Finovate

FEBRUARY 20, 2025

The bank featured direct connections to all payment networks, including ACH, wires, RTP, FedNow, and Swift, as well as a multi-currency general ledger, low-code customer-onboarding forms, online experiences, and more. Live Oak Bank is only the latest partnership announced by Finzly this year.

FedWire 115

FedWire ISO 20022 ISOs Payment APIs and Integration 115

Finovate

JUNE 18, 2025

This method of funds transfer won’t rely on traditional rails like ACH, wires, or even FedNow. The bill will enable regulated stablecoins and essentially facilitate real-time settlement, 24/7 money movement, and programmable financial interactions.

Stablecoins 76

Stablecoins FinTech Legal Framework FedNow 76

Finovate

DECEMBER 24, 2024

Headquartered in Charlotte, North Carolina, and founded in 2020, Infinant came to the attention of Finovate audiences courtesy of FinovateFall 2024.

Security 65

Security FedNow Wire Wires 65

The Fintech Times

MAY 3, 2025

Cross River and Aion have previously partnered to enable instant payments domestically via RTP and FedNow, as well as traditional methods such as ACH, same-day ACH and Wires. Cross River also provides business banking accounts through Aion, including a High-Yield Business Account.

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

Clearly Payments

MAY 22, 2025

ACH Bank-to-bank transfers, like direct deposit or bill pay. EFT (Electronic Funds Transfer) Same as ACH, used more often in Canada. FedNow A new U.S. ACH (Automated Clearing House) The U.S. Same Day ACH A faster version of ACH that settles payments the same business day. businesses and freelancers.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Fintech Finance

DECEMBER 9, 2024

residents and businesses, offering multiple load options including Fedwire, ACH Direct Deposit, FedNow, P2C, and Visa ReadyLink, ensuring that users have versatile ways to fund their cards. The Ibanera prepaid card program is available to U.S.

Innovation 105

Innovation FedWire FedNow Direct Deposit 105

The Paypers

JUNE 27, 2025

The platform includes high-limit virtual and physical prepaid debit cards, ACH/RTP/FedNow bank transfers, and a full-service cardholder support system, as well as a live interpreter network that operates in over 25 languages.

Debit Card 36

Debit Card Payment APIs and Integration BSA Stablecoins 36

Tom Groenfeldt

APRIL 16, 2025

RTP faced the same challenge that FedNow, the Federal Reserve’s instant payment platform, now faces. RTP has to overcome that hurdle of getting enough banks sending; FedNow has the same hurdle.” She said FedNow has a fraction of the nation’s DDAs participating. For the other beneficiaries, I'll have to send by ACH.

Real Time Payments 130

Real Time Payments RTP Advisors Payments 130

Fintech Finance

OCTOBER 23, 2024

Powered by AWS, the Finzly BankOS platform integrates the FedNow service seamlessly with FIs’ core and digital banking systems. A recent US Faster Payments Council survey found that nearly 75% of financial institutions see legacy systems as a barrier to using FedNow.

FedNow 97

FedNow FedWire Instant Payments RTP 97

Payments Dive

MARCH 21, 2023

Although FedNow will be a competitor to the ACH network, it’s also poised to fill current gaps in the system, Nacha CEO Jane Larimer said Monday.

NACHA 88

NACHA FedNow ACH Network ACH 88

Payments Source

AUGUST 28, 2019

The Clearing House has been quite clear that it did not think the Federal Reserve's FedNow real-time settlement service would be necessary. But some of its executives are rethinking that stance.

FedNow 117

FedNow Federal Reserve Settlement Real Time Payments 117

PYMNTS

AUGUST 5, 2019

The Federal Reserve has officially announced it will create a real-time payments service, to be called FedNow. The move was described by Kansas Federal Reserve President Esther George as the biggest infrastructure upgrade embraced by the Federal Reserve since the ACH system went online in 1972.

Federal Reserve 85

Federal Reserve FedNow Instant Payments Real Time Payments 85

Fintech Finance

JULY 30, 2024

Companies like Starbucks , CVS , Dunkin ’, Chick-fil-A and many other successful businesses have long provided engaging customer payment experiences with their closed-loop wallets, but had to rely on funding those accounts with conventional payment sources like debit/credit cards or ACH. Outside the U.S.,

RTP 98

RTP FedNow RFP Payment APIs and Integration 98

PYMNTS

AUGUST 6, 2019

Introduced on Monday by Federal Reserve Board Governor Lael Brainard, the Fed’s instant payment scheme FedNow is designed to offer an option for consumers and business to transfer money instantly or nearly instantly in a “ubiquitous, safe and efficient” manner from one bank account to another. “We Why Now For FedNow.

FedNow 85

FedNow Fed Federal Reserve Instant Payments 85

PYMNTS

AUGUST 12, 2019

Senator Elizabeth Warren asks in a campaign ad, ignoring the fact that 93 percent of working Americans have their checks directly deposited into their bank accounts – ready for use on payday – using the ACH network. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S. Much later.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

NACHA

JULY 20, 2023

Herndon, VA – Today, Nacha President and CEO Jane Larimer released the following statement in response to the Federal Reserve announcing its FedNow Service is now live: “Nacha congratulates the Federal Reserve on the launch of FedNow.

NACHA 52

NACHA FedNow Same Day ACH Federal Reserve 52

Nanonets

SEPTEMBER 1, 2023

The US Federal Reserve's new payment rail FedNow can shake up the landscape, offering significant time and cost savings. In this blog post, we delve into how FedNow could impact businesses and their vendor payment practices. What is FedNow? These are bank-to-bank transfers similar to ACH or wire transfers.

FedNow 52

FedNow Wire Transfer Federal Reserve ACH 52

Finovate

OCTOBER 16, 2024

FedNow, the U.S. Now, 15 months later, adoption rates have been unpredictably slow, especially when it comes to banks that are able to send FedNow payments. Close to 60% of the financial institutions on board with FedNow can receive payments, while only 40% of firms have signed up to send payments.

FedNow 59

FedNow Instant Payments Disputes Federal Reserve 59

Payments Dive

MAY 13, 2025

The new banks would connect directly to real-time payment rails like FedNow and ACH to potentially lower retailers’ transaction costs.

FedNow 78

FedNow Real Time Payments ACH Payments 78

Fintech Finance

SEPTEMBER 13, 2024

With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Payment Savvy

MAY 15, 2023

The Federal Reserve Bank is currently developing a new instant payment service called “FedNow” that will allow financial institutions to make instant payments. The FedNow Service will begin operating in July 2023 and it is the first U.S. Interoperability FedNow intends to work seamlessly with other payment networks.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

Fi911

AUGUST 1, 2023

The US Federal Reserve has introduced FedNow ; a new instant payment platform that will facilitate transactions at any given time. What is FedNow? FedNow is the Federal Reserve’s innovative real-time payment service. ACH transfers, which operate in batch mode, typically require one to three business days for completion.

FedNow 52

FedNow Federal Reserve Instant Payments Zelle 52

PYMNTS

NOVEMBER 21, 2019

ACI Worldwide is connected to Zelle and The Clearing House (TCH), the latter of which offers Same-Day ACH services. ACI Worldwide said it will now support the Federal Reserve’s upcoming FedNow service. In the U.S., ” “ACI’s commitment to the advancement of faster payments in the U.S.

Faster Payments 99

Faster Payments FPC Federal Reserve FedNow 99

PYMNTS

AUGUST 10, 2020

Federal Reserve, where details (a roadmap, really) of FedNow , the proposed instant payment system, were released earlier this month. Learning from past mistakes will be important, he said, considering that there were roughly 120 million ACH, 36 million checks and about 4 million debit cards issued in the first funding round.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Segpay

JUNE 13, 2024

What is FedNow? Last year, the Federal Reserve launched FedNow, an instant payment service expected to revolutionize the US payment landscape. Since its launch in July last year, about 700 banks and credit unions have joined the FedNow network, and this list is expected to grow as the Fed seeks 8,000 financial institutions.

FedNow 52

FedNow Federal Reserve Real Time Payments Instant Payments 52

PYMNTS

APRIL 22, 2020

In a recent conversation with PYMNTS, Everee CEO Brett Barlow, as well as Co-founder and President Ron Ross, discussed how to help employers take the leap from the legacy of biweekly payroll, and why innovations in the ACH network have finally opened up the doors to a new normal of employee compensation. ACH Innovation Breaks The Mold.

Payroll 62

Payroll ACH Same Day ACH Innovation 62

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow.

Instant Payments 105

Instant Payments Treasury RFP RTP 105

Payments Source

FEBRUARY 12, 2020

To address immediate market demand but allow time for the project to be done right, the official leading implementation of FedNow says the central bank envisions an initial release in 2023 or 2024 followed by subsequent updates.

Faster Payments 112

Faster Payments FedNow Fed Central Bank 112

Finovate

MARCH 8, 2024

Trice will help Sila’s customers eliminate insufficient funds and unauthorized debit for ACH transactions. Sila combines FedNow and The Clearinghouse’s RTP to allow ACH transactions to be settled in seconds. Founded in 2022, Trice offers the ability to eliminate ACH return codes R1 and R5.

Real Time Payments 65

Real Time Payments FedNow RTP ACH 65

PYMNTS

MARCH 11, 2020

In the March 2020 PYMNTS Faster Payments Tracker , the antagonists in this particular drama are the Federal Reserve Board (the Fed) and The Clearing House (TCH), whose ACH wire transfer tech was the industry standard until FinTech interlopers began repurposing payments rails with tons of venture capital. 5 [2019] announcement of FedNow.

Faster Payments 74

Faster Payments Federal Reserve FedNow RTP 74

PYMNTS

SEPTEMBER 27, 2019

The Federal Reserve’s buildup to faster payments innovation came to a head in August when it announced FedNow , its proposed real-time payments infrastructure under the draft Payments Modernization Act of 2019. 26) titled “ The Future of Real-Time Payments ” to discuss the development of FedNow and its implications for the U.S.

Real Time Payments 69

Real Time Payments Fed Federal Reserve FedNow 69

Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

Clearly Payments

MARCH 18, 2024

FedNow: A Game Changer for Payments in USA The introduction of FedNow serves to fortify the digital cash transfer landscape in the United States, offering a swifter and more efficient alternative to traditional ACH transfers , all while harmoniously coexisting with other convenient options such as mobile wallets.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

PYMNTS

AUGUST 7, 2020

Federal Reserve Board members this week shed some light on the timing and mechanics of FedNow — an always-on, fully interoperable interbank-settlement service that will give rise to instant payments in the United States. 6) symposium highlighting the Fed’s approval of the FedNow system, Fed Gov. If all goes as planned, that is.

Fed 75

Fed Instant Payments FedNow Interbank Settlement 75

Finextra

APRIL 24, 2025

With the launch of RTP in 2016 and FedNow in 2023, the foundational infrastructure for instant payments is finally in place - poised to revolutionise the speed, efficiency, and security of transactions across the economy. A special edition for Nacha's Smarter Faster Payments 2025.

Digital Payments 52

Digital Payments FedNow NACHA RTP 52

Faster Payments Council

AUGUST 23, 2024

However, with the launch of FedNow and it's contemporary, ACH Real Time Payments, Pay-by-Bank is primed to launch as instant authorization and settlement is a significant benefit to all stakeholders in the payments ecosystem. It's time to confront the harsh reality—innovation alone doesn't drive broad adoption.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

PYMNTS

AUGUST 25, 2019

As far as technological changes go, the Federal Reserve announced earlier this month that it will officially create a real-time payments service called FedNow. The move was described by Kansas Federal Reserve President Esther George as the biggest infrastructure upgrade embraced by the Federal Reserve since the ACH system went online in 1972.

Federal Reserve 77

Federal Reserve FedNow Participant Fed 77