article thumbnail

Is 2025 Finally the Year for Open Finance in Southeast Asia?

Fintech News

Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.

article thumbnail

Market First, Regulation Later? The American Open Banking Journey

Open Banking Excellence

helping to shape a more inclusive, efficient, and secure framework as the market evolves. has made significant strides in the voluntary adoption of APIs for data sharing. With over 76 million consumer accounts now using its APIs, the standards body Financial Data Exchange (FDX) has achieved the largest customer adoption globally.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Reconceptualizing Financial Infrastructure for Sanctioned Markets

Finextra

As global finance becomes increasingly digitized, the infrastructure supporting cross-border financial services — payments, settlements, identification, compliance — has been largely constructed with the explicit aim of exclusion, rather than inclusion. Legal frameworks are not bypassed; they are internalized into the architecture itself.

article thumbnail

Payments regulation roadmap: Q3 2025​

The Payments Association

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. Tackling this with tactical fixes only deepens the challenge.

article thumbnail

Finovate Global: Talking Fintech Regulation in the European Union with EverC’s Maya Shabi

Finovate

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more. One early issue will be compliance with the Instant Payments Regulation (IPR).

article thumbnail

Why Reduced Oversight Doesn’t Mean Fewer Risks: Interview with Matthew G. Lindenbaum

Fintech Weekly

When you are running a google search or your phone is automatically correcting your typing, that is an example of AI already fully integrated in our lives. Sure—you should look for ways to integrate AI tools into your Fintech business—but you should not blindly rely on them. Second, you need to use AI prudently.

article thumbnail

Very important feedback to the EU-commission from Findynet

Finextra

When digitally signed, their authenticity and integrity can be verified without manual intervention. Whether embedded in enterprise systems (such as ERP, HR, and CRM) or integrated via suitable protocols, these agents make credential use seamless for businesses. This framework underpins real, verifiable trust.