Artificial Intelligence in Financial Services, 2019[/caption].

AI

FICO

NOVEMBER 23, 2021

This year our judges, in alphabetical order, are: Sidhartha Dash, research director at Chartis. Sid’s analyst research is focused on the intersection between risk management and high-performance analytics. At Conductor, he helped the payments and banking-as-a-service platform increased fraud detection by 25 percent.

Regulatory Compliance

Fintech Finance

FEBRUARY 29, 2024

By combining Socure’s accurate and inclusive identity verification and fraud prevention ID+ platform with Trustly’s guaranteed Pay by Bank offering, merchants can onboard users and process payments in one integrated flow. The joint solution allows merchants and fintechs to accelerate time-to-revenue while ensuring regulatory compliance.

Fraud Prevention

The Fintech Times

SEPTEMBER 23, 2024

Despite not having frameworks to use, businesses report a clear understanding of the benefits AI can offer, such as managing regulatory compliance (63 per cent); followed by fraud detection and prevention (62 per cent).

Regulations

FICO

OCTOBER 7, 2019

Fraud & Security: EnterCard and FIS. Regulatory Compliance: Canadian Tire Financial Services. Sid Dash , research director at Chartis for risk management analytics. Sid Dash , research director at Chartis for risk management analytics. Julie Conroy , research director for Aite Group’s Retail Banking practice.

Fraud Detection

FICO

MARCH 6, 2020

With the acquisition of Tonbeller in 2015, FICO expanded its fraud portfolio and moved into the growing market for financial crime and compliance solutions to bring the benefits of advanced analytics to a field dominated by rule-based systems. What does FICO offer and how does it distinguish from other AFC solutions?

Financial Crimes

The Fintech Times

DECEMBER 14, 2023

Or in fraud detection , where it can recognise patterns, anomalies, and suspicious activities in real-time. This goes hand-in-hand with regulatory compliance, with agencies better able to interpret and enforce complex financial regulations with the use of tech tools.

FinTech

PYMNTS

JULY 11, 2016

While regulatory constraints on the space have yet to arise, if blockchain is to disrupt the banking sector as many think it will, financial institutions will carry the burden of maintaining compliance. That’s already a struggle for banks today, research says.

Blockchain

PYMNTS

MARCH 23, 2018

Its service ensures regulatory compliance of creation, sale and future resale of security tokens, enabling companies to use a token sale to raise capital. The funds will be used to focus on product research and development, sales, marketing and expansion into new markets, reports said. Cybersecurity. Sift Science.

Blockchain

Seon

JUNE 29, 2023

KYT is a regulatory compliance requirement. Learn How Fraud Detection APIs Help Protect You Learn how SEON’s APIs work, their benefits, and how they can stop fraud at your company. Ask an Expert What Does KYT Mean for AML Compliance? As such, it is part of an organization’s due diligence.

Transactions

Nanonets

AUGUST 20, 2023

RPA enables banks to streamline processes such as customer onboarding, loan processing, fraud detection, and regulatory compliance. Banks use RPA tools to automate repetitive tasks, ensure accuracy in data entry, enhance security, and improve overall operational efficiency.

Bots

Nanonets

JANUARY 17, 2024

InnovateX introduced automated expense approval workflows and anomaly detection. This system flagged an unusual pattern of small, frequent purchases by an employee, uncovering a minor case of expense fraud that was swiftly dealt with. With ever-changing regulations, managing compliance manually is like juggling dynamite.

Payment APIs and Integration

Nanonets

FEBRUARY 28, 2024

Fraud detection: It enables you to more effortlessly place fraud or any other problem with your books since it is simple to look through and comprehend. Compliance and Reporting Audit Trails : Records of changes to data for transparency and compliance. This enables you to balance the books.

Automation