Cardfellow

JUNE 14, 2025

In early 2017, Visa announced a staged digital wallet fee, which came well after Mastercard imposed a similar fee in 2013. These fees can result in higher interchange costs for small businesses. Imposed in 2013, the Mastercard fee is tiered and calculated on the prior year’s transaction volume. Source: NFC World.

Credit Cards

EBizCharge

JUNE 23, 2025

And the card networks like Visa and Mastercard have their own rulebooks. The dominant card networks—Visa, Mastercard, American Express, and Discover—had long prohibited merchants from adding extra fees for credit card usage. The courts have generally sided with merchants who argue they should be able to recoup processing costs.

Credit Cards

Stax

JANUARY 24, 2024

However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments. The rate varies between 1.3

Credit Cards

Stax

JANUARY 24, 2024

However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments. The rate varies between 1.3

Credit Cards

Stax

AUGUST 1, 2024

One way to do that—though often overlooked—is to optimize their payment processing to reduce fees associated with credit card purchases. Card companies like Visa, Mastercard, Discover, etc. charge interchange fees which, on top of other credit card processing fees, can eat away at your profits.

Rules

Stax

APRIL 4, 2024

The surcharge fee is paid by the customer and helps offset the processing cost for that particular transaction. The surcharge fee is paid by the customer and helps offset the processing cost for that particular transaction. district court in 2013 were credit card surcharges made legal in 40 states.

Credit Cards

Cardfellow

FEBRUARY 15, 2025

Surcharging, defined as adding a fee to purchases made with a credit card, was prohibited by the card brands (Visa and Mastercard) until a class action lawsuit in 2013. The idea is that a business can defray the costs of accepting credit cards by charging the consumers that choose to pay with a credit card. What is Surcharging?

Credit Cards