Fintech Weekly

APRIL 25, 2025

Learn how the imposter rule and alternative legal frameworks shape liability in BEC disputes. As business email compromise (BEC) cases rise, courts are split on who bears the loss.

Email Compromise 78

Email Compromise Compromise Business Email Compromise Legal Framework 78

Segpay

SEPTEMBER 30, 2024

This blog explores child protection laws across key Latin American countries, highlighting their different approaches and the evolving regulatory frameworks. The Brazilian Child and Adolescent Statute (ECA) provides a broad legal framework to protect minors. We also look at the age verification tools that are used in the region.

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Verification Legal Framework Laws Regulations 111

PYMNTS

DECEMBER 10, 2020

The legal framework for digital services has been largely unchanged in the region for about 20 years. That’s even as “repressive regimes around the world use draconian legal frameworks to stifle online freedoms.”. Several companies, including Twitter , are urging European Union regulators to “defend the Open Internet.”

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Rules Legal Framework Legal Regulations 90

Fintech Review

SEPTEMBER 17, 2024

Fintech Review looks into their function, their role in fostering innovation, and the significant challenges they face, particularly in terms of legal recognition, security, and scalability. Legal Challenges Facing DAOs While they offer many advantages, they are not without challenges, particularly regarding legal recognition.

Governance 105

Governance Government Innovation Legal 105

Fintech News

JULY 1, 2024

This strategy involves coordinated risk identification, robust legal frameworks, strict regulatory regimes, decisive enforcement actions, and international cooperation.

Risk Assessment 117

Risk Assessment Assessments Risk Finance 117

Fintech News

APRIL 3, 2024

Such inefficiencies, compounded by disparate legal frameworks, regulatory standards, and technical requirements across jurisdictions, present considerable challenges in terms of operational hours, time zones, and the repetitive execution of financial integrity checks, such as anti-money laundering and customer verification protocols.

Cross-Border Payments 127

Cross-Border Payments Cross-Border Central Bank Federal Reserve 127

PYMNTS

AUGUST 17, 2020

We also have a full dossier ready on this subject and entering this space can bring on legal implications which can bring disrepute to Amazon’s name.” The legal framework surrounding Amazon’s move is complicated by the general muddy state of drugstore regulation in India.

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Shutdown Legal Framework Legal Governance 100

The Paypers

JUNE 30, 2023

The EU has reached a provisional agreement between the European Parliament and the Council of the European Union for the legal framework regulating the European Digital Identity.

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Agreements Legal Framework Security Legal 69

Fintech Finance

SEPTEMBER 17, 2024

21/2023, dated May 25th, which sets the legal framework for startups and scaleups in Portugal. This certification confirms that Akurateco meets all legal and regulatory requirements for scaleup status in Portugal. The recognition comes after the company successfully met all criteria outlined in Law No.

Legal Framework 95

Legal Framework Legal Innovation Payment Solutions 95

The Paypers

DECEMBER 15, 2020

The European Banking Authority (EBA) has published an Opinion on how to strengthen the connection between the EU legal frameworks on anti-money laundering and terrorist financing, and deposit protection.

Legal Framework 28

Legal Framework Legal Money Laundering AML 28

The Payments Association

FEBRUARY 10, 2025

This legislation represents a significant shift in corporate accountability, aiming to strengthen the UKs legal framework against financial crime. Voices from the industry Businesses subject to the Failure to Prevent Fraud offence must understand their legal obligations under the new law.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

PYMNTS

JULY 7, 2019

Congress “is considering at least three bills that would resolve some of the murky legal issues surrounding digital money.”. is falling behind: Japan and Switzerland have developed legal frameworks that have attracted cryptocurrency projects and investment. Not only that, but the newspaper said the U.S. The move comes as U.S.

Regulations 82

Regulations Legal Framework Cryptocurrency Bitcoin 82

PYMNTS

JANUARY 26, 2021

Speaking at a World Economic Forum panel, Yi said the matter was “complicated” and what was needed was a clear legal framework. “I Bloomberg reported that People’s Bank of China Governor Yi Gang said regulatory agencies are, in relation to Ant, still looking into issues surrounding potential monopolies.

Legal Framework 95

Legal Framework Regulations Central Bank Privacy 95

The Fintech Times

MAY 2, 2025

Others on the panel discussed how regulatory and legal frameworks vary globally, posing challenges and risks of regulatory arbitrage. Silva shared that Argentina’s fiscal policy aims to reduce inflation through tight monetary policies and legal instruments like the Green Deal.

FinTech 64

FinTech Stablecoins Legal Framework Central Bank 64

The Fintech Times

AUGUST 19, 2024

In April 2024, the country reviewed the legal framework for virtual assets declaring that providers must register and comply with the duty to report to authorities. This reflects the growing acceptance of digital assets within the country’s legal framework.

Legal Framework 64

Legal Framework Cryptocurrency Money Laundering Card Issuer 64

Fintech Finance

JULY 1, 2024

The digital euro preparation phase is progressing well and we support the ongoing democratic debate on the legal framework for the digital euro,” said Executive Board member Piero Cipollone, who chairs the High-Level Task Force on a digital euro. The digital euro is a common European endeavour.

Legal Framework 98

Legal Framework Money Laundering Online and Mobile Banking Central Bank 98

PYMNTS

NOVEMBER 20, 2018

According to the report, the European Central Bank said it doesn’t have a legal mandate to go after money laundering, which is usually in the hands of the authorities of each European Union country.

Money Laundering 73

Money Laundering Central Bank Legal Framework AML 73

Fintech News

JANUARY 17, 2024

This mindset must be replaced with a technology- and data-friendly culture that enables companies to exploit the full potential of data-driven banking within the existing legal frameworks.

AI 123

AI Legal Framework Use Case Risk 123

Fintech News

FEBRUARY 14, 2024

But despite some progress, advancements have been slow for the past few decades due to legal obstacles, the lack of standards, and the need for unifying technologies, a new paper by Deutsche Bank says. Nimble progress According to the report, banks have done a considerable amount to collectively unlock digital trade.

Finance 127

Finance Distributed Ledger Technology (DLT) Payment APIs and Integration Legal Framework 127

NFCW

JUNE 25, 2024

” “The digital euro preparation phase is progressing well and we support the ongoing democratic debate on the legal framework for the digital euro,” Executive Board member Piero Cipollone, chair of the High-Level Task Force on a digital euro, says. The digital euro is a common European endeavour.

Central Bank 103

Central Bank Online and Mobile Banking Legal Framework Caps 103

PYMNTS

FEBRUARY 6, 2020

The proposal is meant to create a legal framework for that process, and to allow the tokens to be sold under current securities laws. Recently, ICOs have been a highly successful way for companies in the crypto field to raise millions of dollars without being subject to the oversight of regulators.

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Laws Security Legal Framework Regulations 72

The Fintech Times

MARCH 14, 2024

In this regard, the broader legal questions as to the exact nature of the legal features and consequences of digital assets has very much remained open for debate on a number of key issues.

Laws 69

Laws Legal Legal Framework Cross-Border 69

PYMNTS

APRIL 12, 2019

“If the data controller implicitly trusts a data processor simply because there is a consistent legal framework in place, criminal abuse of trust will always take place.”

Cybersecurity 77

Cybersecurity Data Breach Breach Legal Framework 77

PYMNTS

NOVEMBER 20, 2020

The European Commission noted on its site that the legal framework for digital services has been unchanged in the region for about 20 years. It would also change some of the market’s competitive dynamics. Public consultation on the act ended in September. The proposal to the EU Parliament is on the horizon.

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Legal Framework Rules Fed Regulations 104

Open Banking Excellence

SEPTEMBER 27, 2024

The main objectives of this law are to promote financial inclusion, establish a solid legal framework to increase users’ confidence in financial technology services, and stimulate greater competition in the financial market. In 2023, the Fintech landscape experienced notable growth.

Financial Inclusion 147

Financial Inclusion Laws FinTech Regulations 147

PYMNTS

DECEMBER 23, 2020

“Review sites such as Tripadvisor could easily become nothing more than only-positive advertising glimpses” because “hosting critical or negative views would create a substantial risk of legal liability,” Tripadvisor said in a filing , per Bloomberg. We support legal frameworks that achieve these goals.”.

Federal Trade Commission 76

Federal Trade Commission Legal Framework Laws FTC 76

PYMNTS

NOVEMBER 28, 2019

27, the Swiss Federal Council adopted the dispatch on the further improvement of the framework conditions for DLT/blockchain, which is aimed at increasing legal certainty, removing barriers for applications based on DLT and reducing the risk of abuse. And during a meeting on Nov.

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Legal Framework NOV Transactions Settlement 57

Fi911

JANUARY 4, 2024

Well, from a legal standpoint, there’s actually quite a lot. Certain regulations known as “chargeback rules” are, in fact, based on legal statutes. While they are not legal mandates, they are enforced with the same rigor. What do banks need to know about the chargeback legislation process?

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Disputes Laws Rules Governance 104

PYMNTS

JULY 7, 2019

Congress “is considering at least three bills that would resolve some of the murky legal issues surrounding digital money.”. is falling behind: Japan and Switzerland have developed legal frameworks that have attracted cryptocurrency projects and investment. Not only that, but the newspaper said that the U.S.

Regulations 51

Regulations Legal Framework Cryptocurrency Bitcoin 51

Fintech Review

MAY 1, 2025

No matter how disruptive a fintech platform is, it must operate within legal frameworks that are evolving rapidly. Building compliance frameworks early not only reduces legal risk but also builds credibility with customers, partners, and investors. It is no longer enough to innovate.

Compliance 59

Compliance Regulations FinTech Payment APIs and Integration 59

Stax

FEBRUARY 5, 2024

Healthcare providers, for instance, may factor in compliance costs spent on cybersecurity measures, staff training, regular audits, and legal consultations to ensure adherence to health information privacy regulations. Be aware of restrictions and guidelines in your business jurisdictions to avoid legal repercussions.

Credit Cards 88

Credit Cards Legal On-Demand Regulatory Compliance 88

PYMNTS

APRIL 1, 2020

The company said it “plans to offer its platform into countries with legal framework and regulation for cryptocurrencies.” And, digital currency exchange BuyUcoin has received a trade and wallet license in Estonia, according to an announcement.

Bitcoin 64

Bitcoin ATM Legal Framework Digital Currency 64

Neopay

FEBRUARY 27, 2025

These amendments aim at simplifying the ICT risk management framework and providing legal clarity to the market. To avoid duplication of requirements and to provide legal clarity to the market, the EBA has amended its Guidelines on ICT and security risk management.

Risk Management 52

Risk Management Risk Security Legal Framework 52

PYMNTS

APRIL 28, 2019

According to Cleavland.com , the bill sponsored by Ohio Representative Rick Caragna is part of the state’s efforts to build a legal framework for the technology that underpins cryptocurrencies such as bitcoin.

Blockchain 59

Blockchain Legal Framework Bitcoin Cryptocurrency 59

The Fintech Times

JANUARY 18, 2024

By creating a standardised legal framework across the EU, MiCA not only increases the accountability of service providers but also fosters consumer confidence in using and investing in crypto-assets.

Legal Framework 69

Legal Framework Cross-Border Regulations Settlement 69

PYMNTS

NOVEMBER 2, 2018

As the government explores how to mitigate the issue, the nation’s Commissioner Kenneth Hayne released an interim report earlier this year , noting that there is little evidence to support the need for overhauling the legal framework to expand borrower protections to small businesses.

Disputes 61

Disputes Small Business Legal Framework Governance 61

PYMNTS

JULY 6, 2020

While much of the legal framework has come from European Union (EU) regulators, it is a loose alliance of financial institutions (FIs), heavy-duty tech players and nimble FinTechs making breakthroughs.

API 76

API B2B Payment APIs and Integration Legal Framework 76