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RTP® and FedNow Transaction Limit Increases Fuel Instant Payments Surge

Fintech Finance

New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. The results suggest larger transaction limits are helping to boost instant payment demand. Over one in ten (12%) expect that surge to top 50%.

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How open banking and IPR are transforming payments in regulated sectors

The Payments Association

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

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RedCompass Labs Reveals 8 in 10 US Banks are Happy With RTP and FedNow Instant Payments Limits

The Fintech Times

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing. The report also reveals significant concerns around fraud.

RTP
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Digital Wallets and Open Banking Set to Dominate Payments in 2025, According to Merchants

Fintech Finance

” Facing new realities: SEPA Instant As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain. . ” Facing new realities: SEPA Instant As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain.

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Payment orchestration: Beyond transaction routing

The Payments Association

Where legacy systems once required separate integrations for each payment gateway, POPs now provide a unified interface that enables businesses to access and manage numerous providers, currencies, and payment methods across regions.

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Merchants Set to Invest in AI and Fraud Prevention and Compliance Tops the 2025 Agenda, Says payabl

The Fintech Times

As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain. Respondents also identified PSD3 and APP fraud regulations as one of the upcoming transformational trends in the industry (50 per cent).

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Paymentology’s predictions for 2025

The Payments Association

Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8 Key trends will include the acceleration of cross-border, real-time and instant payments and the rise of cashless economies. billion users by 2025, nearly 60% of the global population.