Stax

MAY 13, 2025

These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems. POS system – A combination of hardware and software that lets you accept in person payments and process sales on-site.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

MARCH 14, 2025

From the cardholder to the merchant, and all the way through the financial institutions and payment processors, each participant brings something essential to the table. Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

OCTOBER 21, 2024

Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. Merchants can end up paying high fees if they have many non-qualified transactions and payment processors may even abruptly change their classification criteria. Don’t believe it? Here are the numbers to prove it.

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

Clearly Payments

NOVEMBER 23, 2024

They provide point-of-sale (POS) terminals, online payment gateways, and mobile payment solutions. These partnerships allow banks to focus on their core financial services while leveraging the technology and expertise of dedicated payment processors. Some partner with third-party providers to offer specialized services.

Credit Union 59

Credit Union Process Online and Mobile Banking Processors 59

Fintech Finance

FEBRUARY 19, 2025

Gain true flexibility Connect any point-of-sale (POS) device to multiple payment processors without being locked into a single provider. This partnership seeks to give businesses the flexibility to: Unify their payments Manage in-person and digital transactions seamlessly.

Point-of-Sale (POS) 72

Point-of-Sale (POS) Digital Payments Payments Reconciliation 72

Stax

JULY 7, 2025

All of these steps are made easy by a surcharge-compliant credit card processor like CardX by Stax. Payment processor fees: Payment processors, such as merchant service providers or independent sales organizations, facilitate credit card transactions.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

Clearly Payments

APRIL 17, 2025

In payments, it involves checking your internal recordssuch as your accounting or sales dataagainst records from other sources, like banks, payment processors , credit card companies, or financial institutions. At its core, reconciliation is a comparison process.

Reconciliation 52

Reconciliation Payment Reconciliation Processors Payments 52

Stax

NOVEMBER 21, 2024

The customer can make the credit payment physically by swipe, dip, or tap, depending on your point-of-sale (POS) system , which will capture the credit card details. Authorization The credit card details captured by your POS or online payment gateway will be sent to your payment processor.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 4, 2025

Talk to sales Understanding credit card payment integration Credit card payment integration is when a merchants point-of-sale system (for in-store sales) or website (for eCommerce sales) is integrated with a payment processor for seamless transactions. This makes the integration smoother.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

The Fintech Times

OCTOBER 30, 2024

MTB is a valued customer of ITC Consultants, the largest third-party payment processor in Bangladesh. ” Mutual Trust Bank currently boasts a network of 120 branches, 306 ATMs and over 4000 Point of Sales (POS) machines.

Payment Gateways 59

Payment Gateways Gateways Acquirers Point-of-Sale (POS) 59

EBizCharge

MARCH 11, 2025

By integrating a payment processor, companies can improve cash flow, reduce administrative burdens, and gain better visibility into payment activities. These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

JANUARY 21, 2025

Instead of juggling through different types of payment processors and platforms, a payment gateway allows you to accept multiple payment methods at once. Its a digital evolution of the conventional point-of-sale (POS) terminal. A physical POS terminal requires customers to insert, swipe, or tap their cards on the machine.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

EBizCharge

JUNE 19, 2025

Step 2: Notify Card Networks and Payment Processor The next step is notifying the card networks and your payment processor. You’ll also want to loop in your payment processor during this step. You’re required to post clear signage at the entrance of your business and at the point of sale.

Credit Cards 52

Credit Cards Debit Card Card Network Rules Processors 52

EBizCharge

DECEMBER 2, 2024

When used legally, the dual pricing approach can help businesses navigate the complexities of processing fees and empower consumers to make informed decisions at the point of sale (POS). Overall, cash discounting is a legal and effective way for businesses to maintain their bottom line while offering diverse payment methods.

Process 52

Process Credit Cards Legal Point-of-Sale (POS) 52

Clearly Payments

MARCH 31, 2025

Enterprises: Utilize integrated point-of-sale (POS) systems that connect with inventory, customer data, and analytics tools. However, this transition has led to higher costs, prompting calls for reduced fees and more transparent contracts from payment processors.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

EBizCharge

JULY 3, 2025

That includes everything from your payment processor to your point-of-sale system, gateway software, and even fraud protection tools. Some processors also tack on minimum processing fees if your volume doesn’t hit a certain threshold. These fees often feel invisible until you add them up at the end of the month.

Process 52

Process Credit Cards Payment APIs and Integration Processors 52

Stax

JANUARY 21, 2025

Any merchant who transacts in the offline world (like brick-and-mortar stores or even mobile businesses) needs a modern point-of-sale (POS) system. The right solution will enable you to ring up sales with ease, as well as manage the various components of your business. contactless and mobile payments).

Point-of-Sale (POS) 88

Point-of-Sale (POS) Small Business Credit Cards Process 88

EBizCharge

JUNE 23, 2025

Getting the rules wrong can expose your business to legal penalties and fines from your payment processor. Your payment solution or payment processor should be able to help you stay updated. Consulting legal guidance or a knowledgeable payment processor can help you interpret these state-specific nuances.

Credit Cards 52

Credit Cards Legal Card Network Rules Point-of-Sale (POS) 52

EBizCharge

JANUARY 21, 2025

Virtual terminals are revolutionizing how companies manage transactions, eliminating the need for physical systems or point-of-sale (POS) systems. Thankfully, top-rated payment processors like EBizCharge offer a robust virtual terminal solution.

Credit Cards 52

Credit Cards Encryption ACH Process 52

The Fintech Times

NOVEMBER 12, 2024

PayRetailers, the payment processor for Latin America and Africa, appoints Patrick Lemay as head of corporate development. This collaboration empowers merchants to offer flexible, Sharia compliant payment solutions at the point of sale (POS).

FinTech 64

FinTech Point-of-Sale (POS) Non-Bank Embedded Finance 64

Finextra

JUNE 21, 2025

Born as a small merchant processor in the late 1990s, Shift4 has rapidly evolved into a global “ commerce technology ” player powering payments for over 200,000 businesses today. Its story matters now because Shift4 is at an inflection point: after years of hyper growth, strategic acquisitions, and expanding beyond its U.S.

Payment APIs and Integration 52

Payment APIs and Integration Point-of-Sale (POS) Origination Authorization 52

Stax

MARCH 27, 2025

Clients only need to swipe a card at your point-of-sale (POS) terminal or enter their bank account number into your website (Initiation). Regardless of whether you choose EFT, ACH, or both, working with a payment processor is important. EFT reduces friction in the customer journey.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

EBizCharge

JUNE 24, 2025

First, your point-of-sale (POS) system must be able to apply a separate surcharge line item only to credit card transactions. Many POS systems don’t handle credit card surcharging out of the box. Your payment processor or gateway must support configurable surcharges and distinguish between card types.

Credit Cards 52

Credit Cards Payments Debit Card Processors 52

Stax

APRIL 17, 2025

Thats why weve compiled this guide to help you understand how POS systems work, the key features to look for, and how to choose and implement the right software for your retail store. TL;DR A point-of-sale (POS) system is a combination of software and hardware used by businesses to facilitate in-store sales.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

EBizCharge

JUNE 16, 2025

Point-of-sale (POS) systems are physical or digital payment infrastructures that enable enterprise businesses to facilitate and manage in-person or online transactions. When payment processors and gateways are combined, businesses save time and resources.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

Fintech Finance

APRIL 2, 2025

Its open and agnostic nature allows easy integration with point-of-sale (POS) and payment processing systems without requiring costly replacements. FreedomPays open and agnostic platform integrates with thousands of systems, including POS, property management systems (PMS), kiosks, web, and mobile platforms.

Point-of-Sale (POS) 52

Point-of-Sale (POS) Database Payment Solutions Processors 52

EBizCharge

JUNE 12, 2025

Merchant accounts must be configured with online payment gateways or physical terminals/ point-of-sale (POS) systems to process transactions and often include value-added features such as customizable payment solutions and tools for managing accounts receivable (AR).

Process 52

Process Accounts Payment Gateways Gateways 52

The Payments Association

JULY 15, 2025

This reflects the growing influence of fintech companies, payment processors, and alternative financial service providers in shaping industry perspectives on financial crime prevention.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

EBizCharge

MAY 5, 2025

Each time a customer uses a card to make a purchase, the business must pay a small fee to its payment processor. These fees are typically a percentage of total sales volume or per-transaction charges. Evaluate payment processors offering zero cost options. to cover operating costs and any infrastructure or maintenance needs.

Credit Cards 52

Credit Cards Small Business Process ACH 52

EBizCharge

JANUARY 6, 2025

Choose the right payment processing solution Many payment processors provide features specifically designed to facilitate cash discounting programs, making it easier for businesses to implement this cost-saving strategy. Upgrade your technology Ensure your point-of-sale (POS) system is equipped to handle dual pricing for smooth transactions.

Legal 52

Legal Adjustments Assessments Compliance 52

Stax

OCTOBER 14, 2024

Hunting for a payment processor provider for your business shouldn’t be one of those things. Knowing what to look for and what to avoid can help take the fear out of finding the right payment processor , making the decision a lot easier. Understand the difficulties you may face with a processor’s pricing or support.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

Clearly Payments

OCTOBER 10, 2024

Merchants leverage their payment processors to implement loyalty programs that track customer spending, reward purchases, and incentivize repeat business. Coalition Loyalty Programs Coalition loyalty programs are shared between multiple merchants, allowing consumers to earn and redeem points across a network of participating businesses.

Processors 105

Processors Payments Credit Cards Point-of-Sale (POS) 105

VISTA InfoSec

MAY 12, 2024

Given this recent wave of cyberattacks, all small businesses must do their part to secure their Point of Sale (POS) systems from unauthorized parties. To keep your business secure, only engage with payment processors and vendors that comply with PCI DSS.

PCI DSS 277

PCI DSS Security Compromise Best Practices 277

Payments Dive

OCTOBER 24, 2017

Transaction Network Services (TNS) has signed a new significant deal with one of the leading processors in the US to support the deployment and management of wireless point-of-sale (POS) terminals via its flexible TNSPay Mobile SIM solution.

Processors 60

Processors Point-of-Sale (POS) ISOs Agreements 60

Fintech Finance

JUNE 13, 2024

The new office, strategically located at Thuraya Telecommunications Tower, marks a significant milestone in Paytiko’s journey to better serve merchants and collaborate with payment processors in the Middle East. The office, situated at Floor 12 – 35WF+Q99 – Thuraya Telecommunications Tower, P.O.

Processors 98

Processors Point-of-Sale (POS) Participant FinTech 98

PYMNTS

APRIL 10, 2019

Mobile point-of-sale (mPOS) terminals that are enabled for contactless have to meet certain specifications to gain EMVCo 3.0 Fifteen percent of in-store, point-of-sale (POS) transactions are expected to be made through contactless payments by 2020, according to the latest PYMNTS mPOS Tracker.

Contactless Payments 103

Contactless Payments Point-of-Sale (POS) Debit Card Payments 103

Clearly Payments

DECEMBER 5, 2023

This comprehensive guide aims to unravel the complexities and distinctions among three primary types of payment processors: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. These accounts offer more control over the payment process and reduce the collective risk associated with shared merchant accounts.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52