The Payments Association

JANUARY 3, 2025

Improving regulations, using technology for detection, and fostering industry-wide cooperation. Fraudsters, armed with advanced technologies and professional networks, are exploiting gaps in systems and consumer behaviour. We are investing in new technologies to prevent fraud taking place on our network, he said.

Fraud Detection

The Payments Association

JUNE 3, 2025

Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. This foundational technology is reshaping how identity, consent, and value are managed in the digital economy, from safeguarding transactions to enabling new economic models.

Security

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks. Why is it important? Previous slide Next slide What are vIBANs?

IBAN

Fintech Finance

NOVEMBER 21, 2024

ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, have announced that Zimswitch , Zimbabwe’s national electronic payments switch and a leading payments technology company, has chosen ACI’s Fraud Management and Payments Intelligence solution to enhance its fraud prevention and management capabilities.

Fraud Prevention

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 These developments signify a major shift in how we interact with technology. trillion transactions by 2027.

Cross-Border

Payments Dive

JUNE 30, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Visa, FIS boost value-added card services The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.

Card Services

Finovate

NOVEMBER 14, 2024

“Limited resources, legacy systems, fraud mitigation, and costs to implement new payment services are primary challenges that hinder community-based institutions from adopting instant payment capabilities,” said the Payfinia CUSO General Manager Keith Riddle. Photo by fauxels The post Payfinia Receives $4.5

Credit Union

Fintech Finance

JANUARY 31, 2025

Indias rapid digital payment transformationexpanding at a notable rate of 44% CAGR by transaction volume from 2017 to 2024paired with a surge in cross-border consumer transactions, which grew by 121% in the last nine months of 2024 alone, has created a strong demand for alternative consumer payout solutions.

Cross-Border

The Fintech Times

DECEMBER 17, 2024

Two , aEuropean B2B payments technology provider, is joining forces with ABN AMRO , a financial institution based in the Netherlands, to launch a new ‘Pay on Invoice’ solution, bringing flexible payment options to B2B e-commerce transactions.

B2B

The Payments Association

JULY 19, 2025

Smaller PSPs are driving competition and innovation, using real-time data and the latest technology to prevent economic crime. Arguably, though, what really matters is the robustness of controls put in place to mitigate those risks. This change undoubtedly has the potential to bolster the UK’s defences against illicit actors.

Money Laundering

The Payments Association

FEBRUARY 10, 2025

The Economic Crime and Corporate Transparency Act 2023, specifically the “failure-to-prevent fraud” offence, and outlines how businesses can mitigate fraud risks. This article explores the key provisions of the Act, the risks businesses must address, and the steps required to mitigate potential liabilities.

Crime

Finovate

APRIL 7, 2025

The move signals growing interest in modernizing collections technology across the financial services industry amid economic uncertainty and evolving consumer behavior. AKUVO’s technology helps increase collections efficiency, improve the customer experience, anticipate delinquencies, and offer insight into future credit decisions.

Credit Risk

Fintech News

DECEMBER 22, 2024

Emerging technologies such as artificial intelligence (AI) and blockchain are being adopted at a fast pace, with generative AI becoming a critical tool for financial institutions. Expanded SkillsFuture initiative: This initiative focuses on upskilling the workforce to meet the evolving demands of the fintech industry.

FinTech

EBizCharge

NOVEMBER 12, 2024

It’s important for these businesses to work with experienced MSPs who understand their unique needs to mitigate account closures and additional penalties. Merchant accounts act as intermediaries between businesses and payment networks, facilitating the secure transfer of funds from customers to your account. How do merchant accounts work?

Accounts

Fintech Finance

JULY 23, 2025

This region’s growing demand for modern payment options presents huge potential for global merchants expanding into Asia. ” Ecommpay is committed to supporting businesses in their global expansion efforts, providing the expertise and technology needed to navigate the complexities of the Asian payments landscape. .”

Alternative Payment Methods

M2P Fintech

APRIL 10, 2025

This rising demand for LAMF reflects a valuable opportunity for lenders, driven by a streamlined and rapid application process that attracts a growing borrower base. That said, LAMF is a comprehensive financial solution that elegantly balances the demand for short-term liquidity with the goal of long-term investment growth.

Mitigation

The Payments Association

JANUARY 13, 2025

Firms must proactively review their terms of service and dispute resolution mechanisms to mitigate potential liabilities. Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs January 13 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Why is it important?

Legal

The Payments Association

MARCH 5, 2025

Unlike legacy systems that rely on outdated rule sets, Lynxs technology: Supports over 100 languages, addressing phonetic, cultural, and alphabetic variations. Lynx helps organisations leverage technology to mitigate risk while still delivering exceptional value to their customers.

Financial Crimes

Fintech Finance

JUNE 10, 2025

Our research has shown that consumers continue to demand simpler yet more secure checkout experiences, which is why it comes as no surprise that shoppers are increasingly embracing contactless payment options in face-to-face transactions,” said Brett Narlinger, head of global commerce at BHN. No fees after purchase. No cash or ATM access.

Fraud Prevention

The Fintech Times

APRIL 2, 2025

Through the launch, the DTCC aims to leverage blockchain technology to streamline the flow of collateral across siloed infrastructure, unlocking major capital and operational efficiencies. Collateral is an essential risk mitigation tool that helps support overall financial stability.

Blockchain

Neopay

MAY 28, 2025

Within that, demand for financial crime professionals is set to jump by 50%, while fraud-related roles are expected to double. Technology-related hiring is also forecast to grow by 39%, with the most demand in engineering, IT management and development and cyber security. Hiring activity is varied across the sector.

FinTech

Finextra

JUNE 9, 2025

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1%

ISO 20022

The Fintech Times

FEBRUARY 1, 2025

Cross-border consumer transactions also grew by 121 per cent in the last nine months of 2024 alone – creating strong demand for alternative consumer payout solutions. Digital payment adoption is experiencing significant growth across India – expanding at a rate of 44 per cent CAGR by transaction volume from 2017 to 2024.

Cross-Border

The Payments Association

JUNE 16, 2025

Simultaneously, it would entail trade-offs in security, user experience, and operational design that demand careful scrutiny across the industry. Danny Russell Head of digital currency technology, Bank of England “The report on the experiment clearly highlights the challenges of supporting offline CBDC payments.

Settlement

The Fintech Times

FEBRUARY 28, 2025

There is a growing demand for transparent and explainable AI models. Identifying fraud tactics using AI Nick Campbell, chief product officer of payments at Clearent by Xplor Technologies AI is a double-edged blade. The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information.

AI

Fintech Finance

FEBRUARY 17, 2025

As the fintech industry continues to grow and evolve, so do the demands for regulatory compliance. Leveraging artificial intelligence (AI) technology, PhotonPay has further streamlined anti-money laundering (AML) and counter-terrorism financing (CFT) processes, enhanced its risk management system and effectively reduced financial crime risks.

Compliance

Fintech Review

MARCH 12, 2025

Enterprises looking to leverage stablecoin technology face increased counterparty risk when partnering with these younger vendors. Our SOC 2 Type 2 certification is yet another milestone that highlights our focus on mitigating risk for our enterprise clients and driving innovation with confidence.

Stablecoins

Finextra

JULY 7, 2025

The UK government recently outlined its National Payments Vision – plans for a next-generation payments ecosystem, built around open banking and emerging technology. For fintechs, this underlines the importance of infrastructure designed to support rapid innovation and adaptability right now, not just when the roadmap demands it.

FinTech

The Paypers

JUNE 20, 2025

Through this move, Spreedly seeks to mitigate the issues that arise from failed payments caused by outdated card details, especially for recurring billing or subscription models. Integrating Just-In-Time Card Updates aims to provide merchants with up-to-date card credentials when they are required.

Credential

EBizCharge

JANUARY 14, 2025

A payment gateway is a technology that facilitates the transfer of payment information between a customer and a merchants bank during an online or in-store transaction. Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands.

Payment Gateways

The Fintech Times

DECEMBER 18, 2024

Fratini Passi, with 30 years of expertise in financial technology, strategically steers CBI’s developments. In this context, CBI advocates for a flexible, modern, and transparent approach to effectively address evolving market demands.

Finance

The Payments Association

NOVEMBER 25, 2024

However, a pressing issue demands our collective attention: the de-risking practices that are inadvertently crippling legitimate money service businesses (MSBs) and empowering black-market alternatives. By undermining regulated channels, de-risking paradoxically amplifies the very threats it aims to mitigate.

Risk

Finextra

JULY 28, 2025

The paper concludes by proposing five actionable, evidence-based strategies designed to transcend current technological challenges, converting them into sustainable competitive advantages for financial institutions. Furthermore, the widening competitive chasm between traditional incumbents and agile digital-first entities is analyzed.

AI

Fintech News

NOVEMBER 27, 2024

As blockchain technology advances, so do the threats it faces, making comprehensive and adaptive tools essential. Together with Elliptic, we can provide powerful tools to streamline compliance, mitigate risks, and stay ahead of emerging threats in the sector.” The combined solution helps firms meet challenging regulatory requirements.

Crime

Finextra

JULY 21, 2025

The Convergence of Modernization Drivers Regulatory Complexity and Compliance Burden Modern financial regulations demand system agility that legacy platforms cannot deliver. While modernization carries inherent risks in a heavily regulated environment, the cost of inaction has become demonstrably higher.

Payment APIs and Integration

Fintech Review

MARCH 25, 2025

This PoC provided an opportunity to explore insights into technological risks associated with digital assets across multiple blockchains. About Metrika Metrika is the leading provider of real-time, dynamic risk management solutions for digital assets and blockchain. Contact Renjie Butalid VP Business Development Metrika renjie@metrika.co

Risk

Fintech News

JULY 22, 2025

They rely on mechanisms that increase or reduce supply based on market demand. Circle’s IPO earlier last month turned more than a few heads on Wall Street. The digital payments firm behind USD Coin raised over a billion dollars and saw its stock more than triple on debut. So, What Is a Stablecoin? A stablecoin is a type of digital token.

Stablecoins