PYMNTS

SEPTEMBER 9, 2020

The year 2020 has been an unexpected one, to say the least — not least of all for the payments ecosystem. Look toward the push-to-debit payments capability as an example of how use case identification can support adoption. This year was supposed to be a tipping point for real-time payments adoption in the U.S.,

Real Time Payments 97

Real Time Payments Faster Payments Use Case Payments 97

PYMNTS

JANUARY 21, 2021

Ensuring that robust fraud protections are in place to safeguard debit transactions is thus growing increasingly important for businesses, financial institutions (FIs) and issuers. It also analyzes how retailers, debit issuers and other payment players can sharpen the tools they use to keep debit fraud in check.

Debit Card 59

Debit Card Online and Mobile Banking Debit Transaction Issuers 59

PYMNTS

NOVEMBER 12, 2020

There’s also the safety of using debit in contactless payments, he said, where issuers had, fortuitously from a timing perspective, accelerated their issuance of contactless cards coming into 2020 and before the age of COVID-19. Use of debit in eCommerce has accelerated during the pandemic.

Debit Card 64

Debit Card Point-of-Sale (POS) Issuers P2P 64

PYMNTS

JANUARY 19, 2021

Fraudsters have unfortunately also carefully followed this payment trend, with skimming, prepaid card and ATM fraud all seeing upticks recently — especially in regard to debit transactions. Bad actors have exploited these flaws to steal $2 billion to date, representing 2 percent of the $110 billion in claims the state sent out in 2020.

Debit Card 62

Debit Card Online and Mobile Banking Push-to-Card P2P 62

PYMNTS

MAY 10, 2019

In a new PYMNTS interview, David Barnhardt, executive vice president of product at GIACT , which offers fraud detection and account validation tools, talks about an upcoming change by NACHA, national administrator of the ACH network, to make internet-initiated debit transactions (WEB debits) safer and more seamless.

Nacha Rules 71

Nacha Rules NACHA Rules Account Validation 71

PYMNTS

MAY 8, 2020

The first quarter of 2020 should have been business as usual — especially for the payments processors and financial services technology companies — the firms that keep commerce humming across offline and online channels. In the U.S.

PayPal 98

PayPal Online and Mobile Banking Volume Point-of-Sale (POS) 98

Stax

JUNE 25, 2024

Tiered pricing: Credit and debit transactions are usually split into one of 3 different tiers: qualified, mid-qualified, and non-qualified, with the latter having the highest rates. Evaluating Costs and Pricing Models In the world of payment processing, there are a few main pricing models used.

Payment Solutions 88

Payment Solutions Payment APIs and Integration ISVS PCI DSS 88

FICO

JUNE 14, 2021

million in the fiscal year ended June 30, 2020, and its sales more than tripled in the July-September quarter from a year earlier. Afterpay’s growth numbers are consistent with those contained in the Journal article , which says that roughly one in five millennials used a buy now, pay later service in 2020, about double the rate of Gen X.

BNPL 52

BNPL Online and Mobile Banking Credit Cards Wire Transfer 52

PYMNTS

DECEMBER 30, 2020

Boyer and Frank Wheelahan , manager of digital fraud channels for People’s United, explained the nature of the fraud threats targeting debit transactions in 2020 as well as the ML and rules-based tools the bank deploys to combat these threats. Debit Fraud Threats In The Time Of eCommerce.

Fraud Prevention 66

Fraud Prevention Rules Debit Card Data Breach 66

PYMNTS

AUGUST 3, 2018

Coverage includes a 41-month prison sentence for a bitcoin trader, Starbucks mulling a bitcoin project, Barclays investing in an alternative lender, Discover naming a new chief executive and proposed legislation to ban overdraft fees on ATM and debit transactions. Bitcoin Trader Thomas Mario Costanzo Gets 41-Month Sentence In Prison.

Bitcoin 41

Bitcoin Money Laundering ATM Debit Card 41

PYMNTS

DECEMBER 13, 2019

The flashier entry in that column, however, was the announcement that former PayPal Chief Operating Officer Bill Ready will be starting as Google’s president of commerce come January 2020 — signaling that Google is getting very, very serious about its next big run at payments and commerce. When The Debit Rewards Come Mar ching In .

Push-to-Card 52

Push-to-Card PayPal Payments Federal Reserve 52

PYMNTS

NOVEMBER 11, 2016

The bank had to suspend online transactions but quickly resumed full service after the theft. We’ve now refunded all customer accounts affected by fraud and lifted the suspension of online debit transactions so that customers can use their accounts as normal,” Tesco Bank CEO Benny Higgins said in a statement.

Cybersecurity 69

Cybersecurity Law Enforcement Data Breach Breach 69