Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. In this article, you will discover all you should know about credit card payment processing for small businesses.

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Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

NOVEMBER 14, 2024

Credit card processing can be overwhelming, expensive, and confusing. The first step to creating a more positive payment processing experience is to gain a better understanding of exactly what you’re being charged for and what options are at your disposal. TL;DR There are several parties involved in credit card processing.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Fintech News

MARCH 4, 2025

LSEG Risk Intelligence has launched its Global Account Verification (GAV) service in Asia-Pacific and Europe, the Middle East, and Africa, expanding efforts to enhance security in cross-border payments. By October 2025, Eurozone providers must conduct mandatory account name-IBAN checks for transactions.

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Verification Risk Accounts Cross-Border Payments 113

Clearly Payments

APRIL 24, 2025

If you’re running a large business and processing a high volume of payments every month, youre likely wondering if there’s room to reduce your payment processing fees. The short answer is yes, large merchants can negotiate custom payment processing rates. Compare processors : Dont settle for the first quote.

Large Merchants 99

Large Merchants Process Processors Volume 99

Stax

JUNE 24, 2025

Consumers are increasingly gravitating towards cashless payment options, including debit card and credit card payments, as well as online payments, contactless payments , and mobile credit card processing services. Between processing fees, monthly fees, and other charges, the wrong provider can cost more than it’s worth.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Fintech Finance

DECEMBER 12, 2024

bank accounts will be available within 1 minute or less starting in April 2025. Consumers, businesses, and governments can use Visa Direct to deposit funds to bank accounts linked to eligible debit cards in real-time1. Cardholders Bank Accounts in One Minute or Less appeared first on FF News | Fintech Finance.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

The Payments Association

JUNE 15, 2025

Earlier this month , Paysend announced the launch of Instant Settlement Accounts. This new feature enables PSPs, Banks, Marketplaces, FX Brokers and Freelancer/Contractor EOR Payroll Platforms to unlock $400 billion in liquidity trapped in cross-border payment processing.

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Settlement Cross-Border Payments Cross-Border Accounts 100

The Fintech Times

MARCH 19, 2025

This will be greatly appreciated by the industry as according to research from Sollers Consulting and Ipsos , 63 per cent of UK customers consider a quick claims handling process as one of their top expectations from their insurer. Ultimately, the biggest benefit is speed and with the VCN, the entire claims process will be streamlined.

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Payment Solutions Product Process Reconciliation 104

Stax

MARCH 5, 2025

And how can you find a reliable payment processing solution for your business? To further shed light on payment processing, weve put together this guide outlining the benefits of online selling and how to implement digital payments properly. How Can Internet Card Payment Processing Help My Business?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

The Payments Association

JUNE 5, 2025

Today, Paysend announced the launch of instant settlement accounts. This new feature enables PSPs, banks, marketplaces, FX brokers and freelancer/contractor EOR payroll platforms to unlock $400 billion in liquidity trapped in cross-border payment processing.

Settlement 88

Settlement Cross-Border Payments Cross-Border Accounts 88

Clearly Payments

JULY 21, 2025

At the heart of this transformation are AI-powered systems and real-time data insights, which together enable smarter payment processing, better fraud protection , and improved customer experiences. Clearly Payments combines advanced AI-driven processing with real-time data dashboards, transparent pricing, and hands-on service.

Merchant Payment Processing 79

Merchant Payment Processing AI Process Fraud Detection 79

EBizCharge

NOVEMBER 12, 2024

A fundamental element that every business leader should be well-versed in is the merchant account — a critical service that facilitates electronic payments. As digital payments continue to grow in popularity, a frictionless payment processing system is vital. What is a merchant account? How do merchant accounts work?

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

Fintech Finance

JANUARY 23, 2025

Designed to integrate seamlessly with popular accounting software such as QuickBooks Online, QuickBooks Desktop, and Xero, Bill Connect simplifies billing and payment acceptance, offering small and medium-sized businesses (SMBs) an easier way to manage their accounts receivable while accelerating payments.

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Accounts Embedded Payments Reconciliation ACH 95

Clearly Payments

APRIL 10, 2025

Credit card processing fees can be confusing for many businesses. Understanding how to calculate your true processing rate is key to managing your costs and finding the right payments partner. Heres a straightforward way to calculate your effective credit card processing rate and what it means for your bottom line.

Credit Cards 59

Credit Cards Process Processors Non-Bank 59

EBizCharge

NOVEMBER 27, 2024

Enter the Internet merchant account, a key player in this financial ecosystem. By understanding the components and processes involved in Internet merchant accounts, businesses can streamline their payment operations and provide a seamless shopping experience. What is an Internet merchant account?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Fintech Finance

APRIL 7, 2025

This upgrade to their Business Accounts was designed to help companies manage financial operations collaboratively. The new feature allows account owners to assign role-based permissions, verify users, streamline approval chains, and stay informed in real time—all within a single PayDo Business Account.

Accounts 64

Accounts IBAN Compromise Verification 64

FloQast

FEBRUARY 24, 2025

Transformation is a necessity that is hitting accounting teams worldwide. Transformation is not just about new technology and processes. Instead, prepare for: Resistance to Change Accounting teams like to do things by the book. Build trust and add company culture into your onboarding process. Its about the people, too.

Accounts 52

Accounts Process Best Practices Addressing 52

EBizCharge

FEBRUARY 26, 2025

NetSuite offers a comprehensive suite of financial services designed to streamline payment processes. NetSuite automates key aspects of the payment process, including authorization, capture, and settlement, reducing manual effort and minimizing errors. Consider the gateways payment processing capabilities.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Fintech News

JANUARY 7, 2025

The license, issued on 1 January 2025, allows XTransfer to offer services such as account issuance, domestic and cross-border money transfers, flexible top-up options, and e-money issuance in Singapore. These include streamlined account setup, currency exchange, and fund collection and payment services.

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Cross-Border Payments Cross-Border Payments Settlement 129

Fintech News

NOVEMBER 6, 2024

Morgan (formerly Onyx) to enhance cross-border payment accuracy in Malaysia, Thailand, and Hong Kong, This makes Nium the first fintech to provide data for validating bank account details in these markets. This scalable network ensures streamlined payment processes while maintaining sovereignty, security, and privacy.

Cross-Border Payments 121

Cross-Border Payments Cross-Border Account Validation Credit Union 121

EBizCharge

MARCH 11, 2025

As companies transition to online payment platforms, the complexities of payment processing costs can often lead to unexpected expenses that eat into margins. Thankfully, this article will explore the various payment processing costs associated with Acumatica as well as actionable strategies for businesses to reduce these expenses.

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Processing Costs Process Credit Cards Payment Gateways 52

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Clearly Payments

NOVEMBER 23, 2024

Some banks have chosen to develop their own in-house payment processing systems, delivering end-to-end services directly to their customers. In this article, we’ll explore how Canada’s major banks approach payment processing, highlighting the strategies they use to serve businesses of all sizes.

Credit Union 59

Credit Union Process Online and Mobile Banking Processors 59

Stax

DECEMBER 12, 2024

They account for over 50% of spending on vertical-specific software solutions (i.e., They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. They work through a dedicated merchant account. inventory, CRM, and accounting software).

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Cardfellow

JUNE 7, 2025

Issuing Refunds When you process a refund for a customer who paid with a credit or debit card, your credit card processor reverses the sale and the customer is credited for the original purchase price. If your processor doesn’t return that fee, you lose money on each refund you process.

Accounts 52

Accounts Processors Returns Credit Cards 52

The Fintech Times

MARCH 18, 2025

Having secured FCA authorisation, Atoa Payments can now offer a broader suite of regulated payment services, including payment initiation services, virtual account services and payment account information services, to larger businesses across the UK.

Processing Costs 59

Processing Costs Payment Security Process Security 59

Clearly Payments

MARCH 4, 2025

For many small businesses, payment processing fees are a significant expense that eats into profits. However, one small business managed to save $10,000 a year on payment processing without sacrificing customer convenience. Analyzing Payment Processing Costs Many business owners assume they are paying lower fees than they actually are.

Small Business 52

Small Business Process EMV Processors 52

Clearly Payments

JUNE 20, 2025

That job belongs to payment processors — the companies that provide merchant accounts, handle transaction authorization, manage settlement, and often supply the point-of-sale hardware or APIs for integration. So, who is the biggest payment processing company in that category? trillion+ Strong presence in U.S.

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Process Payment APIs and Integration Processors Payments 52

FloQast

MARCH 19, 2025

In an industry facing an extreme talent shortage, combined with rapidly evolving technology, Artificial Intelligence (AI) agents should be a top priority for all accounting departments to evaluate this year. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years.

AI 52

AI Accounts Fraud Detection Audit 52

Finextra

JUNE 26, 2025

Why compliance matters in digital payment processing Staying compliant isn’t a choice. It applies to any business that stores, processes, or transmits cardholder data. This allows you to connect your customers’ accounts to trusted third-party services while keeping full control. What is AML in payment processing?

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. By integrating a payment gateway into your mobile app, you can streamline the payment process and make it more convenient for customers. This, in turn, will lead to more repeat business. Other features are unique.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Basis Theory

NOVEMBER 12, 2024

Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. Tokenization, therefore, refers to the process of creating a token and storing it within a secure vault. They opt for a tokenization platform to process payments with many payment processors.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

EBizCharge

MAY 1, 2025

Every swipe or tap of a credit card comes with processing fees that can hinder a businesss profitability if not properly managed. Understanding credit card processing fees Its essential for businesses to know how to navigate credit card processing fees to maintain healthy cash flows and revenue streams.

Credit Cards 52

Credit Cards Process Processors B2G 52

Open Banking Excellence

FEBRUARY 6, 2025

This vision extends to the private sector because while you may only have to interact with the government once or twice a year, people check their bank accounts on a daily basis. By digitising the process, people should be able to register a car in just five or 10 minutes.

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Governance Government Interoperability Central Bank 230

Stax

MAY 6, 2025

To give you some clarity, here’s a practical guide that answers the most common questions small business owners have about credit card processing. Learn More What is Credit Card Payment Processing? Credit card processing refers to the series of steps involved in facilitating transactions made using credit cards.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Cardfellow

JUNE 25, 2025

The bottom line here is that whenever customers feel that they have been charged for something they shouldn’t have, they can file a dispute with their bank, which begins the chargeback process. During this time, the revenue from the disputed sale is withheld from your account. Incorrect Account Number 12.5:

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Disputes Credit Cards Card Association Acquirers 98

Clearly Payments

OCTOBER 31, 2024

Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally. Debit Cards Overview : Debit cards draw directly from a user’s bank account, making them a popular alternative to credit for consumers who prefer to avoid debt.

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Online and Mobile Banking RTP BNPL Debit Card 98