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Navigating AML obligations in the age of virtual IBANs

The Payments Association

Since vIBANs are often treated as extensions of master accounts rather than independent relationships, firms fail to apply appropriate risk assessment frameworks. This weakens transaction monitoring, particularly in scenarios involving third-party involvement or high-risk jurisdictions.

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DECTA: Improving Payment Acceptance Rates for Urbo Bank and Through New EMV 3DS Certification

The Fintech Times

These include: Improved acceptance rates: Advanced risk assessment capabilities result in fewer declined transactions, increasing successful payment completions and boosting revenue.

EMV 59
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Understanding Risk Management Strategies as a PayFac

Stax

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

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Deep Dive: How Gift Cards Become Grift Cards For QSRs

PYMNTS

QSRs can also lower the transaction limits for their gift cards, disincentivizing cybercriminals from targeting them. Device risk assessment programs can determine whether these value checks are coming from a small number of devices, indicating that hackers could be using botnets to further their schemes.

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Best Online Gaming Payment Gateway: Secure Payment Solutions for Gamers

Segpay

Configure Payment Settings Adjust payment preferences within your gaming platform, including supported currencies, transaction limits, subscription models, and payout options to match your business strategy. Fraud Prevention & Compliance Fraudulent transactions increase operational costs and financial risks.

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UK consumer payment trends 2025: Insights from the latest behaviour survey

The Payments Association

Building confidence through clear messaging around transaction limits, fail-safes, and offline functionality will be key to driving adoption. Biometric authentication, device-level risk, and the transmission of payment credentials via third-party ecosystems (e.g. From a compliance standpoint, wearables raise unique challenges.

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AI-powered Compliance in Fintech: Smarter, Faster, More Accurate

Fintech Review

AI models can monitor live data feeds and adjust risk assessments dynamically. Instead of relying on static, outdated risk models, fintechs can score customers and transactions in real time.