PYMNTS

JUNE 28, 2017

Accounts receivable professionals are preparing for paper checks to decline and automated clearing house (ACH) payments to rise, according to a new report by the National Automated Clearing House Association (NACHA) and the Credit Research Foundation (CRF). The same professionals also predict cards will hold at 12.5

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PYMNTS

SEPTEMBER 21, 2016

Through NACHA’s Countdown to Same Day ACH podcast series, we’ve explored what Same Day ACH is all about, the myriad of use cases and applications it’s designed to deliver and if corporations and businesses are truly ready for the change. What’s Under The Faster Payments Umbrella? Both are about moving payments faster than they are today.”.

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PYMNTS

JANUARY 21, 2019

The letter highlighted that access to the payments systems today is only possible through incumbent intermediaries – the banks and the card networks – which have not kept pace with the needs of consumers and businesses. It flew in on Dec. 14, the Friday before the week before Christmas, so you might not have noticed.

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PYMNTS

JANUARY 21, 2021

Nacha — which governs the Automated Clearing House (ACH) in the U.S. — Nacha — which governs the Automated Clearing House (ACH) in the U.S. — Such rapid business-to-business (B2B) payments give buyers better control over their cash flows and spare vendors from waiting for money to settle. Around The Real-Time Payments World.

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PYMNTS

NOVEMBER 26, 2018

Adoption of commercial cards in B2B payments has emerged as one of the hottest industry topics of the year thanks to new FinTech innovations and industry leaders like Visa and Mastercard making a push further into the market. These are optimistic observations for an industry where commercial cards have struggled to get off the ground.

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PYMNTS

MAY 3, 2017

While there are plenty of tools that make it easier to get money deposited into a bank or debit card account, there aren’t many that make it easier to ask your friends or co-workers to cough up the cash when you pick up the tab after a night out. The most recent statistics from NACHA found that ACH transaction volume jumped by 5.3

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PYMNTS

DECEMBER 12, 2018

Indeed, research released from NACHA last year found that suppliers are expecting this, too. “But it’s about how to get the right payment — and sometimes, we know vendors will never take card.” “But it’s about how to get the right payment — and sometimes, we know vendors will never take card.”

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PYMNTS

JUNE 19, 2017

With credit cards, she noted, the assumption by the consumer remains that the payment is done in real time, at, say a POS, right when they walk away with their purchased items. One issue is that the payment rails currently in use were not designed to support a real-time environment. For CGI’s own clients, as the U.S.

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PYMNTS

SEPTEMBER 26, 2016

Saks likened the “early days” of faster payments as one analogous to the advent of credit cards, which eventually shaped the way eCommerce is conducted. Saks likened the “early days” of faster payments as one analogous to the advent of credit cards, which eventually shaped the way eCommerce is conducted.

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PYMNTS

JUNE 12, 2017

From shifting use of various payment rails like ACH and cards, to deployment of FinTech technologies, to changing supplier payment habits, the report offers a glimpse at the current state of B2B payments – and where the industry may be headed. But how businesses reshape their payment practices varies. Globalization. Payments Rails.

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PYMNTS

AUGUST 12, 2019

Prepaid payroll cards were introduced decades ago as a paper check alternative for the unbanked and underbanked worker. Over the last several years, an army of innovators with billions in venture funding have built instant pay products on top of card network debit rails. if you can just hang in there until about 2024.

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PYMNTS

DECEMBER 13, 2017

It has been 14 months since the first phase of Same Day ACH credits debuted, and in numbers via a joint study by PYMNTS and NACHA, business origination of Same Day ACH credit has been significant, with clear trends in place that show healthy use and demand. But others are pushing forward, particularly with respect to funds availability.

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PYMNTS

FEBRUARY 22, 2017

This year, Fiserv is nominated for yet another PYMNTS Innovation Project award, this time for the NACHA Best Innovation in ACH Award. Those alerts can be low balances or suspicious card activity, for instance, and can be sent via test message, email or push notification in mobile banking apps.

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PYMNTS

AUGUST 3, 2017

Accounts payable company MineralTree just gave a big show of support for commercial cards when it announced this week it is partnering with American Express (Amex) to offer companies an integrated platform to support supplier payments via virtual commercial card. But the hurdle of card adoption persists.

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PYMNTS

FEBRUARY 11, 2019

NACHA and Same Day ACH debuted EXACT DATE to enable same-day settlements through three settlement windows, and are currently exploring options to extend that availability on weekends and holidays. Might the state of faster payments be described as “conflicted?”. may be perceived as being a bit behind the demand of consumers. Where We Are Now.

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PYMNTS

APRIL 22, 2020

While there has been some innovation in wage payment mechanisms as more employers shift away from the paper check toward direct deposit and payroll cards, little has changed about the timing of those payments. workforce doesn’t look like it used to. It’s also opened up conversations about how professionals get paid.

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PYMNTS

JUNE 19, 2018

credit card market is massive. North America accounts for about 60 percent of the global card market, according to analysis from ResearchAndMarkets.com released earlier this year, while the American Banking Association found in April that about 70 percent of Americans have at least one credit card. “We [the U.S.]

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PYMNTS

MARCH 5, 2018

The buyer-supplier relationship goes beyond regulatory requirements like Know Your Customer. Business-to-business (B2B) trade, especially when deals occur across borders, expose businesses to all sorts of risks, like non-payment (on the supplier’s side), or non-deliver (on the buyer’s side). This reduces risk, as a regulated bank is handling money.

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PYMNTS

OCTOBER 8, 2018

Rails and railroads, Buffet wrote in Berkshire’s 2016 Annual Letter, are four times as fuel efficient as trucks , requiring only a single gallon of diesel fuel to move a ton of freight 500 miles. Largely immune to external threats like weather, driver fatigue and driver shortages, railroads can also mitigate delivery delays and uncertainty.

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PYMNTS

JUNE 29, 2018

However, to push insurance providers in the direction of ePayments, service providers have to acknowledge the nuances of the insurance payments machine. For this reason, virtual cards are a rising star in B2B insurance payments, according to Peters. “We see really high adoption of virtual cards.”

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FICO

DECEMBER 20, 2022

FIs are in a great position to lead that push by applying resources where they can have the most immediate and long-term impacts. FIs are in a great position to lead that push by applying resources where they can have the most immediate and long-term impacts. FICO Admin. Tue, 07/02/2019 - 02:45. by TJ Horan. expand_less Back To Top.

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EBizCharge

SEPTEMBER 17, 2024

ACH transfers are managed by the National Automated Clearing House Association (NACHA) , which ensures a safe and efficient way to make various financial transactions, including direct deposits, direct payments, tax payments, and other business payments without the need for physical or cash. What is an ACH transfer?

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PYMNTS

JULY 24, 2017

Innovative ideas are inspired by smart people who see problems and have the conviction, capital and courage to come up with new ways to solve for them. Take faster payments. One such innovator recognized the vast commerce potential that could be unlocked if new technologies were used to move money and messaging between people in near real-time.

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Payments Dive

JUNE 23, 2025

Published June 23, 2025 Justin Bachman Senior Reporter post share post print email license A Fiserv sign hangs above the trade show floor at the Nacha Smarter Faster Payments conference in April 2025. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime.

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