Clearly Payments

OCTOBER 31, 2024

The economy today is tech-driven and payment methods are a key part of that paradigm. From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. They remain a staple payment method globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Bank Automation

JANUARY 10, 2025

The Clearing House and Federal Reserve publicize the adoption of their payments rails, Real Time Payments and FedNow, by posting on their websites which financial institutions are live on their networks offering something of a roadmap for fraudsters to take advantage of newly onboarded FIs.

FedNow 52

FedNow RTP Federal Reserve Real Time Payments 52

Bank Automation

JANUARY 30, 2025

Business clients are demanding instant payment services from their financial services providers as they look to streamline payment processes.

RTP 59

RTP FedNow Federal Reserve Instant Payments 59

Fintech Finance

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients. real-time payments the company is processing. Payments are settled immediately, regardless of time of day.

Real Time Payments 69

Real Time Payments RTP ISO 20022 Transaction Limits 69

Payments Dive

JULY 16, 2024

The Federal Reserve’s nascent instant payments system has collected hundreds of bank participants across the country in its first year of operations, although a few major banks are holdouts.

Participant 217

Participant RTP FedNow Federal Reserve 217

Bank Automation

JANUARY 9, 2025

The Clearing House Real Time Payments network grew 94% year over year on a dollar basis in 2024 as it continued to benefit from the Federal Reserves marketing of FedNow. 8 […] The post RTP payment volume up 94% in 2024 appeared first on Bank Automation News.

RTP 52

RTP Volume TCH FedNow 52

Fintech Finance

JUNE 12, 2025

inDrive, a global mobility and urban services platform operating across 48 countries, has introduced seamless Pix via Open Finance payments for its ride-hailing and delivery services in Brazil. The feature marks the company’s first fully integrated peer-to-peer payment solution at a global level.

RTP 93

RTP Payments Real Time Payments Finance 93

Fintech Finance

NOVEMBER 12, 2024

The RTP® network, the largest instant payments system in the United States operated by The Clearing House , now averages over 1 million payments per day. The RTP network also set single day records of 1.46 In October, the RTP network experienced a record 31.7 In October, the RTP network experienced a record 31.7

RTP 97

RTP Instant Payments Real Time Payments Payments 97

Tom Groenfeldt

DECEMBER 6, 2018

Banks don't want to make the big investments that new payment systems require without some solid business case. But looking for ROI in the fast-moving world of payments can delay projects and leave a bank behind the competition.

Real Time Payments 177

Real Time Payments RTP Payments 177

Trade Credit & Liquidity Management

JUNE 24, 2025

The Clearing House raised the real-time payments (RTP) transaction limit from $1 million to $10 million in February 2025. real-time payments processed for corporate clients. The bank is among the first to allow corporate clients to send payments up to the new $10 million limit, driving new business-to-business (B2B) use cases.

Real Time Payments 52

Real Time Payments B2B RTP Volume 52

The Fintech Times

MARCH 31, 2025

UK banks need to focus on building confidence in the security of real-time payments, global analytics software leader FICO has urged following its latest international survey. According to the FICO survey, three-quarters of consumers in the UK say they have sent (79 per cent) and received (73 per cent) real-time payments (RTP).

Real Time Payments 64

Real Time Payments RTP Consumer Scams 64

Finextra

APRIL 4, 2024

Consumers and businesses took advantage of instant payments through The Clearing House RTP network, which resulted in numerous records set in the first quarter of 2024.

RTP 116

RTP Instant Payments Payments Consumer 116

Bank Automation

JUNE 26, 2025

The Clearing House has implemented revised rules for “on-behalf-of” payments on its Real Time Payments network. On-behalf-of (OBO) payments are payments on the Real Time Payments (RTP) network. These transactions are originated by a sender to make a payment on behalf of another person. “The

Rules 59

Rules RTP Real Time Payments Origination 59

Fintech Finance

JULY 10, 2024

Consumers and businesses sent $1 billion in instant payments on June 28 over the RTP® network, a single day record for the largest instant payments system in the United States, operated by The Clearing House. RTP Network Records: Second Quarter 2024 Single Day Value: $1.1

RTP 96

RTP Instant Payments Credit Union Volume 96

Faster Payments Council

SEPTEMBER 6, 2024

Is your financial institution fully harnessing the potential of RTP® and FedNow® to drive growth? While 'receive-only' instant payments is a significant step forward, the true transformative power lies in actively sending payments. Catering to corporate customers as the primary revenue source for instant payments.

Instant Payments 128

Instant Payments RTP FedNow ISO 20022 128

Finextra

JULY 10, 2024

Consumers and businesses sent $1 billion in instant payments on June 28 over the RTP® network, a single day record for the largest instant payments system in the United States, operated by The Clearing House.

RTP 111

RTP Instant Payments Consumer Payments 111

Faster Payments Council

AUGUST 23, 2024

Is your financial institution fully harnessing the potential of RTP® and FedNow® to drive growth? While 'receive-only' instant payments is a significant step forward, the true transformative power lies in actively sending payments. Catering to corporate customers as the primary revenue source for instant payments.

Instant Payments 128

Instant Payments RTP FedNow ISO 20022 128

Bank Automation

DECEMBER 2, 2024

The Clearing House continues to scale its operations with its Real Time Payments network clearing $500 billion at the end of November. The instant payments rail, launched seven years […] The post The Clearing House’s RTP clears $500B appeared first on Bank Automation News.

RTP 59

RTP Real Time Payments Instant Payments Payment Networks 59

Fintech Finance

JULY 30, 2024

AppBrilliance , a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US. This represents a clear opportunity for expanding payment solutions in the U.S.

RTP 98

RTP FedNow RFP Payment APIs and Integration 98

Fintech Finance

DECEMBER 5, 2024

The Clearing House , the operator of the RTP® network, the largest instant payments system in the United States, will raise the individual transaction limit to $10 million. The RTP transaction limit has been $1 million since April 2022, when the limit was increased from $100,000. million transactions valued at $25.7

Transaction Limits 98

Transaction Limits RTP Transactions Instant Payments 98

Faster Payments Council

AUGUST 16, 2024

Is your financial institution fully harnessing the potential of RTP® and FedNow® to drive growth? While 'receive-only' instant payments is a significant step forward, the true transformative power lies in actively sending payments. The stakes are certainly high. It's time to lead the charge.

FedNow 125

FedNow Instant Payments RTP ISO 20022 125

PYMNTS

SEPTEMBER 15, 2020

Postal Service have added yet another hurdle to the payment method, which can affect everything from accounts payable (AP) to payroll to insurance disbursements. With payment innovators looking to migrate B2B payments away from paper, a growing number of payment rails and technologies are helping to ease the pain of the shift.

RTP 105

RTP Blockchain Distributed Ledger Technology (DLT) Cross-Border 105

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing. The report also reveals significant concerns around fraud.

RTP 45

RTP FedNow Instant Payments Payee 45

Trade Credit & Liquidity Management

JUNE 12, 2025

From a Press Release dated June 9, 2025, Fort Lee, NJ Cross River Bank has launched its Request for Payment (RfP) solution, a new feature designed to enable secure, real-time inbound payments via the RTP® (Real-Time Payments) network.

Request for Payment 52

Request for Payment RFP Same Day ACH RTP 52

Tom Groenfeldt

JUNE 19, 2019

The North Carolina Fintech Hub and The Clearing House invited banks and fintech firms to develop innovative solutions using the TCH real-time payments (RTP) network.

Real Time Payments 176

Real Time Payments TCH RTP Payments 176

PYMNTS

JUNE 21, 2020

Virginia’s Chesapeake Bank has joined The Clearing House’s Real-Time Payments (RTP) network, showing that smaller community banks have joined the new trend of enabling instantaneous payments and receipts for customers, a press release said. The move will also allow the bank to access advanced messaging capabilities.

RTP 89

RTP Real Time Payments Community Banks Faster Payments 89

Faster Payments Council

MAY 17, 2021

Introduction on RTP and its adoption around the world. While real-time payments (RTP) was previously considered an infrastructure luxury, it has now become a common method of payment in many parts of the world. This adoption has changed the payments landscape. This adoption has changed the payments landscape.

RTP 88

RTP G2C C2B Use Case 88

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. Businesses Ready To Jump Into RTP. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. This week, the U.S.

RTP 101

RTP Phixius FPC NACHA 101

PYMNTS

AUGUST 10, 2020

You’d be forgiven for thinking that faster payments might be the purview of the U.S. Federal Reserve, where details (a roadmap, really) of FedNow , the proposed instant payment system, were released earlier this month. In other cases, stimulus payments were commingled with tax refunds, and were subject to garnishment.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Payments Dive

JUNE 12, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. About three in ten drivers (28%) said they couldn’t pay tolls with their desired payment method. PayNearMe has been enhancing its own payment capabilities.

Digital Payments 88

Digital Payments Payments Privacy Push-to-Card 88

Payments Dive

JUNE 12, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. Dive Insight: The bill, if it moves forward in Congress, would represent one of the first formal federal efforts to combat payments fraud.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Fintech Finance

JUNE 25, 2024

(“Finzly”), a leader in innovative payment and financial solutions, today announced a partnership with Frost Bank , a subsidiary of Cullen/Frost Bankers, Inc. headquartered in Texas, to deliver instant payments capabilities to the banks global business and consumer customers through the Federal Reserve’s FedNow® and The Clearing House’s RTP®.

FedNow 93

FedNow RTP Instant Payments Payment APIs and Integration 93

Fintech Finance

FEBRUARY 13, 2025

Powered by timely and large-scale payments data from multiple financial institutions, TRACE provides holistic intelligence beyond an individual financial institutions siloed view, enabling tracing of financial crime across a payments network. Oftentimes, investigations take weeks to complete.

Money Laundering 75

Money Laundering Financial Crimes Crime Visa 75

Finextra

JULY 1, 2025

Joining the FinextraTV studio at EBAday 2025 in Paris, Daniel Stanton, Global Head of Transactional FX, Cross-Border RTP & Clearing at Bank of America, explained why we can be optimistic about the global banking and payments landscape.

Instant Payments 52

Instant Payments RTP Cross-Border Interoperability 52

PYMNTS

DECEMBER 24, 2020

It was a year in which consumers learned about new payment options and adopted them at a dramatic rate. As the year closes, PYMNTS calls out six payment methods that gained traction and attention, including a take from key executives in each category. Buy Now, Pay Later. It was the year when no one wanted to touch anything.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

Bank Automation

NOVEMBER 30, 2023

Financial institutions may consider which payment rails to integrate — whether RTP or FedNow — but the right answer might be both. “I recommend to financial institutions that if they’re going to just receive, do both rails,” Jeff Bucher, senior product manager for money movement solutions at Alkami Technology, tells Bank Automation News on […] (..)

RTP 80

RTP FedNow Automation Product 80

Payments Dive

JANUARY 10, 2025

The high-speed payments system operated by The Clearing House also saw the value of transactions nearly double last year over 2023.

RTP 97

RTP Payments Transactions 97