Tom Groenfeldt

JUNE 19, 2019

The North Carolina Fintech Hub and The Clearing House invited banks and fintech firms to develop innovative solutions using the TCH real-time payments (RTP) network.

Real Time Payments 170

Real Time Payments TCH RTP Payments 170

The Fintech Times

FEBRUARY 3, 2025

Payment clearing and settlement system operator Payments Canada has revealed that it has made ‘substantial progress’ on the Real-Time Rail, Canada’s first real-time payment system, since the back-end of 2024. It includes aspects of expanded membership once it is enforced.

Real Time Payments 64

Real Time Payments Credit Union Settlement Payments 64

Fintech Finance

JANUARY 16, 2025

Speaking about the companys consistent growth, Kamal Hasanov, Group CEO- Guavapay said, Customer centric technology innovation at Guavapay has been central to our growth. Guavapay’s flagship products, MyGuava (B2C) and MyGuava Business (B2B) payment apps offer users to open accounts in over 20 currencies, including GBP, USD, and EUR.

Innovation 98

Innovation Technology Multi-Currency Payment APIs and Integration 98

The Payments Association

FEBRUARY 17, 2025

The future of payments is digital, inclusive, and transformativedriving financial access, innovation, and global economic empowerment. As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Finextra

SEPTEMBER 15, 2024

Real-time payments (RTP) are emerging as a key innovation with the potential to revolutionize how mo.

Real Time Payments 115

Real Time Payments RTP FinTech Payments 115

PYMNTS

OCTOBER 16, 2020

It’s been three years since The Clearing House rolled out its Real-Time Payments (RTP) network, but Mark Ranta, payments practice lead at Alacriti, tells PYMNTS that 2021 will be the year FIs migrate to the technology in record numbers. Making Real-Time Payments A Reality. Here’s why. .

Real Time Payments 126

Real Time Payments Payment APIs and Integration RTP Payments 126

The Payments Association

APRIL 23, 2025

Regarding the first point, these legacy issues are the banks’ major roadblocks, as their systems are unable to withstand the speed, volume, and security required for real-time payments. Integrating instant payments with existing systems can be challenging.

Real Time Payments 88

Real Time Payments Innovation Instant Payments Payments 88

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. What’s Next.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Fintech News

OCTOBER 28, 2024

Thunes, a global payments company, has launched a new Pay-to-Card solution that allows its members to send real-time payments to 15 billion Mastercard, Visa, and UnionPay cards worldwide. This solution complements Thunes’ existing Pay-to-Wallet and Pay-to-Bank services. said Floris de Kort, CEO of Thunes.

Global Payments 127

Global Payments Visa Cross-Border Payments Cross-Border 127

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Customer expectations have changed: Businesses and consumers now demand frictionless, real-time transactions, which legacy systems struggle to support.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

SEPTEMBER 27, 2024

NPCI International Payments Limited (NIPL) has entered into a strategic partnership with the Ministry of Digital Transformation (MDT) of Trinidad and Tobago to develop a real-time payments platform similar to India’s ‘Unified Payments Interface’ (UPI).

Real Time Payments 98

Real Time Payments Financial Inclusion Central Bank International Payments 98

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” Real-time payment is also is finding traction in the gig economy, allowing employees to be paid on a regular basis, even daily.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech Finance

OCTOBER 21, 2024

Nium , the leading global infrastructure for real-time cross-border payments, today announced that financial institutions can now leverage Swift capabilities and their existing Swift infrastructure to connect to Nium’s global real-time payments network.

Real Time Payments 95

Real Time Payments SWIFT Payment Networks Cross-Border Payments 95

Fintech Finance

AUGUST 12, 2024

This month Nium applied for a Payment Institution License in Brazil, which will enable the company to provide payment services to clients including managing funds locally in BRL and real-time payments through Pix. Nium has been present in the region dating back to 2017.

Real Time Payments 98

Real Time Payments Cross-Border Payments Cross-Border Central Bank 98

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

Finextra

OCTOBER 24, 2024

In an interview with FinextraTV in the lead-up to Sibos 2024 in Beijing, China, Peter Reynolds, Executive Vice President Real Time Payments, Mastercard, highlights how 2024 has welcomed a new era with 100 countries now with live real time payments systems, covering 87% of the world’s GDP.

Real Time Payments 69

Real Time Payments Interoperability Innovation Payments 69

Finovate

JUNE 10, 2024

Earlier this year, we looked at how the drive for real-time payments in the West could benefit from studying the successes of India’s real-time payments network , UPI. Last month, NIPL announced that it was working to bring a UPI-type payment system to Namibia.

Real Time Payments 83

Real Time Payments Technology Financial Inclusion Financial Literacy 83

Fintech News

JANUARY 26, 2025

In 2025, UPI is expected to become an omnipresent network, transforming connected devices into potential payment endpoints through messaging platforms like WhatsApp. Real-Time Payments Bridging Asia Pacific Borders Real-time and cross-border payments are becoming a reality, thanks to regional collaborations and technological advancements.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

Fintech Finance

OCTOBER 21, 2024

Real-time payments are forecast to generate $285.8 ACI Worldwide’s second Real-Time Payments: Economic Impact and Financial Inclusion report leverages data from 40 countries and reveals—for the first time—an empirical link between real-time payments and financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

Fintech Finance

FEBRUARY 4, 2025

Were proud to play a pivotal role in helping financial institutions, businesses, and consumers embrace the speed, security, and transparency that real-time payments offer. This 1 billion transaction milestone also reflects the networks scalability and reliability as demand for real-time payment options surges.

RTP 59

RTP Volume Transactions Real Time Payments 59

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

Fintech Finance

DECEMBER 12, 2024

Today, Visa Direct processes billions of real-time transactions in the US, across 50+ use cases, making it a preferred choice for consumers when receiving money from businesses or moving money between their accounts.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

PYMNTS

OCTOBER 8, 2020

As cloud technologies emerge to help financial institutions (FIs) drive digital innovation, Finastra has introduced its Fusion Payments To Go offering for small and medium-sized banks. Alacriti is joining forces with The Clearing House to fuel adoption of real-time payments throughout the banking vertical.

Innovation 120

Innovation Technology FinTech RTP 120

PYMNTS

SEPTEMBER 18, 2020

It may have taken some time, but faster and real-time payments demand continues to grow in the corporate and B2B payments context. This week's look at payment rail innovation is all about speed, both for legacy rails and new ones. EVO Payments Wields Visa Rails for Merchants.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

The Fintech Times

NOVEMBER 6, 2024

As expected, innovations and announcements were rife throughout, here’s a roundup of all the news coming out of the global event. “For Visa, this is an opportunity to deliver innovations that enhance payment experiences across Asia Pacific with greater flexibility, security, and convenience.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Fintech Times

JANUARY 17, 2025

Kamal Hasanov , group CEO of Guavapay “Customer-centric technology innovation at Guavapay has been central to our growth,” explained Kamal Hasanov , group CEO of Guavapay. With these accounts, users can send local and international real-time payments at competitive fees.

Innovation 59

Innovation Technology Payment APIs and Integration Multi-Currency 59

The Payments Association

APRIL 28, 2025

It highlights how industry leaders are prioritising AI, cross-border payments, and digital currencies while grappling with regulatory, technological, and customer demands. Payments organisations must balance immediate operational priorities with emerging long-term strategies, particularly around sustainability and innovation.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Digital Currency Financial Crimes 88

Fintech News

FEBRUARY 15, 2024

2024 is expected to be a year of innovation for the fintech industry, marked by advancements in artificial intelligence (AI), cross-border and real-time payments, cryptocurrency and blockchain, and bundled software-as-a-service (SaaS) offerings.

Innovation 122

Innovation FinTech Cross-Border Payments Cross-Border 122

PYMNTS

NOVEMBER 12, 2020

Payments Canada is teaming up with Mastercard’s Vocalink for clearing and settlement for the country’s new real-time payments system, the Real-Time Rail (RTR). Delegated by the Canadian Government, Payments Canada is responsible for the clearing and settlement infrastructure, processes and rules.

ISO 20022 138

ISO 20022 Real Time Payments Settlement ISOs 138

Fintech Finance

NOVEMBER 26, 2024

HSBC has launched Smart Transact, an innovative and adaptable one-stop payments management solution, designed to equip ambitious businesses with the capabilities they require for international growth.

Transactions 98

Transactions Cross-Border Payments Cross-Border Real Time Payments 98

Fintech News

NOVEMBER 6, 2024

Jeel, the digital innovation arm of Riyad Bank, and audax Financial Technology , backed by Standard Chartered, have announced a strategic partnership to modernise Saudi Arabia’s banking sector. The initiative comes at a time when Saudi Arabia’s financial sector is experiencing rapid growth, with a projected GDP of US$1.1

Non-Bank 109

Non-Bank Underwriting Real Time Payments Facilitators 109

Fintech News

OCTOBER 10, 2024

The banking landscape in India has undergone a major transformation, driven by significant investments in digital infrastructure and innovations by both incumbents banks and new fintech entrants, a new analysis by the Digital Fifth, a fintech consulting and advisory firm in India, says. The startup had about two million customers in 2022.

Payment APIs and Integration 123

Payment APIs and Integration Innovation Push-to-Card API 123

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

DECEMBER 17, 2024

Card Corporation, a leading privately-owned financial services technology company specializing in mobile banking and card payments, is pleased to announce a new collaboration with Visa to introduce Visa Direct Cross-Border payments.

Cross-Border Payments 97

Cross-Border Payments Cross-Border Mobile Banking B2C 97

Fintech Finance

JANUARY 22, 2025

Founded in 2024 by Sandeep Pyapali an Uber, BILL, and PayPal alum who scaled the Uber Payment Network to 70+ countries Mesta aims to make global payments as seamless as sending a text. Mestas innovative platform bridges the gap between stablecoins and fiat currencies, making it a game-changer in global finance.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Stablecoins Payments 98

PYMNTS

AUGUST 31, 2020

With estimates that over 500 billion real-time payments will be processed over the next five years, the race is on for upgrades and integrations that allow financial institutions (FIs) and their clients to participate in a real-time payments space that is expected to reach nearly 53 billion real-time payment transactions by 2024.

Real Time Payments 135

Real Time Payments Online and Mobile Banking Correspondent Bank SWIFT 135