May, 2025

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BNPL users struggle with payments

Payments Dive

Nearly half of U.S. adults who have used buy now, pay later services experienced financial difficulties, such as overspending or missing a bill payment, according to a recent survey.

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PayPal launches contactless mobile wallet in Germany

Finextra

PayPal's long-running effort to crack the high street continues with the launch in Germany of a contactless mobile wallet that lets users pay instore and in instalments with a tap of their phone.

PayPal 131
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Cyber Threats Surge in India’s Financial Sector

Fintech News

Cyber threats have become an immediate and inescapable reality for Indias banking, financial services and insurance (BFSI) industry. In 2024, the sector witnessed a surge in the sophistication, scale, and diversity of cyberattacks, with phishing attacks, deepfakes and tech vulnerabilities emerging as key threat vectors and attack techniques, according to a new report by the Indian Computer Emergency Response Team (CERT-In), the Computer Security Incident Response Team in Finance sector (CSIRT-Fi

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“Better Than Cash”: PayPal Announces Plans to Revolutionize In-Store Payments in Germany

PayPal

Innovative and rewarding payment experiences coming soon in stores across Germany.

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A Roadmap For Modernization: How To Break Free From Your Monolith Before July 31, 2026

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Payment orchestration: Beyond transaction routing

The Payments Association

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). However, in todays increasingly complex digital commerce landscape, the scope of payment orchestration has expanded far beyond mere transaction routing.

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Credit Card Merchant Services: What to Look for (and What Most Businesses Miss)

Stax

Credit card merchant services are often viewed as a back-office function or necessary cost. And while its true that they involve fees and backend setup, thats only part of the story. When leveraged strategically, these services can become a key driver of business growth. With the right provider, merchant services can improve your checkout experience, increase cash flow, and unlock valuable business insights.

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Klarna takes foot off AI gas as CEO acknowledges importance of human customer service

Finextra

After aggressively pursuing an AI-driven workforce reduction strategy, Klarna is rowing back and hiring customer service employees in an acknowledgment that people often still want to talk to a human.

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13 APAC-Born Companies Recognized Among Top Global Cross-Border Payment Leaders of 2025

Fintech News

FXC Intelligence, a data platform specializing in the cross-border payment and e-commerce sectors, has released its annual Cross-Border Payments 100 list, highlighting the 100 most influential players in global payments. Among the 2025 honorees, 13 companies come from Asia-Pacific (APAC), underscoring the regions growing impact on cross-border transactions.

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In Conversation With Emirates NBD: Embracing AI, Blockchain and Quantum for Digital Transformation

The Fintech Times

As banking becomes more digitally-focused, it is becoming critically important for banks across the globe to embrace digital transformation, implementing more intelligent and embedded systems into their operations. To reveal how banks are adapting to keep up with the increasingly tech-driven and hyper-personalised world, Miguel Rio-Tinto , group chief digital and information officer at Emirates NBD , breaks down the significant opportunities and challenges for banks embarking on their digital tr

AI 91
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AI is reshaping payments: Smarter, faster, more secure

The Payments Association

As digital payments evolve, AI is reshaping fraud prevention with real-time insights, adaptive controls, and improved security across financial systems. As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. But traditional systems often struggle to keep upthey’re slow, clunky, and increasingly vulnerable.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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UiPath’s agentic AI platform could streamline FI workflows

Bank Automation

Software giant UiPath is rolling out an enterprise-grade agentic AI platform designed to serve as a liaison between AI agents, robotic process automations and humans to streamline workflow automation. The platform, dubbed Maestro, knows how to seamlessly orchestrate agents, robots and people, all at scale, Taqi Jaffrey, senior director of product management at UiPath, said […] The post UiPaths agentic AI platform could streamline FI workflows appeared first on Bank Automation News.

AI 107
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Zelle service unavailable for many users after Fiserv tech glitch

Payments Dive

The P2P payments experienced technical troubles Friday as Fiserv cited an "internal issue" that disrupted its service.

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Coinbase unveils internet payments protool for AI agents

Finextra

Coinbase is resurrecting a long-buried protocol for sending payments over the Internet to create an agentic payments layer that requires no human intervention.

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Vietnam to Launch Two-Year Sandbox for P2P Lending, Data Sharing

Fintech News

Vietnam’s government has approved a two-year pilot programme to test peer-to-peer (P2P) lending, credit scoring, and open API-based data sharing, according to Vietnam News. Outlined under Decree 94 issued on 29 April, the initiative introduces a regulatory sandbox for fintech innovations in the banking sector, set to begin on 1 July. The pilot is designed to evaluate emerging financial technologies under controlled conditions while balancing innovation with risk management.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Understanding the Nature of Payment Gateway Integration For Your Mobile App

Stax

In recent years, businesses have seen this massive shift from desktop to mobile devices which has forced them to develop apps with built-in integrated payment gateways. But when it comes to payments, mobile apps have to contend with a few unique challenges. In addition to the usual concerns around security and compliance, there’s also the issue of user experience.

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How open banking and IPR are transforming payments in regulated sectors

The Payments Association

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Its the gateway to onboarding, compliance, trust, and ultimately, conversion. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

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What Fintech Can Learn from Emerging Markets - Interview with Djasur Djumaev

Fintech Weekly

Uzbekistans fintech evolution reveals why local context and long-term thinking matter more than ever. Insights from founder Djasur Djumaev.

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Fiserv names Michael Lyons CEO

Payments Dive

The company disclosed the promotion minutes after the U.S. Senate voted to confirm outgoing CEO Frank Bisignano as commissioner of the Social Security Administration.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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How Interac eTransfer Works in Canada for Merchants

Clearly Payments

Interac e-Transfer is one of the most popular ways to send and receive money in Canada. Many consumers use it to pay friends or family. But it’s also increasingly being used by merchants to accept payments. At Clearly Payments, we often get questions from business owners about how it works, how they can use it, and whether its a good fit for their operations.

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eToro Taps Yaki Razmovich to Lead Singapore and Asia Operations

Fintech News

eToro has named Yaki Razmovich as its new Managing Director for Singapore and Asia, as the trading and investment platform looks to deepen its presence in the region. Razmovich brings over twenty years of financial services experience to the role, having previously held senior positions at Standard Chartered and ABN AMRO Bank. He has spent over 15 years working in Singapore and Hong Kong, with a background spanning strategy, business development, regulatory oversight, and product implementation.

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How to Choose a Payment Solution That Scales with You

Stax

As your business grows, the tools powering it need to evolve tooand that includes your payment solution. While many platforms are built for getting started, not all are designed to support scale. From handling higher transaction volumes to enabling new revenue models, the right system should grow with you and streamline both your operations and your customers checkout experience.

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CaixaBank and BBVA process first Requests to Pay between banks in Europe

Finextra

CaixaBank and BBVA have teamed up with Spanish payments outfit Iberpay to process the first Requests to Pay between banks in Europe.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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The payments outlook 2025: Strategic priorities from industry leaders

The Payments Association

The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable. Why is it important? It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models.

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Apple violated app payments injunction, judge rules

Payments Dive

The tech giant schemed to limit competition and protect its payment revenues from app developers despite the court’s 2021 order, a federal judge said.

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Stablecoin Payments Are Now Available on Apple Pay Through Mesh

Fintech Finance

Mesh , the first truly global crypto payments network, today unveiled its Apple Pay integration live on stage at Token2049 during Co-Founder and CEO Bam Azizi’s keynote address. This marks the first public demonstration of the new capability – available later in Q2 – that will enable merchants partnered with Mesh to accept crypto payments through Apple Pay without building their own crypto infrastructure.

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Bhutan Enables Tourists to Pay with Crypto for Everything from Visas to Street Vendors

Fintech News

Bhutan has launched what is described as the worlds first integrated national crypto payment system for tourism, enabling international visitors to use crypto for a wide range of travel-related expenses. The initiative is a collaboration between Binance Pay, DK Bank, and Bhutans Department of Tourism. DK Bank, Bhutans first fully digital bank licensed by the Royal Monetary Authority of Bhutan, manages settlement for merchants in local currency.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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The Ultimate Guide to Accepting Credit Card Payments

Stax

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16 billion by 2027exhibiting a 7.8% compound annual growth rate over the next five years.

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FIs, regulators rev up anti-fraud strategies

Bank Automation

The democratization offered by AI is making it easier for low-skilled, inexperienced bad actors to launch high-impact schemes. Even the deep web, which unlike the dark web, includes hidden parts of the internet that can be accessed without a special browser for maintaining anonymity, can be a hotspot for fraudsters, Alex Hall, trust and safety […] The post FIs, regulators rev up anti-fraud strategies appeared first on Bank Automation News.

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Corpay and TPG team up to buy AvidXchange

Finextra

Business payments automation firm AvidXchange is going private through a $2.2 billion deal that sees asset firm TPG take majority ownership with Corpay picking up a minority stake.

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Shift4 turns to restaurants for future growth

Payments Dive

The payment processor has signed thousands of restaurants in Europe and expects to delve deeper into that business.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever