Fintech Labs Insights

AUGUST 21, 2014

Small business debt crowdfunding __ While commercial lending in the United States is up this year, the small business segment is still vastly underserved. Relationship mortgages __ In late 2009, I refinanced my home through what was then ING Direct. Here are numbers 4, 5 and 6 in my se mi-prioritized list of 2015 priorities: 4.

Online and Mobile Banking 25

Online and Mobile Banking Small Business Checks Mobile Deposit 25

PYMNTS

MARCH 28, 2016

The last time that data was released (2009) by the trade group that represents these 13K outlets, they reported that 350 million transactions totaling $106 billion (with a “B”) of services was delivered to 30 million consumers. Multiply $7.15 by the 19 billion checks still being written in the U.S. you say, so aren’t those costs coming down?

Faster Payments 48

Faster Payments Checks Payments Fed 48

CB Insights

FEBRUARY 13, 2020

In 2009, a decade after PayPal started offering online payments, San Francisco-based startup Square brought payments innovation to the point-of-sale , allowing businesses with smaller transaction volumes to accept card payments with its card reader and mobile phone card reader. Source: Stripe.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

CB Insights

JULY 16, 2017

USAA began formally investing in tech startups earlier than a lot of other P&C insurers, having first invested in now-public automotive pricing company TrueCar in 2009. Stated investment focus: Underserved risk markets, innovative approaches to risk underwriting, financial technology with application to risk underwriting.

Underwriting 28

Underwriting Cybersecurity Risk Innovation 28

CB Insights

DECEMBER 5, 2017

USAA began formally investing in tech startups earlier than a lot of other P&C insurers, having first invested in now-public automotive pricing company TrueCar in 2009. Stated investment focus: Underserved risk markets, innovative approaches to risk underwriting, financial technology with application to risk underwriting.

Underwriting 28

Underwriting Cybersecurity Risk Innovation 28

CB Insights

OCTOBER 10, 2017

In 2009, the app hit a million users and was one of the top 20 apps in the App Store that year. The New York Times wrote a piece promoting Mint in 2009 and reader reactions were so incredulous (“You gave them YOUR ACCOUNT NUMBER?! A few years later, in 2012, user growth plateaued again. Your PIN NUMBER?! Your SECURITY QUESTIONS????

Finance 78

Finance Online and Mobile Banking Product Checks 78

PYMNTS

NOVEMBER 7, 2017

However, Tavares said the landscape is shifting, as LendingPoint and other alternative credit products lend their ears — and their money — to underserved populations. Shortly before meeting Tavares in 2009, he had successfully managed a $500 million portfolio, and his company was looking to grow outside the U.S. Back to Basics.

Use Case 57

Use Case Small Business Finance Underserved 57

PYMNTS

NOVEMBER 16, 2020

The firm, founded in 2009, bills itself as a value-based care platform offering services for more than 103,000 members through its network of 564 primary care physicians across 14 markets in Florida, Texas, Nevada and Puerto Rico. The $800 million cash infusion will allow the firm to continue its expansion into more geographies. “We

Innovation 78

Innovation Privacy Underserved Acquirers 78

CB Insights

APRIL 24, 2018

As far back as 2009, Kohl’s challenged a group of six apparel vendors to manufacture 12,000 pieces of apparel in 6 weeks or less, a process that typically takes 24 weeks, according to Bloomberg. However, retailers targeting underserved demographics are winning big. They allow Kohl’s to streamline and tighten its inventory.

Technology 59

Technology Product Automation Consumer 59

Fintech News

FEBRUARY 5, 2025

Since 2009, the country has allocated 1% of its Gross National Income (GNI) to development aid, ranking among the ve most dedicated developed economies in this eld. Together, ADB and LHoFT create a powerful synergy in this program, driving impactful solutions for underserved communities. Why is the program free to access?

FinTech 115

FinTech Financial Inclusion Underserved Participant 115

Fintech Finance

JANUARY 17, 2025

Almond came to the city in 2009 to begin work on a payments company, and it was there that he found some of his initial investors, including the Central Coast Angels. He continued, With a thriving downtown and outdoor environment offering walkability and a beautiful seaside location, Santa Cruz is a fantastic place to work and to live.

Blockchain 97

Blockchain Bitcoin ACH Financial Inclusion 97