Finextra
JUNE 11, 2025
PIDF scheme to subsidize PoS devices in underserved areas), and bringing more individuals into the formal banking fold. Future Vision: Making digital payments accessible and intuitive for every segment of the population, including those in remote areas or with lower digital literacy. We use cookies to help us to deliver our services.
The Fintech Times
MAY 4, 2025
The legislation would expand access to responsible and affordable credit by enabling the use of alternative payment data (such as rent, utilities, phone, and internet bills ) in consumer credit reporting.
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Finextra
JUNE 18, 2025
Fo Small and medium enterprises, often underserved due to opaque financials the data-driven profiling creates a new language of trust. With this context, banks can personalize debt instruments, embed inflation-linked clauses, or stagger repayments aligned with expected occupancy rates. We use cookies to help us to deliver our services.
Fintech News
DECEMBER 10, 2023
Surprisingly, one of the most common reasons behind payment failures is incomplete or inaccurate data. To address this issue effectively, having a reliable source of truth for payment data is indispensable. This proactive approach eliminates the costly consequences of failed payments.
FICO
MAY 7, 2018
A key driver of successful financial inclusion is the ability for lenders to effectively gauge the risk of an underserved consumer. It’s also a challenge that FICO is in a unique position to address and at scale. In many cases, consumers that currently lack access to credit can be credit risks. With FICO® Score XD in the U.S.,
PYMNTS
OCTOBER 15, 2018
Where there are underserved consumers looking to enter the digital ecosystem, there are innovators big (and, in some cases, very big ) and small looking to serve them. But where there are new opportunities for access or speed, fraudsters and cybercriminals are sure to follow.
PYMNTS
DECEMBER 11, 2019
The company does not look at traditional credit scores when deciding on loan eligibility, instead using different information like payment data, which helps to keep the company’s costs at a manageable level. “We Qwil can send its payments to 140 countries and do so in all the major currencies, the company said. .
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