Fintech Finance

FEBRUARY 10, 2025

Today, The Clearing House and BNY (NYSE: BK), announced the successful completion of the largest instant payment in U.S. history and the first-ever payment on the RTP network exceeding $1 million, following the recent increase in the networks transaction limit. The post BNY Sends Largest Instant Payment in U.S.

Transaction Limits

Fintech News

JANUARY 12, 2025

A growing young and middle-class The second driver Southeast Asia’s fintech boom is the regions growing tech-driven youth and middle class, two demographics that are fueling demand for digital-first financial services. Southeast Asia’s youth, aged 15 to 34, account for over a third of the population.

FinTech

Fintech News

JANUARY 21, 2025

These changes, which include lifting restrictions on WhatsApp Pay and postponing the implementation of a market share cap for UPI apps, underscore the NPCIs commitment to create a fairer digital payment landscape in India, and ensuring equal opportunities for all participants, India TV News reported. PhonePe has an estimated 47.8%

Caps

Fintech Finance

JANUARY 16, 2025

The company founded in 2017 and headquartered in London, UK has witnessed a significant increase in its overall customer base with annual revenue growth of 71% this year compared to 2023, while nearly tripling the size of their London office team in response to the growing global demand for accessible financial options.

Innovation

Fintech News

JANUARY 26, 2025

As of June 2024, China maintains its leadership in digital wallet adoption, with over 88% of mobile internet users approximately 969 million individuals engaging in mobile payments. Back in 2023, digital wallets accounted for 82% of China’s e-commerce spending and 66% of physical purchases, totalling around US$7.6

Payments Trends

The Payments Association

JULY 30, 2025

Through the partnership, OpenPayd’s global fiat infrastructure, including real-time payment rails, multi-currency accounts and virtual IBANs, will support Ripple Payments into EUR and GBP. This partnership delivers faster, more transparent, and cost-efficient payment flows. dollar liquidity.

Stablecoins

The Payments Association

JULY 18, 2025

London fintech Yaspa, an award-winning provider of real-time payment, account verification and intelligence solutions, has announced its partnership with VIALET, the European-licensed electronic money institution.

Multi-Currency

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank

Finovate

JULY 21, 2025

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.

Acquirers

Fintech Finance

JULY 17, 2025

RTP Network Instant Payments surged to $481 billion in Q2 2025, driven by rising demand for high-value, real-time transactions. Businesses and banks are leveraging the upgraded $10 million limit to streamline portfolio transfers, real estate deals, and B2B payments—boosting both speed and confidence in instant settlement.

RTP

The Payments Association

JANUARY 21, 2025

The payments landscape has seen accelerated growth across both traditional and alternative channels, driven by rising digital adoption, technological advancements, and an increasing focus on seamless user experiences. Mobile wallets dominate this shift, with 62% of consumers now viewing cashless options as very important.

Payments Trends

Fintech Finance

AUGUST 3, 2025

Banking Circle ASL acquisition marks a transformative step in Australia’s payments ecosystem. The combination of Banking Circle’s cross-border infrastructure with ASL’s domestic ADI capabilities delivers real-time payment innovation and financial accessibility.

Settlement

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. This can be on-prem, or hosted in any private or public cloud.

Payment APIs and Integration

The Fintech Times

NOVEMBER 6, 2024

Visa Protect for Account-to-Account (A2A) Payments – Detect and reduce fraud across immediate account-to-account payments, including P2P digital wallets and QR code payments. Visa is committed to meeting the evolving demands of consumers and merchants, ensuring seamless and secure payments.”

Product

Fintech Finance

FEBRUARY 4, 2025

After taking more than five years to reach the first half a billion payments, the networks recent rapid growth underscores the expanding acceleration of instant payments adoption in the United States. When the RTP network exceeded the 1 billion payments mark on Friday. billion).

RTP

Fintech Finance

JUNE 15, 2025

Volt, the global real-time payments platform, has been chosen by Motorhome Republic to power its PayTo payment option in Australia. PayTo is a real-time payment system developed by Australia’s New Payments Platform in 2022. In Europe, it utilises SEPA Instant.

Payment APIs and Integration

Fintech Finance

JULY 9, 2025

dLocal , the leading cross-border payment platform specializing in emerging markets, today announced the release of the second edition of its “Emerging Markets Payments Handbook.” This Handbook is designed to help businesses navigate this intricate landscape and truly unlock the future of payments.”

Alternative Payment Methods

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. Unlike static gateway or acquirer tokens, network tokens adapt in real time to changes such as card reissuance or expiry, ensuring continuity in payment flows.

Security

Clearly Payments

DECEMBER 19, 2024

What It Means for You: If your business isnt already equipped to handle digital payments, youre missing out on a massive opportunity. Implementing a seamless payment experience, such as mobile wallet support or QR code payments , can significantly enhance customer satisfaction and sales.

BNPL

Fintech News

JANUARY 21, 2025

Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more. appeared first on Fintech Singapore.

Payment APIs and Integration

Fintech Finance

JUNE 4, 2025

By leveraging the new regulatory approvals, Thunes gains the ability to contract directly with American businesses for real-time cross-border payments, via its Direct Global Network, connecting to over 7 billion mobile wallets and bank accounts as well as 15 billion cards in over 130 countries and 80 currencies.

Cross-Border Payments

The Payments Association

APRIL 28, 2025

2025 payments outlook: Key findings from industry-wide survey data 28 April 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Key insights from the PAY360 2025 survey on current challenges and opportunities in the payments sector. Why is it important? What’s next?

Cross-Border Payments

Payments Dive

JULY 28, 2025

Recent failures, including frozen accounts, delayed settlements, and partner collapses, have highlighted what happens when businesses lack direct control over their financial infrastructure. With MTLs, businesses can’t hold deposits, settle transactions, or access payment systems directly. or e-money licenses in Europe.

Privacy

Finovate

NOVEMBER 14, 2024

Payfinia used IPX’s fraud prevention capabilities to tailor user controls and permit higher transaction limits, allowing the funding to be sent in $500,000 increments to its account at U.S. “Star One is proud to support Payfinia and its vision of making instant payments accessible to all account holders in the U.S.,”

Credit Union

Finextra

JUNE 25, 2025

Home News Payments Mastercard to open A2A instant payments sandbox in the UK Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Instant Payments

Fi911

JUNE 9, 2025

ACH and payment diversion represents another growing threat. Attackers compromise vendor email accounts, then send updated banking instructions just before scheduled payments. By the time anyone notices, funds have moved through multiple accounts and jurisdictions. Customer communication demands careful balance.

Email Compromise

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. Some people might find this unexpected, but as digital wallets become more common, it makes sense for companies involved in payments to embrace them.

Digital Payments

Finextra

JUNE 9, 2025

has reached a real-time tipping point Community Your feed Latest expert opinions Groups Join the Community 23,263 Expert opinions 43,814 Total members 393 New members (last 30 days) 186 New opinions (last 30 days) 29,062 Total comments Join Sign in Why the U.S. Same day Automated Clearing House (ACH) payments rose 19.1%

ISO 20022

The Fintech Times

JULY 3, 2025

Through the new partnership, OpenPayd will support Ripple’s cross-border payments solution, Ripple Payments, with its global fiat infrastructure, including real-time payment rails, multi-currency accounts and virtual IBANs. OpenPayd will provide direct minting and burning capabilities for Ripple USD.

Cross-Border Payments

The Fintech Times

JANUARY 17, 2025

Founded in 2017 and headquartered in London, Guavapay says it enjoyed a significant increase in its overall customer base with annual revenue growth of 71 per cent in 2024 compared to the previous year, while nearly tripling the size of its London office team in response to the growing global demand for accessible financial options.

Innovation

EBizCharge

JANUARY 14, 2025

Seamless gateway integrations with other business tools , such as shopping carts and accounting software, can reduce manual work and streamline operations, saving time and resources. Integrations ensure all payment details are accurately reflected in your systems. This method offers a seamless user experience.

Payment Gateways

Fintech News

JUNE 23, 2025

Over 80% of all online transactions occur via mobile, and digital wallets account for 23% of them. Platforms like TrueMoney, Rabbit LINE Pay, GrabPay and K Plus now offer a blend of financial and lifestyle services, from investments and insurance to food delivery and transit payments. Most Thais use more than one e-wallet.

Online and Mobile Banking

Fintech Finance

JULY 7, 2025

The partnership builds on VIALET’s deep experience as a European fintech, offering specialised business accounts and a full suite of payment services designed for digital businesses. The Yaspa VIALET partnership is working to make European payment rails more efficient, unified, and strong.

Multi-Currency

Finovate

MARCH 7, 2025

A champion of payment choice, Boku supports a global network of localized payment solutions, including Direct Carrier Billing (DCB), digital wallets, and account-to-account connections. Local Payment Methods (LPMs) have proliferated around the world over the past decade. And then trust.

Payments

The Fintech Times

APRIL 17, 2025

The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Thursday 17 April 2025. Volt , the global real-time payments platform, has announced its new strategic open banking partnership with Sumsub , a global full-cycle verification platform.

FinTech

The Fintech Times

FEBRUARY 22, 2025

The move enables more efficient and direct payment processes to major Taiwanese banks for both individual and business accounts. The strategic expansion is part of Thunes’ broader efforts to provide advanced payment solutions that ensure high transaction success rates and cost efficiencies globally.

Cross-Border

Finovate

APRIL 10, 2025

.” The acquisition of Pinch Payments highlights a broader trend in the payments industry as demand grows for faster, more flexible, and embedded payment experiences. This shift is being driven by the rise of open banking and a push for lower-cost, real-time payment options.

Acquirers