Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. They must navigate a web of challenges ranging from cyber threats and regulatory compliance to the intricacies of global supply chains. Here’s where credit bureau reports fall short: 1.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Finextra

JULY 7, 2025

However, rapid growth brings challenges including scaling operations, ensuring regulatory compliance and maintaining robust IT infrastructure. These facilities offer flexible, scalable solutions with high availability, security and built-in regulatory compliance, eliminating the burden of managing an entire data centre.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. While digital identification is key to mitigating potential fraud and streamlining airport throughput, several barriers exist to successful implementation.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. In my view, organizations that prioritize the end-user experience will be the ones that lift the benchmark on what is possible and will continue to drive growth.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Payments Association

FEBRUARY 10, 2025

The Economic Crime and Corporate Transparency Act 2023, specifically the “failure-to-prevent fraud” offence, and outlines how businesses can mitigate fraud risks. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability. Why is it important?

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

Fintech Review

JULY 2, 2024

Furthermore, AI enables proactive risk management by predicting potential compliance issues before they escalate. This predictive capability allows firms to implement preemptive measures, thereby mitigating risks and maintaining regulatory compliance more effectively.

Compliance 98

Compliance Regulatory Compliance AI Interoperability 98

Seon

JUNE 24, 2024

Identity theft presents significant challenges to businesses, making proactive risk mitigation essential for regulatory compliance, trust, asset protection, and operational integrity. The rise of online transactions and evolving cybercrime tactics highlight the urgent need for strong identity risk management and monitoring.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

Fintech News

APRIL 28, 2024

The banking industry is shifting towards innovation, collaboration and customer-centricity, driven by the adoption of technologies including cloud computing, data analytics, artificial intelligence and machine learning (AI/ML), changing customer preferences, and a rapidly evolving regulatory landscape, a new report by Amazon Web Services (AWS) says.

AI 113

AI Innovation Financial Crimes Crime 113

Fintech Review

JUNE 12, 2024

On-Demand Insurance Another innovation is on-demand insurance, which allows customers to purchase coverage when needed. Companies like Cuvva and Trov offer on-demand car and property insurance, providing coverage for specific periods, such as hours or days.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96

Fintech Review

MARCH 27, 2024

Recognizing the demand among UK SMEs for alternatives to traditional banking, I founded Nucleus Commercial Finance. By committing to these practices, companies can mitigate bias, promoting fairness and inclusivity in AI applications. RegTech will see growth as the demand for regulatory compliance increases.

AI 99

AI On-Demand Finance Regulatory Compliance 99

Fintech Review

OCTOBER 1, 2024

These protocols are integral to combating financial crime and ensure regulatory compliance. The demand for faster, more secure verification is clear, with over 80% of banks and Fis expected to integrate IDV tools, including biometric identification, by the end of 2024. By James Roberts , Digital Marketing Manager at FullCircl.

AML 98

AML Verification Research Consumer 98

Fintech News

JULY 24, 2024

As financial services become more digitalised, they face increasing susceptibility to sophisticated cyber threats, demanding advanced security measures. This involves technological considerations, business alignment, and regulatory compliance. Banks must, therefore, prioritise resilience and continuity as never before.

Finance 120

Finance Risk Mitigation Automation Disaster Recovery 120

Nanonets

DECEMBER 13, 2023

1: Increased Accuracy and Reduced Errors AI in insurance claims processing plays a pivotal role in enhancing accuracy and reducing errors by automating various tasks and mitigating the risks associated with manual processes. Real-time reporting enables insurers to address compliance concerns promptly, minimizing the impact on operations.

AI 102

AI Process Fraud Detection Compliance 102

PYMNTS

SEPTEMBER 8, 2020

The result is a slew of unstructured data coming in from a variety of sources; financial service providers must try to make sense of it in order to maintain regulatory compliance and mitigate the risk of fraud. When the U.S. Middesk aims to help these firms streamline and digitize this process. On Tuesday (Sept.

FinTech 79

FinTech Compliance On-Demand Mitigation 79

PYMNTS

JUNE 19, 2020

A payments orchestration layer can serve as an intermediary between a merchant and its various PSPs while extending services that support payments analysis, regulatory compliance, cybersecurity, anti-fraud protection and more. There are ways to effectively manage these logistical issues, however.

Payments 75

Payments Money Laundering Regulatory Compliance AML 75

Fintech Finance

AUGUST 2, 2024

ComplyTek introduces an advanced transaction screening solution for instant payments , designed to ensure compliance and mitigate fraud within the critical 10-second processing window. Regulatory Compliance : Ensures ongoing compliance with global standards and simplifies regulatory reporting with automated report generation.

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

The Payments Association

MARCH 19, 2025

Yet, fate demands action now without delay. An AE, powered by AI-driven decisioning, self-healing infrastructure, and adaptive experiences, demands a foundation that can evolve dynamically. A modular approach, decomposing core banking into independent, interoperable services, ensures resilience and future-proofing.

Non-Bank 88

Non-Bank Regulatory Compliance AI Risk 88

Fintech News

JANUARY 16, 2024

In 2024, the banking sector is witnessing a pivotal transformation driven by advanced technologies like AI and cloud computing, evolving customer demands, and changing regulatory landscapes. Banks must proactively plan and adapt to mitigate these risks effectively.

AI 117

AI Risk Non-Bank On-Demand 117

The Fintech Times

NOVEMBER 20, 2024

With over 240 million people in total currently, the demand for secure, accessible local payment options that connect them to global markets is on the rise. With PayFuture’s payments technology and regulatory knowledge, businesses can now navigate the complexities of this high-potential market with ease.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 69

The Fintech Times

JUNE 24, 2025

This lack of explainability can conflict with regulatory requirements, especially in jurisdictions that demand fairness and accountability in automated processes. However, while the upside is considerable, there are still important risks insurers must actively manage. Another key concern is transparency.

AI 45

AI Risk Automation Regulatory Compliance 45

Finextra

JULY 7, 2025

Compliance is King: Navigating the Regulatory Minefield: Regulations like GDPR (General Data Protection Regulation), CCPA (California Consumer Privacy Act), HIPAA (Health Insurance Portability and Accountability Act), LGPD (Lei Geral de Proteção de Dados - Brazil) , and industry-specific mandates demand robust data privacy and security measures.

AI 59

AI Payment APIs and Integration Audit Governance 59

PYMNTS

APRIL 24, 2019

In the April edition of the Payments And The Platform Economy Playbook , PYMNTS examines how regulatory compliance changes are impacting the growth of the sharing economy. Homesharing Platforms Look to Lease Features to Mitigate Data Concerns. Around the Payments and the Platform Economy.

Economy 71

Economy Data Security Regulations Regulatory Compliance 71

Open Banking Excellence

SEPTEMBER 21, 2023

Cybersecurity experts Duncan McDonald, Global Head of Compliance Services & Wayne Scott, Regulatory Compliance Lead, from The NCC Group explain how to prepare for DORA compliance and why the new legislation will enhance cyber resilience across the financial sector and its supply chain.

FinTech 130

FinTech Compliance Regulations Non-Bank 130

Clearly Payments

JANUARY 4, 2024

Additionally, the evolving regulatory landscape and a lack of widespread infrastructure further limit accessibility for businesses looking to integrate cryptocurrencies into their payment systems. Regulatory Compliance: The regulatory environment for cryptocurrencies varies across jurisdictions.

Cryptocurrency 105

Cryptocurrency Stablecoins Digital Currency Cross-Border Payments 105

Fintech Review

DECEMBER 3, 2024

Frameworks governing digital assets seek to mitigate risks while enabling the integration of blockchain-based payments. Regulatory compliance adds further complexity, demanding robust systems and staff training. Nonetheless, digital wallets represent a significant step forward in payment innovation.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Finextra

JUNE 5, 2025

But the impact extends across the organization: financial advisers, compliance teams, operations staff, and contact centre agents all rely on fast, stable systems to serve clients, and meet regulatory requirements. For traders on the floor, a momentary delay can mean missed market opportunities.

Compliance 52

Compliance Product Finance Payment APIs and Integration 52

Seon

JUNE 20, 2024

This shift demands companies bolster their fraud detection and prevention capabilities to meet the new standards. As industry players brace for implementing these regulations, the focus remains on balancing regulatory compliance with operational efficiency. Sign up here. Sources: 1. Gartner: What is a Superapp?

Fraud Prevention 52

Fraud Prevention Regulatory Compliance AML Instant Payments 52

The Fintech Times

JULY 31, 2024

Bringing a close to our monthly ‘fintech for good’ theme and our focus on impact platforms, we finally take a look at regulatory hurdles faced by the fintechs looking to make a positive difference. Balancing regulatory compliance with innovation is critical to maintaining the trust of users and regulators alike.”

Compliance 64

Compliance AML Due Diligence Regulations 64

The Fintech Times

SEPTEMBER 19, 2024

“This is done through the integration of risk management, adaptive risk mitigation, process automation, and real-time analysis. Risk orchestration provides a strategic approach that enables seamless compliance and fraud management for financial institutions.

Risk 59

Risk Financial Crimes AML Risk Management 59

PYMNTS

APRIL 19, 2019

Bloomberg said this week that Lyric, based in California, operates as an on-demand short-term rental provider, connecting users with premium apartments and cleaning services. Lyric plans to use the investment to expand its operations as it continues to focus on regulatory compliance.

B2B 69

B2B Commercial Card Small Business Risk Mitigation 69

PYMNTS

JULY 17, 2019

Financial institutions are in a constant balancing act: open up access to capital for borrowers to promote economic growth and financial inclusion and mitigate against the risk exposure lending produces — sometimes with disastrous implications for the global economy.

Risk 52

Risk Compliance Risk Mitigation Mitigation 52

The Fintech Times

OCTOBER 5, 2024

Between September 2021 and November 2023, Starling opened over 54,000 accounts for 49,000 high-risk customers, despite agreeing to demands of the FCA. The fine, combined with the increased regulatory pressure, should serve as a strong motivator for Starling to prioritise improvements in its sanctions screening process.

Financial Crimes 83

Financial Crimes Crime Compliance Money Laundering 83

Seon

SEPTEMBER 20, 2024

Lenders are now focusing on alternative data signals to mitigate risk without excluding valuable customers. Modern customers demand a seamless lending experience, with some lenders offering loan decisions in as little as 20 seconds. Regulatory compliance adds another layer of complexity.

Risk 52

Risk Fraud Prevention Risk Management Deepfake 52

PYMNTS

MARCH 27, 2019

Dries Verboven, market manager of regulatory reporting at Wolters Kluwer Finance, Risk & Reporting, says it’s all about data, which is both the key to regulatory compliance, and to a more efficient and profitable operation for the entire institution. The Key To Compliance Is Data.

Compliance 46

Compliance Regulatory Compliance Regulations Risk Mitigation 46

PYMNTS

APRIL 18, 2019

Ransomware threats are increasing, not only because the volume of attacks against businesses is on the rise, but because new, unique strains of ransomware are emerging that target larger organizations and demand higher payouts. A new report from cybersecurity company Coveware put some numbers behind this trend. Bitcoin at the Center.

Ransomware 57

Ransomware Bitcoin SDN Cryptocurrency 57

Seon

SEPTEMBER 23, 2024

Payment screening plays a critical role in helping financial institutions and regulated entities ensure that onboarded customers pass financial crime checks, ensuring ongoing regulatory compliance – helping entities meet AML obligations across various jurisdictions.

Suspicious Activity Report (SAR) 52

Suspicious Activity Report (SAR) Money Laundering Due Diligence AML 52