Finovate

JUNE 18, 2025

The GENIUS Act, however, offers both banks and fintechs a clearer legal framework to issue and use stablecoins since it outlines requirements for licensing, reserves, and oversight. This method of funds transfer won’t rely on traditional rails like ACH, wires, or even FedNow.

Stablecoins 76

Stablecoins FinTech Legal Framework FedNow 76

Finovate

JANUARY 24, 2025

It enhances convenience, supports smoother online shopping experiences, and improves cash flow for businesses by eliminating waiting times for fund transfers. Shabi: Complying with the MiCA framework is the first thing that comes to mind when cryptocurrency and the EU are mentioned in the same sentence.

Regulations 72

Regulations FinTech BNPL Cross-Border 72

Fi911

JANUARY 4, 2024

Certain regulations known as “chargeback rules” are, in fact, based on legal statutes. The Electronic Fund Transfer Act (EFTA) Enacted in 1978, EFTA regulates bank responses to consumer complaints and sets liability limits for lost or stolen debit cards.

Disputes 105

Disputes Laws Rules Governance 105

Stax

JANUARY 15, 2024

In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging. Legal and Regulatory Framework Compliance ensures secure and transparent financial transactions, but nuances exist that businesses must grasp.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

FEBRUARY 8, 2024

By enforcing compliance with legal frameworks, regulation not only upholds the integrity of the financial system but also safeguards national security interests. It covers disclosures, error resolution procedures, and limitations on consumer liability for unauthorized transfers.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105