Finextra

JULY 13, 2025

Fast settlement: Typical wire transfers take 3–5 days; stablecoins settle in minutes or less. For South and Southeast Asia, where remittances are a major economic lifeline, these digital assets offer a compelling solution to long-standing challenges: high costs, delays, currency volatility, and limited financial access.

Stablecoins 98

Stablecoins Cross-Border Volume Wire Transfer 98

Finextra

JULY 9, 2025

Real-time settlement across jurisdictions reduces reliance on intermediaries, slashes fees, and strengthens trust. How Real-Time Payments Are Transforming Cross-Border Business Real-time payments are revolutionizing cross-border transactions with instant settlements, better transparency, and reduced costs.

Real Time Payments 52

Real Time Payments Cross-Border ISO 20022 Transactions 52

Finovate

DECEMBER 17, 2024

That’s because they are both instant and inexpensive, unlike payments made via traditional payments rails such as SWIFT. The company integrates with established banking networks like SWIFT and SEPA to provide real-time settlement and the ability to operate outside of standard banking hours.

Stablecoins 59

Stablecoins Cross-Border Payments SWIFT Cross-Border 59

Finovate

FEBRUARY 20, 2025

Finzly’s Fedwire solution provides instant settlement, real-time visibility, and complete automation for Fedwire payments. Banks benefit from not only faster settlements, streamlined payments, and automation of key tasks, but also from the ability to seamlessly support multiple cores.

FedWire 114

FedWire ISO 20022 ISOs Payment APIs and Integration 114

Finovate

NOVEMBER 6, 2024

BitPay Send can be used for a number of different payment operations including payroll, customer cash-outs, contractor payments, rewards, and settlements with marketplace sellers. Swift, UBS, and Chainlink conclude blockchain pilot That’s a wrap!

Blockchain 64

Blockchain Cryptocurrency SWIFT Payments 64

The Fintech Times

JULY 1, 2025

The African Export-Import Bank (Afreximbank), has teamed up with the Pan-African Payment and Settlement System (PAPSS) and Mercury Payment Services (MPS) to launch the first pan-African card scheme, with a plan to reclaim the continent’s financial autonomy. “PAPSSCARD changes that.

Financial Inclusion 72

Financial Inclusion Compromise SWIFT Economy 72

The Fintech Times

MAY 10, 2025

“Blockchain presents opportunities in areas such as tokenised assets and real-time settlement, particularly in private markets. We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the use case.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

The Payments Association

NOVEMBER 18, 2024

As fintechs’ superior payment solutions lure away more merchants, banks stand to lose processing revenue and all-important settlement deposits. However, as the fintechs and PSPs continue to capture more of the merchant relationships, the banks’ supply of settlement deposits is diminishing.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Clearly Payments

OCTOBER 31, 2024

Wholesale CBDCs focus on interbank settlements, enhancing security and efficiency in large transactions between financial institutions. Wholesale CBDCs : There are two types of CBDCs: Retail CBDCs are designed for use by the general public, providing an alternative to cash.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech News

JULY 22, 2025

Others, including the Bank for International Settlements, warn that they’re built on shaky ground. BIS Said Stablecoins Failed Three Tests The Bank for International Settlements has laid out three fundamental tests that any form of money must meet to be part of the mainstream financial system, which are singleness, elasticity, and integrity.

Stablecoins 80

Stablecoins Settlement Visa Bitcoin 80

Fintech News

MAY 29, 2025

The platform integrates multiple payment types, including Swift cross-border payments, real-time gross settlement systems like Target2, and SEPA Instant payment networks such as RT1 and TIPS. ACI said additional capabilities will be added over time.

Payment APIs and Integration 64

Payment APIs and Integration Federal Reserve Cross-Border Payments SWIFT 64

Stax

JANUARY 21, 2025

This is known as the settlement time. High-risk businesses often have longer processing and settlement periods than low-risk merchants, so have that in mind too. Optional add-ons include ACH processing, next-day settlement, and customer branding. The best thing is that you dont have to pay for anything you dont need.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech Finance

JULY 9, 2025

. “With instant payments now a regulatory necessity, financial institutions are actively looking for scalable and cost-efficient solutions that ensure seamless compliance and real-time payment readiness,” said Kai Marzenell , Director, Swift Product Management at Broadridge.

Instant Payments 52

Instant Payments Compliance Regulations Real Time Payments 52

Payments Dive

JUNE 20, 2025

Tensec, like other cross-border fintechs, says it’s “ targeting the massive cross-border payments infrastructure that still runs on 40-year-old SWIFT technology.” “We’re flipping the model by empowering global trading companies to deliver these services directly to their partners—making global commerce faster, cheaper and more accessible.”

Cross-Border Payments 88

Cross-Border Payments Cross-Border Privacy Settlement 88

The Fintech Times

JULY 17, 2025

billion digital wallets, working with major partners like Swift and M-Pesa. Our network is designed to simplify the complexities of the wallet ecosystem by offering a unified framework for integration, transaction processing, and settlement across global wallets. TerraPay now connects over 155 countries and 3.7

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

Fintech Finance

MAY 27, 2025

These include Swift cross-border payments, RTGS payments including Target2, SEPA Instant RT1 and TIPS payments, with the addition of more capabilities planned. ” ACI will be showcasing Connetic at EBAday 2025 , Europe’s annual summit for the leading payments and transaction banking executives.

Payment APIs and Integration 59

Payment APIs and Integration Payments Federal Reserve Cross-Border Payments 59

Finovate

APRIL 17, 2025

This optimizes payment execution efficiency across multiple banking partners for Swift, SEPA, and UK Faster Payments. First, the deployment supports comprehensive banking integration coverage through a single platform. “We are proud to support a global currency expert like Argentex in their ongoing pursuit of efficiency and innovation.”

Risk Management 59

Risk Management Risk Multi-Currency Reconciliation 59

Fintech News

JUNE 16, 2025

Its expertise is built on experience supporting leading banks and integrating with major payment networks, including Swift and Visa, with Thunes expected to follow soon. This removes layers of fees and reduces settlement time. What is Project Nexus, and how does it address today’s cross-border payment challenges?

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82

The Fintech Times

JUNE 23, 2025

This move marks the first time foreign direct partnerships have been made to facilitate clearing and settlement services in Renminbi (RMB), the official Chinese currency, across borders. Cross-Border Interbank Payment System introduces the new service to support market entities conducting international trade settlements in yuan.

Cross-Border 45

Cross-Border Settlement Participant Cross-Border Payments 45

Fintech Finance

JULY 9, 2025

To support banks in accelerating their transition to real-time Swift payments ahead of the October 2025 European deadline, global fintech leader Broadridge Financial Solutions, Inc. NYSE:BR) has announced the significant market adoption of its service for connectivity, message processing and workflow management for instant payments.

Instant Payments 59

Instant Payments Compliance Regulations Real Time Payments 59

The Payments Association

JANUARY 21, 2025

Their price stability, especially when fiat-backed, is proving vital for remittances, settlement processes, and even everyday payments. dollar’s dominance in SWIFT transactions, remain critical for cross-border strategies, offering further opportunities to optimise international payment flows.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

APRIL 24, 2025

As part of the ongoing modernisation, it will migrate SEPA Credit Transfers, SEPA Direct Debits, TARGET2 and SWIFT from its legacy systems. With Vault Payments, Bpifrance meets the EU’s regulatory deadline to receive SEPA instant payments by January 9, 2025, ensuring compliance with the 24/7, 10-second settlement rule.

Instant Payments 59

Instant Payments ISO 20022 Payments SWIFT 59

Finextra

JUNE 29, 2025

Stablecoins will also help institutions better manage their currency exposures worldwide while providing instant and final settlement. This is evidenced by major banks and Card Companies beginning to offer stablecoins. External This content is provided by an external author without editing by Finextra.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Stablecoins Payments 52

Fintech Finance

MARCH 26, 2025

licensed digital bank offering a vertically integrated suite of traditional and digital asset banking and custody services, today announced its successful launch of its SWIFT code: ITTLPRS2XXX. The post FV Bank Announces Launch of SWIFT Services to Enhance Global Payment Capabilities appeared first on FF News | Fintech Finance.

SWIFT 64

SWIFT Global Payments Cross-Border Payments Cross-Border 64

Finextra

JULY 8, 2025

Mentioning CLS (continuous linked settlement) and Swift, Devaney describes the differences across initiatives while still emphasising the benefits of a fragmentation of offerings.

Interoperability 52

Interoperability Cross-Border Payments Cross-Border SWIFT 52

Finovate

JULY 2, 2025

Even though some banks have issued permissioned, institutional stablecoins, they are usually used internally for payment settlement, not open to the public, and are not tradable on public blockchains. Next, both can be used to enable payments and reduce settlement times.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

The Payments Association

JULY 18, 2025

Evaluate impact on systems architecture, including interoperability requirements, private-sector wallet development, and settlement linkages with RTGS and new ISO 20022 rails. Inadequate liquidity planning to support real-time settlement may lead to processing failures or financial penalties.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Payments Dive

JULY 11, 2025

That’s when banks are required to begin using the ISO 20022 standard for electronic payments they choose to send over that Fed real-time settlement rail. The new ISO standard links to payments systems run by different organizations, such as the Belgium-based international cooperative Swift, allowing them to better communicate with each other.

ISOs 218

ISOs ISO 20022 FedWire Federal Reserve 218

The Fintech Times

NOVEMBER 14, 2024

Launched in 2023, SSImple is a SaaS platform that facilitates compliance with expected FMSB and FCA requirements driven by T+1 settlement. Tippell most recently served as chief product officer at CLS Group , with roles also at Droit Financial Technologies, SWIFT and Markit Group.

FinTech 64

FinTech Non-Bank Settlement Laws 64

Fintech Finance

MAY 7, 2025

By settling payments of import duties directly and frictionlessly through HSBC TradePay, businesses can simultaneously access credit and complete payments, leading to more efficient settlement times and better visibility over cash flows.

ACH 81

ACH SWIFT Settlement Finance 81

Fintech Finance

APRIL 27, 2025

By providing compliant, instant settlement solutions through stablecoins, we aren’t merely addressing a pain point; we are creating new opportunities for accessing, paying for, and experiencing luxury services on a global scale. “The luxury aviation market is ready to be upgraded.

Finance 59

Finance Stablecoins Cross-Border SWIFT 59

Fintech Weekly

JUNE 5, 2025

The only other example I can recall that created such a sea change was when the SEC stopped granting preemptive waivers of the bad actor tag as part of settlements. It has created an incentive for defendants and targeted companies to play for time and that is the strategy that everyone is following now. In fact, the most critical battle.

Risk 78

Risk Legal Legal Framework Laws 78

The Fintech Times

MAY 31, 2025

Its established regional connectivity will enable Tribe to instantly access local payment schemes and domestic settlement rails in key markets such as Singapore, Malaysia, Vietnam, Indonesia, Australia and New Zealand. Its a hugely exciting moment for both companies.”

APACS 51

APACS FinTech Treasury Issuers 51

Finovate

JUNE 16, 2025

SmartStream Air can serve numerous insurance-specific use cases including premium collection and processing, commission payments, claims management, financial reporting, reinsurance settlements, policyholder refunds, investment account reconciliation, data validation, risk and reserve management, expense tracking, and fraud detection.

Reconciliation 64

Reconciliation Use Case Fraud Detection AI 64

Fintech News

SEPTEMBER 11, 2024

Swift, the global financial messaging network, is actively working to incorporate regulated digital assets and currencies onto its platform. Building on a series of successful experiments, Swift is advancing efforts to create practical solutions that will enable its members to transact seamlessly with digital assets.

SWIFT 145

SWIFT Multi-Currency CBDC Interoperability 145

Fintech News

AUGUST 8, 2024

In the dynamic financial landscape of the Asia-Pacific (APAC) region, private banks, asset managers, fund managers, and other capital market participants are increasingly recognising the pivotal role of Swift connectivity. As the industry evolves, adopting robust standards like ISO 20022 becomes crucial for driving these benefits.

ISO 20022 128

ISO 20022 APACS SWIFT ISOs 128

Fintech News

OCTOBER 20, 2024

Nium, a global payments infrastructure provider, announced that financial institutions can now connect to its real-time payments network using their existing Swift infrastructure. By utilising Swift MT and ISO 20022 messaging formats, Nium enables seamless connectivity for banks, facilitating quicker settlements and enhanced transparency.

Cross-Border Payments 137

Cross-Border Payments Cross-Border SWIFT ISO 20022 137