The Fintech Times

MAY 3, 2025

Cross River and Aion have previously partnered to enable instant payments domestically via RTP and FedNow, as well as traditional methods such as ACH, same-day ACH and Wires. Cross River also provides business banking accounts through Aion, including a High-Yield Business Account.

International Payments

Finextra

JULY 23, 2025

ACH Isnt Dead—Its Evolving Despite predictions of its demise, the ACH Network processed 33.6 The continued growth of Same-Day ACH settlements shows businesses want faster options while maintaining the cost-effectiveness and reliability that made ACH the backbone of B2B payments.

Real Time Payments

PYMNTS

MAY 7, 2018

With Same-Day ACH now a reality in the U.S., In its analysis of the Same-Day ACH rollout, NACHA found no evidence that it led to an increase in fraud attempts or successful breaches. That doesn’t mean that fraud linked to ACH transactions is nonexistent, however. False Sense of Protection.

Same Day ACH

PYMNTS

SEPTEMBER 9, 2016

With the Same Day ACH rollout coming in just two weeks and other faster payments initiatives taking off, financial institutions are taking significant steps to ensure the transition to a faster processing environment, including improving their payment security platforms to keep fraudsters at bay. Impact On Same Day ACH Rollout.

Same Day ACH

FICO

MARCH 27, 2017

Today could be that day. Are banks truly ready for same-day ACH? Between the Same Day ACH initiative launch on September 23, 2016 and December 31, 2016, there were more than 13 million same-day ACH transactions. Remember the ApplePay authentication fiasco ?). How to fight back.

Same Day ACH

Stax

JUNE 27, 2024

If you’ve been accepting and using electronic payments in your business, you’ve probably come across two of the most popular terms in the digital payments scene— automated clearing house (ACH) and wire transfer. International wire transfers can take up to 7-10 days Costs and fees Around 1% of the payment amount.

Wire Transfer

PYMNTS

NOVEMBER 5, 2018

“Governments, financial institutions, businesses and consumers are all reaping the benefits the ACH Network provides,” Larimer said in a statement. More people than ever are benefitting from Same Day ACH. ACH may be the most popular ePayments rail option for B2B transactions in the U.S. In all, more than 3.3

Small Business

Nanonets

SEPTEMBER 8, 2023

Ach and Wire are two of the most popular ways of money transfer in the United States. First, let's delve into the mechanics of ACH and Wire transfers, followed by an exploration of their distinctions, guidance tailored for small businesses, and concluding with instructions on establishing ACH and Wire processes.

Wire Transfer

PYMNTS

JANUARY 15, 2018

The company rolled out its corporate payments solution that enables businesses to send money to more than 220 countries, a more automated and affordable alternative to bank wires, the company said. 6 percent: the portion of same-day ACH volume that constituted B2B payments during the first 11 days of NACHA’s launch of the service.

API

Nanonets

MARCH 24, 2023

NACHA certification – This certification serves as a trust signal to your customers, indicating that your business adheres to the rules of the ACH network. Guidelines for same-day ACH – The rising usage of ACH has resulted in a same-day payment alternative (which is pretty fast as far as business payments are concerned!).

Wires

Payment Savvy

MAY 16, 2023

However, there are factors that can impact the transfer time: The time of day for the transfer The bank’s processing schedule Network transaction volume Additionally, ACH transfers only occur on business days, so weekends and holidays can also affect the processing time.

ACH

PYMNTS

APRIL 22, 2020

Traditional ACH takes a few days to process, meaning it simply wouldn’t feasible for a company to run payroll and push out wages every day, even if it wanted to. kicked off its Same Day ACH functionality, which Ross said became a major launching pad for capabilities to offer early wage access solutions.

Payroll

PYMNTS

FEBRUARY 21, 2017

As for the Same Day ACH initiative launched late last year, the executive noted that employers can complete critical deposits, such as payroll, done without errors or delays.

Faster Payments

PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Same Day ACH and the card rails – both of which allow for money to move fast into consumer and business bank accounts for every consumer with a debit product.

Faster Payments

Stax

APRIL 23, 2024

When a business owner chooses ACH debit, they don’t have to fill out paperwork for every payment, change, or adjustment to their business. Most ACH deposits are completed within 1-3 business days. Employers can also opt for same-day ACH transfers for the quickest bank-to-bank transactions.

ACH

PYMNTS

FEBRUARY 11, 2019

NACHA and Same Day ACH debuted EXACT DATE to enable same-day settlements through three settlement windows, and are currently exploring options to extend that availability on weekends and holidays. Now, we have checks, we have wires, we have ACH.

Faster Payments

PYMNTS

OCTOBER 21, 2019

Options for payment methods will include real-time payment (RTP), same day ACH or next day ACH, with PNC planning to incorporate a wire transfer option in the first quarter of next year.

Faster Payments

PYMNTS

APRIL 30, 2020

. “On the government side, I feel they have been even more successful at implementing ACH, whether it be G2B or B2G payments,” than the private sector, he said. But as innovation targeting the ACH network accelerates, there will continue to be challenges ahead for the public sectors.

Innovation

PYMNTS

OCTOBER 8, 2018

Those payments are made largely over rails that have been in place for decades: the bank, ACH and wire rails and via a payment method that has existed for centuries — the good, old-fashioned paper check. ACH rails now settle same-day, three times a day.

B2B

PYMNTS

JUNE 18, 2019

The rollout of Same Day ACH several years ago served to kick-start the process.”. It has the ability to replace not only checks, but cash, wire and ACH.”. She added, “The regulatory environment is different in the U.S. RTP And RFP. Cheney maintained that “the sky is the limit with RTP. …

RTP

PYMNTS

MARCH 30, 2018

According to NACHA statistics on Same Day ACH, nearly 2 million debits were made in just the first 11 days of service, accounting for a combined $1.5 When it comes to faster payments, B2B payments aren’t necessarily chomping at the bit for the capability. billion in funds.

Payroll

PYMNTS

OCTOBER 2, 2019

How is this different than a wire? There are many “flavors of fast” across interoperable systems, like Same Day ACH transactions, real-time payments and several daily settlement windows available from the FED. “For those who are aware of faster payments, there’s all sorts of confusion.

C2B

PYMNTS

MAY 3, 2017

NACHA may have assured some banks that Same Day ACH hasn’t led to an increase in payments fraud, but concerns remain widespread about how the initiative and other faster payments efforts will reduce the window of opportunity for FIs to detect and prevent an incident. Business Email Compromise is just one pain point,” she noted.

Faster Payments

PYMNTS

DECEMBER 4, 2019

Another service provider looking to bypass existing rails in favor of blockchain is Diamante, whose corporate payment services aim to address the cross-border B2B payments friction of traditional wires. The Diamante Consortium is developing a new B2B corporate payments network to support faster cross-border business payments using blockchain.

B2B

PYMNTS

OCTOBER 8, 2019

AP technologies can also issue payments rapidly, whether through wire transfers, push-to-card offerings, digital wallets or even blockchain. Many businesses cling to traditional payment methods like paper checks, even while faster and more modern alternatives, such as digital wallets and Same Day ACH, are available to them.

Automation

Payment Savvy

DECEMBER 11, 2023

Even when fees are applicable, they are typically lower than those associated with wire transfers. ACH transfers provide a cost-effective solution, particularly for domestic transactions. What Are The Drawbacks of ACH Transfers? What Is The Difference Between Wire Transfers and ACH Transfers?

ACH

PYMNTS

JUNE 12, 2019

Among these new services, the top focus is real-time payments (55 percent), followed by same-day ACH (44 percent) and blockchain-based networks (35 percent), according to Bottomline Technologies’ 2019 B2B Payments Survey. Wire transfers can be steered toward fraudsters’ bank accounts.

Accounts

PYMNTS

SEPTEMBER 19, 2019

Among these new services, the top focus is real-time payments (55 percent), followed by same-day ACH (44 percent). If you look at checks, ACH, wires or card-based payments, we in the industry were heavily focused on delivering solutions for the buy-side, which I think is critical,” Phalen said.

B2B

Nanonets

SEPTEMBER 28, 2023

There are a few different types of B2B payment solutions like Wire, ACH, Cheques, Credit Cards,  or Digital Payment methods. There are a number of different B2B payment solutions available, including wire transfers, ACH payments, cheques, credit cards, and digital payment methods.

B2B

Nanonets

SEPTEMBER 28, 2023

There are a few different types of B2B payment solutions like Wire, ACH, Cheques, Credit Cards,  or Digital Payment methods. There are a number of different B2B payment solutions available, including wire transfers, ACH payments, cheques, credit cards, and digital payment methods.

B2B

PYMNTS

JANUARY 9, 2019

“Wire transfer fraud is of particular concern for corporate treasury,” the company wrote. In the case of Same Day ACH in the U.S., NACHA found that, in the first 11 days that the service went live in 2017, only 6 percent of the 2 million transactions made were B2B transactions.

Faster Payments

PYMNTS

SEPTEMBER 8, 2016

Same Day ACH is on the cusp of entering the market, blockchain startups are making their visions a reality with bank partners and the financial services industry as a whole, it seems, is ready to make payments faster and more digital. But in B2B payments, are corporates ready to participate in this new ecosystem?

Same Day ACH

Center for Payments

FEBRUARY 14, 2023

As Direct Members of Nacha, the Payments Associations are specially recognized and licensed providers of ACH education, publications, and support. The Payments Associations also support their members’ participation and accreditation in other payments channels including check, wire, card, RTP®, FedNow SM , and other emerging solutions.

Professional Development

PYMNTS

JUNE 18, 2019

to fully embrace real-time payments for both B2B and B2C activity,” Bottomline Technologies Vice President of Product Management and Strategic Solutions Jessica Cheney told PYMNTS in a recent interview , pointing to the previous rollout of Same-Day ACH and an acceleration of FinTech innovation in the country.

RTP

Payment Savvy

SEPTEMBER 5, 2024

If an ACH deposit is started on a Friday or just before a holiday, you might not see the funds until the next business day. Some banks offer same-day ACH deposits, but this isn’t always guaranteed. While it’s not instant like a wire transfer, it’s still much quicker than waiting for a check to clear.

ACH

PYMNTS

NOVEMBER 1, 2017

Mastercard came out ahead of Wall Street’s forecasts when its Q3 earnings report hit the wires before the markets opened yesterday – notching a beat on both earnings and revenue, with significant growth in transaction volume and global market share. Banga also praised Mastercard’s same-day ACH system that is now up and running in the U.K.

Visa

PYMNTS

JULY 28, 2016

Another big confusion point for ISO 20022 is its application to ACH – and now Same Day ACH. Estep makes it clear that the concept of Same Day ACH needs to be separated from ISO. “We’ve been working with the industry to develop tools and solutions that allow ACH users today in the U.S.

ISO 20022