Fintech News

JANUARY 21, 2025

Artificial intelligence (AI) is also gaining traction, particularly for risk assessment and operational efficiency. Instead, open finance development is being driven by market forces, including consumer demand, fintech innovation, and competitive pressures among financial institutions. appeared first on Fintech Singapore.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

Clearly Payments

JULY 12, 2025

Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. Business payment activity expanded, with 43% of firms increasing investment in digital payment tools—responding to stronger demand and economic stability.

Payments 66

Payments Volume ACH On-Demand 66

The Payments Association

NOVEMBER 25, 2024

As professionals deeply embedded in the payments industry, we are acutely aware of the delicate balance between risk management and financial inclusion. MSB de-risking as a systemic risk: Insights from the UK National Risk Assessment The UK National Risk Assessment (NRA) has identified the de-risking of MSBs as a systemic risk.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. To truly understand and manage credit risk today, modern companies must look beyond the basics and leverage new technologies, alternative data, and broader information sources.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

Fintech News

NOVEMBER 6, 2024

The integration of ADVANCE.AI’s technology provides features such as real-time identity verification, fraud detection, and risk assessments, which help financial institutions meet regulatory demands securely. These tools are also intended to reduce the risk of fraud and scams. Brankas and ADVANCE.AI

Compliance 106

Compliance Payment APIs and Integration Fraud Detection Risk Assessment 106

Fintech Review

JUNE 12, 2024

We explore the innovations in personalised insurance products, the role of IoT devices in data collection and risk assessment, and the challenges faced by established insurance companies integrating new technologies. On-Demand Insurance Another innovation is on-demand insurance, which allows customers to purchase coverage when needed.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96

Fintech News

JULY 14, 2025

Risk assessments were flawed. Risk signals end up siloed across products, teams, and geographies.” In Singapore, particularly, batch jobs, on-prem hardware, and disconnected dashboards aren’t built for the kind of dynamic, real-time oversight AML now demands. Policies that existed, but weren’t properly followed.

Compliance 64

Compliance Financial Crimes Money Laundering AML 64

Finextra

JUNE 18, 2025

In parallel, Payabli is working with Nvidia to develop advanced risk and fraud detection models trained on proprietary customer data to deliver tailored risk assessments specific to each customer’s business and industry. Sponsored [On-Demand Webinar] The final countdown: What’s next for Verification Of Payee?

Payment APIs and Integration 52

Payment APIs and Integration Multi-Currency Fraud Detection Risk Assessment 52

Fintech Review

MARCH 25, 2025

This PoC provided an opportunity to explore insights into technological risks associated with digital assets across multiple blockchains. Transparency and risk management are critical to supporting institutional engagement in tokenized finance.” Contact Renjie Butalid VP Business Development Metrika renjie@metrika.co

Risk 52

Risk Assessments Risk Management Blockchain 52

FICO

MARCH 25, 2020

The score was used in addition to data from loan applications, Home Credit’s existing internal scorecards, and other external data sources to cut credit risk on point-of-sale (POS) loans by 25 percent and online loans by 15 percent compared to the old generation of models.

Risk 97

Risk Point-of-Sale (POS) Financial Inclusion Risk Assessment 97

Finextra

JULY 7, 2025

For fintechs, this underlines the importance of infrastructure designed to support rapid innovation and adaptability right now, not just when the roadmap demands it. But with demand soaring, data centre operators are under pressure to keep pace. Having the right infrastructure in place is paramount.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

PYMNTS

JUNE 20, 2017

“Active Counterparty Management — Critical To Managing Risk,” published last week , finds that retroactive counterparty risk management oftentimes doesn’t cut it, and that real-time and active management of this risk can sometimes be the difference between staying in business or shuttering your doors.

Risk Assessment 47

Risk Assessment Assessments Risk Risk Mitigation 47

VISTA InfoSec

SEPTEMBER 5, 2024

In contrast, ransomware specifically targets the availability of data by encrypting files and demanding payment for their release. The list of cyber security examples entails adopting comprehensive data protection strategies, ensuring network security, and staying compliant with regulations established by organizations such as NIST.

Security 130

Security Phishing Ransomware Risk Assessment 130

VISTA InfoSec

OCTOBER 21, 2024

In contrast, ransomware specifically targets the availability of data by encrypting files and demanding payment for their release. The list of cyber security examples entails adopting comprehensive data protection strategies, ensuring network security, and staying compliant with regulations established by organizations such as NIST.

Security 130

Security Phishing Ransomware Risk Assessment 130

The Fintech Times

FEBRUARY 5, 2025

Meanwhile, only 29 per cent of risk management professionals and 28 per cent of IT professionals are expected to be impacted in the same way. Increased workloads could potentially lead to a greater risk of noncompliance as teams struggle to stay afloat on daily tasks.

Compliance 64

Compliance Cybersecurity Audit AI 64

The Finance Weekly

SEPTEMBER 23, 2021

While some businesses fought to stay afloat due to declining demand, others were on the point of going bankrupt. As a result, you'll have more time to devote to jobs that demand careful analysis. Traders have a pattern to their activity that reveals their risk and reward mindsets. Automated Accounting. Blockchain Technologies.

Risk Assessment 130

Risk Assessment Cross-Border AI Automation 130

Fintech News

MAY 20, 2024

The COVID-19 pandemic led to restrictions on physical gatherings, prompting businesses to swiftly move their marketing activities to online platforms and bringing webinars into the spotlight. These virtual events became vital for maintaining business continuity, serving as a means for internal meetings and connecting with clients and audiences.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

The Payments Association

MARCH 25, 2025

Strict compliance with FCA, PSD2, and PCI DSS protects consumers and combats financial crime, but implementation demands resources and adaptation. AML compliance requires risk assessment, transaction monitoring, and reporting suspicious activity. One challenge lies in potential biases within AI models.

Regulatory Compliance 136

Regulatory Compliance AML PCI DSS Compliance 136

The Fintech Times

MARCH 25, 2024

Organisations must evaluate whether their in-house capabilities can truly match the pace of change and innovation that open finance demands. Open finance is not a static field; it continuously evolves, with new standards, regulations, and consumer demands regularly emerging.

Finance 115

Finance Regulatory Compliance On-Demand Compliance 115

FICO

OCTOBER 27, 2016

With its quantitative, empirically derived analytics, FICO ESS will drive objective risk measurement, transparency and predictability into both breach insurance underwriting and longer-term portfolio management––essential requirements in monetizing the rapidly evolving market for cyber breach insurance. And not a moment too soon.

Risk 97

Risk Underwriting Breach Risk Assessment 97

Fintech News

OCTOBER 23, 2024

Sophisticated omnichannel payment scenarios When it comes to a seamless payment experience, some verticals are more demanding than others. Accommodating emerging payment trends is essential to retaining leadership. For example, Pay By Link and ecommerce QR code checkout are rapidly gaining traction even in late-adopter markets.

Acquirers 120

Acquirers C2B Online and Mobile Banking Risk Assessment 120

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. Insurers now assess policyholders’ financial behaviouralongside payment patternsto adjust coverage dynamically.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Finance

AUGUST 2, 2024

By evaluating daily transactional data, it assigns personalized scores and ranks clients based on their behavior, helping financial institutions prioritize risks and identify emerging trends, thereby enhancing the accuracy of risk assessment. Are you ready for the instant payments regulation?

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

Finovate

JUNE 3, 2025

Feedzai has launched Feedzai IQ , a fraud intelligence solution that uses anonymized, distributed data to deliver real-time risk assessments without compromising customer privacy. Key features include TrustScore and TrustSignals , which provide network-wide fraud risk scores and indicators to improve accuracy and payment acceptance.

Fraud Prevention 40

Fraud Prevention Financial Crimes Compromise Privacy 40

Fintech Review

FEBRUARY 11, 2025

Traditional models rely on limited data, whereas AI assesses alternative factors like transaction history and online behaviour. This enables more accurate risk assessments and financial inclusion. This can result in discriminatory lending practices or inaccurate risk assessments. Consumers also demand ethical AI.

AI 66

AI FinTech Risk Assessment Assessments 66

PYMNTS

OCTOBER 9, 2020

Eclypsium will harness the infusion for growth, while it plans to keep building out the functions of its platform to handle heightened market demand. The Strike Graph platform helps companies identify the appropriate controls, conduct their risk assessments, and then automate the maintenance of auditable cybersecurity certifications.”.

Automation 107

Automation Compliance Audit Cybersecurity 107

Fintech News

SEPTEMBER 4, 2024

Paywatch (Malaysia) Paywatch platform and illustration, Source: Paywatch Founded in 2020, Paywatch is a fintech company offering a debt-free earned wage access (EWA) solution, commonly known as on-demand pay. Jenfi uses a proprietary risk assessment engine that evaluates both a business’s creditworthiness and its marketing growth efficiency.

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

Fintech News

MARCH 20, 2024

This transformation is not without its challenges, as banks grapple with the critical task of bridging the gap between traditional banking services and the demands of a digital-first customer base. In the last decade, GaussDB has been deployed on a large scale across multiple top banks in China.

Cybersecurity 117

Cybersecurity On-Demand Database Automation 117

The Payments Association

JUNE 11, 2025

Without collective visibility, we risk fragmented defences. Sustainable growth depends on interoperable risk frameworks, shared scam indicators, and coordinated responses, especially as fraudsters grow more agile and cross-border by design." Consequently, the cost of fraud prevention now reaches $4.61

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

Fi911

DECEMBER 19, 2023

The rapid evolution of technology and the escalating demand for online banking services have made machine learning (ML) an invaluable asset in preemptively tackling fraud risks. The resounding answer is yes. The Escalating Threat of Financial Fraud Financial crimes are on an upward trajectory. trillion annually by 2025.

Fraud Prevention 98

Fraud Prevention Fraud Detection Point-of-Sale (POS) Online and Mobile Banking 98

The Fintech Times

SEPTEMBER 24, 2024

“By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape. .” appeared first on The Fintech Times.

Privacy 107

Privacy Compliance PCI DSS Rules 107

Finovate

DECEMBER 6, 2023

Quantum computing’s promise to help firms increase speed, efficiency, and decrease risk appears to be a green field of revenue opportunity for organizations across the sector. Specifically, the new technology will enable organizations to develop better algorithms around risk assessment, portfolio optimization, encryption, and security.

AI 104

AI FinTech CHIPS Risk Assessment 104

The Fintech Times

MAY 1, 2025

They frequently lack the flexibility required to meet the demands of today’s digital-first customers and struggle to integrate with modern financial technologies. This way of working ensures a safety net, reducing risk and enabling iterative improvements without causing major disruptions to business operations.

AI 45

AI Risk Fraud Detection Risk Assessment 45

The Payments Association

OCTOBER 3, 2024

Yet, achieving this transformation is far from simple—it demands a strategic overhaul of the entire tech stack, from customer-facing applications to backend processing systems. Moreover, with 95% of all purchases will be made online by 2040 , the demand for seamless digital payment experiences is only expected to grow.

Payment APIs and Integration 88

Payment APIs and Integration Online and Mobile Banking On-Demand Process 88

Finovate

SEPTEMBER 23, 2024

Offer autonomous roboadvisory with algorithmic trading Roboadvisors have been popular in fintech since 2015, but Agentic AI will make it possible for firms to autonomously manage investment portfolios by analyzing market trends, risk profiles, and financial goals. In this case, the next evolution of GenAI is Agentic AI.

AI 105

AI Assessments Compliance Adjustments 105

FICO

AUGUST 4, 2020

Organizations need new tools that can help speed up the decision-making process, while having the confidence that these decisions can be backed by a complete and validated picture of vendor risk. However, organizations of all sizes need a fast, accurate and efficient way to assess vendor risk.

Risk 52

Risk Third Party Vendors Risk Assessment Security 52