Remove Interoperability Remove Legal Framework Remove Payment APIs and Integration
article thumbnail

Market First, Regulation Later? The American Open Banking Journey

Open Banking Excellence

helping to shape a more inclusive, efficient, and secure framework as the market evolves. has made significant strides in the voluntary adoption of APIs for data sharing. With over 76 million consumer accounts now using its APIs, the standards body Financial Data Exchange (FDX) has achieved the largest customer adoption globally.

article thumbnail

Payments regulation roadmap: Q3 2025​

The Payments Association

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. Tackling this with tactical fixes only deepens the challenge.

article thumbnail

Finovate Global: Talking Fintech Regulation in the European Union with EverC’s Maya Shabi

Finovate

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more. One early issue will be compliance with the Instant Payments Regulation (IPR).

article thumbnail

Very important feedback to the EU-commission from Findynet

Finextra

When digitally signed, their authenticity and integrity can be verified without manual intervention. Whether embedded in enterprise systems (such as ERP, HR, and CRM) or integrated via suitable protocols, these agents make credential use seamless for businesses. This framework underpins real, verifiable trust.

article thumbnail

Tokenised Stocks: What They Are, What They Aren't, and Why They Matter

Finextra

Regulators around the world are actively scrutinizing how tokenised stocks fit into laws – investor protections, market integrity, etc. Because tokenised stocks live on programmable platforms, they can be integrated into other financial applications. Interoperability solutions or standard approaches could help unify markets.

article thumbnail

Trade Finance Poised for Digital Revolution Though Obstacles Remain

Fintech News

The guide provides a practical toolkit for the industry, leveraging expert opinions from various stakeholders to explore the role of banks in digitalization initiatives, legal frameworks, international standards and innovative technologies.

Finance 128
article thumbnail

Age Verification Regulations in France and the UK

Segpay

While their goals align, their approaches and legal frameworks differ. This long-read delves into the key distinctions between regulations in France and the UK and the implications for merchants and payment service providers. Regulatory Frameworks In the United Kingdom, the Online Safety Act passed into law on 26 October 2023.