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Is 2025 Finally the Year for Open Finance in Southeast Asia?

Fintech News

In Singapore, the central bank has established API standards, publishing in 2016 the Finance-as-a-Service API Playbook to provide comprehensive guidelines on API governance, implementation, use cases, and over 400 recommended APIs for banks.

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The GENIUS Act Passes: 4 Things This Means for Banks and Fintechs

Finovate

The GENIUS Act, however, offers both banks and fintechs a clearer legal framework to issue and use stablecoins since it outlines requirements for licensing, reserves, and oversight. Reducing ambiguity around compliance and risk will also benefit firms exploring tokenization.

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Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs

The Payments Association

Under the Bill, PSPs will be required to review their obligations under this evolving legal framework to confirm their ability to deliver on redemption guarantees. This could lead to disputes over ownership, custody, and liability in cases where the legal framework is yet to be fully tested.

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New Era for Digital Assets: Using Tokenised RWAs as FX Trade Collateral

The Fintech Times

Peter Left , head of digital finance at Lloyds Banking Group, said: “This groundbreaking initiative proves that digital assets can be used in regulated financial markets under existing legal frameworks here in the UK.

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AI in Payments: Promise, Pitfalls and Practicality

Innovative Payments Association

At this year’s IPA Compliance Boot Camp, Judie Rinearson, Partner at K&L Gates and a leading expert in fintech legal frameworks, will lead a session exploring how AI is reshaping the industry and how companies can navigate the practical and ethical challenges that come with it.

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What is Stopping Blockchain From Seeing the Same Success as AI?

The Fintech Times

In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Accessibility problem Mike Sparshott, fintech specialist at servers.com AI has a simple use case that many users understand: it automatically generates things.

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Restaurant Credit Card Surcharges: Legalities & Best Practices

EBizCharge

Each type of fee has its own use cases and legal implications. Surcharges are specifically tied to credit card use and are usually a fixed percentage. Surcharges vs. Service or Convenience Fees Before you implement a credit card surcharge, you need to understand how it differs from similar fees.