This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Strictly Necessary: Used for the proper function of the website
Performance/Analytics: Used for monitoring website traffic and interactions
Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.
Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.
If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. What is an ACH API?
Our growing popularity and loyal customer base can vouch for our robust scalable solutions for both business and personal finance management. I see Guavapay is clearly positioned to lead the next-generation payment solutions, offering unparalleled speed, transparency and cost-effectiveness.
As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. “Money services firms operate in complex, fast-moving environments.
Tranglo, a leading cross-border payment hub, has expanded its footprint in Africa, now supporting payouts in Ethiopia, Kenya, Liberia, Madagascar, Mali, Senegal, and Zambia. In 2023, remittances accounted for nearly 1.5 Tranglo seamlessly integrates payout and partner services, unifying the end-to-end process with direct API access.
A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. Embedded Finance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0
Payment gateways have become a vital strategy for modern businesses looking to streamline their financial operations and deliver a seamless customer experience. This article will explore how to successfully integrate a payment gateway into Salesforce, from choosing a provider and installing the integration to testing the setup and going live.
Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Integration headaches: Open Banking, APIs, and AI-driven automation often require costly, unreliable workarounds. But as the financial landscape evolves, that mindset is in danger of proving very costly.
PayJunction , a leading tech-focused payments company, has announced an integration with Zapier , the workflow automation platform for businesses of all sizes, that enables the creation of custom, scalable automations that meet their unique business needs in minutes. “The PayJunction team and API were both great to work with. .
Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.
As your business grows, the tools powering it need to evolve tooand that includes your payment solution. In this blog, well unpack what scalability really looks like in a payment solution and how to choose one that wont hold you backwhether you’re just beginning to start accepting payments or scaling to new markets.
From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?
By the end of 2024, Bank of America corporate clients will have made over $1 Trillion in payment approvals on the banks CashPro App, the mobile application that companies use to manage their treasury operations. The CashPro App is integral to this platform, and is the No. 1 ranked mobile app for corporate and commercial banking.[1]
Acumaticas electronic payment processing is a game-changer for businesses looking to enhance their sales and receivables processes. Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently. What is Acumatica?
Kotapay , a division of First International Bank & Trust (FIBT), today announced Raisin , the global savings and investment platform, as the first financial technology company to integrate with its new bank-direct banking as a service (BaaS) platform, known as Kavinu. approach.
Airwallex , the global payments and financial platform, is partnering with online car-changing marketplace Carwow to enable the firm to process payments for enterprise dealer groups who purchase cars from thousands of private sellers through its daily online auctions every week.
APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.
Checkbook , a leading innovator in payment solutions, today announced the launch of its new payment rails, now integrating PayPal and Venmo seamlessly into its existing APIs. In todays fast-paced digital economy, customers expect seamless and instant payment experiences to meet them where they are.
Customers in this age of instant gratification always expect a smooth and seamless online payments experience. As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store.
From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. The partnerships driving embedded finance are complex and expanding. A Market Racing Ahead of Its Controls The embedded finance industry in the UK is projected to reach $7.76 billion by 2029.
Founded in 2016, Flutterwave has become a leader in African enterprise payments, processing over 890 million transactions valued at $34 billion to date. Key insights from our enterprise report Global expansion and market reach Nearly 50% of Flutterwave businesses received payments from new geographic locations, a 12% increase from 2023.
Bank payment company GoCardless has announced a partnership with Optty , a paymentsAPI platform, to help medium and large businesses in Australia to simplify their payment processes, operate more efficiently, and scale with ease.
For companies looking to scale, Independent Software Vendors (ISV) are a crucial tool that provides specialized software solutions that integrate seamlessly with existing business tools. ISV integrations offer numerous advantages, from improved functionality to a superior customer experience. The Benefits of ISV Integrations 1.
The payments industry in Europe is bracing for its next major regulatory evolution with PSD3 (Payment Services Directive 3). But what does PSD3 aim to change, and why should banks and payment providers care? But what does PSD3 aim to change, and why should banks and payment providers care?
A new partnership has been announced between Swedish embedded finance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embedded finance ecosystem and combat growing cyber threats.
Companies published sustainability reports to satisfy investors and regulators, but these reports stayed in annual documents and never touched daily payment systems. Banks and Fintechs now add sustainability scores to every payment. ESG-linked trade finance and cash-management products are booming.
Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.
The Ultimate Guide for Founders, CFOs, and Finance Teams Choosing the right fintech stack can make or break a company’s financial operations. Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Here are the top players: 1.
They were crucial for financing trade routes within India and internationally. These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes.
Later this year, payments giant Mastercard plans to open up access to its A2A instant payments technology via a sandbox, promising an environment where UK banks and financial institutions can safely experiment and collaborate across new ways to pay.
From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion payments Coda 2.5
IFX Payments , a service-led alternative banking partner, today announces it will be using Form3 ‘s Verification of Payee (VoP) solution for SEPA account, strengthening its defences against payment fraud and aligning with the Instant Payments Regulation mandate.
Together, software, banking and retail account for 38% of the global AI spend. Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). finance, tech) have been quicker to adopt GenAI as well. IDC estimates the banking industry will invest about $31.3
has partnered with ClearBank , an enabler of real-time clearing and embedded banking, to expand its UK payment services and enhance security for businesses. now provides businesses with seamless access to all major UK payment schemes – Faster Payments, BACS, and CHAPS – enabling real-time transactions in GBP.
Picture the excitement of experimenting with cutting-edge payment technology, where developers can safely test new features and capabilities without impacting critical infrastructure. Starting later this year, Mastercard will provide access to its fifth generation A2A instant payments technology via a sandbox.
EuroPA is an alliance of national digital payment champions – 𝗕𝗮𝗻𝗰𝗼𝗺𝗮𝘁(Italy), 𝗕𝗶𝘇𝘂𝗺 (Spain), 𝗠𝗕 𝗪𝗔𝗬 (Portugal), 𝗕𝗹𝗶𝗸 (Poland), 𝗜𝗥𝗜𝗦 (Greece), and 𝗩𝗶𝗽𝗽𝘀 𝗠𝗼𝗯𝗶𝗹𝗲𝗣𝗮𝘆 (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.
Orum , which transforms payment technology for businesses by revolutionizing payment speed, certainty, and payment rail orchestration, has announced it will now offer U.S. customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct.
Home Announcements Payments Genome and Huch partner for SEPA payments alerts External This content is provided by an external author without editing by Finextra. Payment delays cost businesses revenue, and the speed of payments can never be underestimated, especially in a highly competitive business environment.
Home News Payments Mastercard and Pay4You form spend management partnership Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Corporate credit cards have long been underused in this area. Sponsored [On-Demand Webinar] Can You Have It All?
The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.
Volt, the global real-time payments platform, has been chosen by Motorhome Republic to power its PayTo payment option in Australia. PayTo is a real-time payment system developed by Australia’s New Payments Platform in 2022. The level of support and collaboration from both teams has been outstanding.
Jack Forestell, Visa’s Chief Product and Strategy Officer said , “Combining the strength of our global network with our leadership in payment innovation here in Asia Pacific, we are bringing new products and solutions that will transform commerce and deliver trust and security to AI-enabled payments across the region.”
We organize all of the trending information in your field so you don't have to. Join 5,000+ users and stay up to date on the latest articles your peers are reading.
You know about us, now we want to get to know you!
Let's personalize your content
Let's get even more personalized
We recognize your account from another site in our network, please click 'Send Email' below to continue with verifying your account and setting a password.
Let's personalize your content