Fintech News

JULY 31, 2025

At the same time, enhanced security measures such as Account Name Inquiry, tokenisation, and multi-factor authentication add critical layers of protection. Blockchain-based liquidity solutions facilitate continuous, real-time currency liquidity management and settlement, reducing delays.

Cross-Border Payments

Fintech Finance

MARCH 24, 2025

RTGS.global’s instant atomic settlement solution solves historic and emerging challenges associated with cross-border payments and liquidity management. Its platform enables quick, secure and risk-free transactions across different currencies and geographies.

Cross-Border

Trade Credit & Liquidity Management

JULY 9, 2025

Eftsure is designated as a Preferred Partner in three critical categories: Account Validation, Fraud Monitoring, and Risk and Fraud Prevention.

NACHA

The Fintech Times

MARCH 25, 2025

Additionally, integrated settlement and liquidity management solutions, overseen by the central bank as the clearing and settlement agent, provide real-time net position updates and multiple settlement cycles, while a national QR payment standard known now as ‘SOMQR’ enables fast contactless transactions with a simple scan.

Instant Payments

Trade Credit & Liquidity Management

JUNE 2, 2025

Proactive Account Updates: Keep sales informed about accounts with payment issues or upcoming credit holds. Trade Credit & Liquidity Management is a reader-supported publication. Help us grow the Trade Credit & Liquidity Management community by sharing this Article. Is this post helpful?

Liquidity Management

The Fintech Times

NOVEMBER 6, 2024

Visa Protect for Account-to-Account (A2A) Payments – Detect and reduce fraud across immediate account-to-account payments, including P2P digital wallets and QR code payments. Data Tokens – A new way for people to control their data and enhance their shopping experiences, powered by AI.

Product

Fintech Finance

APRIL 27, 2025

The partnership enables finance teams to gain full visibility and control over their cash while reducing operational complexity and enhancing liquidity management. “As industries converge and real-time reporting becomes the norm, finance teams require faster, more efficient cash management capabilities.

Cross-Border Payments

Trade Credit & Liquidity Management

AUGUST 11, 2025

Enhancing accuracy and reducing errors : Automated scanning, data extraction, and integration with accounting systems limit manual entry errors, making reconciliation easier and more reliable. Morgan both cited the deal as a next-generation innovation accelerating the shift from paper-based systems to digital processes in the U.S.

Lockbox

Clearly Payments

NOVEMBER 23, 2024

Credit Union Central of Manitoba (CUCM) : CUCM supports credit unions in Manitoba by offering payment processing services, liquidity management, and other essential financial services to its members. It is one of the largest cooperative financial groups in North America.

Credit Union

Trade Credit & Liquidity Management

JUNE 24, 2025

Since the increase, Bank of America (BofA) reports that transactions over $1 million now account for more than half the total value of U.S. The Clearing House raised the real-time payments (RTP) transaction limit from $1 million to $10 million in February 2025. real-time payments processed for corporate clients.

Real Time Payments

Trade Credit & Liquidity Management

JUNE 24, 2025

Matera’s real-time ledger, Digital Twin , integrates with Circle’s platform, allowing financial institutions to offer multi-currency accounts where balances in BRL (Brazilian Real), USD, and USDC coexist and operate in real time.

Stablecoins

Trade Credit & Liquidity Management

AUGUST 14, 2025

Cost Per Payment Processed: How many transactions are handled per accounts receivable employee, indicating workforce productivity gains. Manual Effort Reduction: Percentage decrease in transactions requiring manual review, reflecting automation efficiency and labor cost savings.

Trade Credit & Liquidity Management

JUNE 11, 2025

For example, when you share bank account information that enables your customers to make ACH payments to your company, it can also be exposed in the event of a customer’s data breach. Trade Credit & Liquidity Management is a reader-supported publication. Share Wrapping Up.

Cybersecurity

Trade Credit & Liquidity Management

JULY 14, 2025

The partnership approach allows system integrators to expand their payment offerings efficiently without building solutions from scratch or managing multiple vendors. Partners benefit from dedicated support from BlueSnap, including account management, technical assistance, and access to co-marketing resources, case studies, and joint events.

Cross-Border Payments

Trade Credit & Liquidity Management

JULY 14, 2025

Take proactive steps: review their credit report, check in with their suppliers and banks, and consider a site visit if the account is significant. Many overdue accounts stem from mistakes in the sales, fulfillment, or billing process. Regular follow-ups ensure no account slips through the cracks. Share The Bottom Line.

Disputes

Trade Credit & Liquidity Management

JUNE 12, 2025

Through our partnership with Cross River, Plaid Transfer now offers instant pay-ins, instant payouts, and Same Day ACH, as part of a full solution with best-in-class account linking and optimized conversion, so customers can tailor bank payments across their business.”

Request for Payment

Finextra

JUNE 9, 2025

While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift. 16 hours See all opinions External This content is provided by an external author without editing by Finextra.

ISO 20022

Trade Credit & Liquidity Management

JULY 7, 2025

Seamless AR automation: Suppliers receive daily, customizable remittance files that integrate smoothly with existing or future accounts receivable (AR) systems, helping automate cash application even for high-volume, small-dollar payments with incomplete remittance information.

Payments

The Payments Association

JANUARY 13, 2025

This will require operational safeguards and possibly stricter liquidity management to meet new compliance benchmarks. Transparency and accountability : The role of transparency in operations and disclosures is increasingly becoming more relevant in consumers eyes.

Legal

Trade Credit & Liquidity Management

AUGUST 5, 2025

Automating accounts receivable processes has transformed the collections landscape. Before automation, each collector decided on the appropriate action, whether to call or send a letter, depending on the overdue amount and their experience with a particular account.

Automation

The Fintech Times

JULY 17, 2025

We support over 70 currencies and offer tailored solutions across B2B, B2C, and P2P use cases, enabling broader reach, improved liquidity management, and the flexibility to adapt to diverse business models.

Cross-Border

Trade Credit & Liquidity Management

JULY 18, 2025

From a Press Release dated July 16, 2025, London, England Chaser has introduced automated late fees and early payment discounts within its accounts receivable software, addressing a $3 trillion global late-payment problem. Founded in 2014, it has helped over 7,000 companies recover £30 billion in late payments.

Payer

Trade Credit & Liquidity Management

AUGUST 7, 2025

Use of Data and Analytics: Risk-Based Prioritization: Leveraging credit scoring or payment behavior analytics allows collectors to focus on accounts most likely to pay with minimal effort, or those at highest risk of defaulting. The resources spent are relatively low, but the payoff (higher recovery and lower charge-offs) can be significant.

Caps

Trade Credit & Liquidity Management

JULY 9, 2025

From a Press Release dated July 2, 2025, London, UK Chaser , a leader in accounts receivable automation, has launched an AI email generator that streamlines how finance teams manage debtor communications.

AI

Fintech Review

MAY 4, 2025

Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. Embedded finance has exploded in recent years, allowing non-bank companies to offer banking products like accounts, cards, and payments.

Payment APIs and Integration

Finextra

JULY 22, 2025

How payments are settled—that is, the currency in which funds are ultimately received—has profound implications for liquidity management, risk exposure, and treasury operations. Your organization likely has settlement bank accounts in a few major currencies and automatically converts everything to them.

Settlement

Finovate

FEBRUARY 4, 2025

Once businesses connect their savings accounts, Money Squirrel places incoming funds into high interest rate accounts to maximize returns on sedentary cash, according to the business’ preference. The UK-based company will leverage Moneyhubs open banking-enabled API technology to power the platform.

API

Trade Credit & Liquidity Management

MAY 29, 2025

Automation and artificial intelligence (AI) are transforming accounts receivable (AR) and B2B trade credit management by replacing manual, error-prone processes with intelligent, AI-driven tools. Credit decision-making, collections, cash application, deductions, and communications are greatly enhanced by AI-powered AR automation.

Automation

Finextra

JULY 8, 2025

Participation and Account Structure CIPS distinguishes between direct and indirect participants. Notably, foreign banks can become direct participants, opening dedicated accounts and obtaining unique CIPS codes. At the end of each cycle, accounts are reconciled and cleared, ensuring transparency and operational integrity.

Global Payments

The Payments Association

JULY 18, 2025

In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability. Culture and accountability must evolve, too, so that resilience is clearly embedded in key business functions.

Regulations

Finextra

JULY 30, 2025

Thursday, 11th September 2025 15:00 BST | 16:00 CEST | 10:00 EDT 42 registered Online Join this Webinar How does the global surge in instant payment adoption—including, but not limited to, the European SCT Inst rulebook—reshape liquidity management and compliance for banks?

Instant Payments

Fintech Finance

FEBRUARY 28, 2025

Businesses on the MTN will have 24/7 access to OUSG on a public blockchain, before payments are settled on traditional banking rails without the need to set up any additional crypto infrastructure or accounts.

Visa

Trade Credit & Liquidity Management

AUGUST 14, 2025

This podcast episode, hosted by Bob Shultz , publisher and co-founder of TCLM , and featuring Chris Lehnnes from Versant Funding , provides an in-depth exploration of factoring as a financing solution for businesses seeking improved liquidity.

Trade Credit & Liquidity Management

JUNE 12, 2025

” Taxwell, a leading provider of professional tax and accounting software, has adopted Ratio’s platform to offer customized payment terms to its small and medium-sized business customers, streamline deal management, and maintain control over billing and renewals.

BNPL

Trade Credit & Liquidity Management

AUGUST 11, 2025

Once the error was identified, I worked with Finance to transfer the $343K to the correct accounting lines. But by asking the right questions, collaborating with the right people, and staying on it, I confirmed that the funds were properly accounted for, and the contract no longer carried a phantom $343K balance.

Governance

Trade Credit & Liquidity Management

JUNE 23, 2025

In today’s economic environment, few priorities are more critical, or more within your control, than improving how quickly you convert accounts receivable (AR) into cash. ACH is now the most common B2B payment method, but credit card usage is growing—especially for mid-sized or riskier accounts.

UCC

Trade Credit & Liquidity Management

JULY 16, 2025

The report, based on a survey of over 900 senior finance and accounting leaders from North America, the UK, and France, examines how outdated technologies and manual order-to-cash (O2C) processes are limiting the strategic impact and agility of finance teams, particularly within Software-as-a-Service (SaaS) organizations. Zuora, Inc. ,

Finance